Parent and group
- A-HOLDING76%
A-ROOF
ActiveFrom the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of A-ROOF is 1.8% (moderate). The 2025 annual accounts show equity of €256,533 and a net result of €63,730. Equity has been growing by about 40% per year since 2023. Its solvency ranks better than 39% of 9,883 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 05-02-2022 Normal situation
- Legal form
- Private limited company
- Registered office
- Rademakersstraat 39, 3950 Bocholt
- Activity
- Roofing work NACE 43410and 3 others
- Establishment unit
- 2.327.827.873 3950 Bocholt, since 05-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
Board
- VAN HOEF INGEDirector · since 03-02-2022
- A-HOLDINGDirector · since 01-05-2022 · permanent representative VAN HOEF Jo
- SMT-CONSTRUCTDirector · since 01-05-2022 · permanent representative STINISSEN Tom
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
Annual accounts 2025
- Gross margin
- €594,010
- ▼ 21.4%
- Turnover
- ≈ €1.6m
- estimated
- Profit
- €63,730
- ▼ 30.1%
- Equity
- €256,533
- ▲ 33.1%
- Total assets
- €728,539
- ▼ 15.3%
- Staff
- 7 FTE
- ▲ 4.5%
2025 accounts filed 32 days before the deadline
Filed on 29-06-2026at the National Bank
Score breakdownraises riskFounded in 2022Liquidity: current ratio 1.52, cash €8,305, halvedSize: 7 FTE, total assets €728,539lowers riskFigures for financial year 2025 (filed on 29-06-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency
60+13
equity 35.2% of total assets
Liquidity
23+5
short-term debt 56.0% · cash 1.1%
Profitability
80-2
return on assets 8.7%
Bankruptcy probability within 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.7%▲ +0.4 percentage points vs 11-2024
01-2025: 2.9%▲ +0.2 percentage points vs 12-2024
02-2025: 4.0%▲ +1.1 percentage points vs 01-2025
03-2025: 4.2%▲ +0.2 percentage points vs 02-2025
04-2025: 6.9%▲ +2.7 percentage points vs 03-2025
05-2025: 7.0%▲ +0.1 percentage points vs 04-2025
06-2025: 7.6%▲ +0.6 percentage points vs 05-2025
07-2025: 8.9%▲ +1.3 percentage points vs 06-2025highest value
08-2025: 3.4%▼ -5.5 percentage points vs 07-2025
09-2025: 3.4%● unchanged vs 08-2025
10-2025: 2.8%▼ -0.6 percentage points vs 09-2025
11-2025: 1.8%▼ -1.0 percentage point vs 10-2025
12-2025: 1.8%● unchanged vs 11-2025
01-2026: 1.8%● unchanged vs 12-2025
02-2026: 1.7%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: 1.7%● unchanged vs 02-2026lowest value
04-2026: 1.8%▲ +0.1 percentage points vs 03-2026
05-2026: 1.9%▲ +0.1 percentage points vs 04-2026
06-2026: 1.9%● unchanged vs 05-2026
07-2026: 2.4%▲ +0.5 percentage points vs 06-2026
08-2026: 2.6%▲ +0.2 percentage points vs 07-2026
09-2026: 2.8%▲ +0.2 percentage points vs 08-2026
10-2026: 1.8%▼ -1.0 percentage point vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.24 in 2024), above the usual 1.5. Short-term debt is 56% and cash 1.1% of total assets. However, 64.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 37% of them on solvency, 13% on liquidity, 59% on profitability and 76% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
15 days early
2023
84 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 44 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Positive: Equity rose in 2025from €192,803 to €256,533 ▲ 33.1% View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 29-06-2026
- Annual accounts 2024filed on 16-07-2025
- Annual accounts 2023filed on 08-11-2023
Acts in the Belgian Official Gazette
- Amendment of the articlesact of 12-06-2024
- Registered officeact of 05-10-2023
- Resignations & appointmentsact of 16-08-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0781.639.262
Key facts about A-ROOF
- What is the company number of A-ROOF?
- The company number of A-ROOF is 0781.639.262. The VAT number is the same number with BE in front: BE 0781.639.262.
- Where is A-ROOF based?
- The registered office is at Rademakersstraat 39, 3950 Bocholt.Company details
- What does A-ROOF do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of A-ROOF?
- The legal form of A-ROOF is Private limited company (BV).
- When was A-ROOF founded?
- A-ROOF was founded on 05-02-2022.
- Is A-ROOF still active?
- Yes, A-ROOF is an active enterprise in the KBO register.
- How many employees does A-ROOF have?
- A-ROOF had an average of 7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of A-ROOF?
- The turnover in financial year 2025 is ≈ €1.6m. This figure is estimated from the gross margin of €594,010 and 145 comparable companies (NACE 43). It probably lies between €1.3m and €2.2m.
- Is A-ROOF profitable?
- In financial year 2025, A-ROOF made a profit of €63,730.
- Where can I find the annual accounts of A-ROOF?
- A-ROOF filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of A-ROOF due?
- A-ROOF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to A-ROOF
Shareholders
Comparable companies
These companies have the same main activity as A-ROOF: roofing work (NACE 43410). They are comparable in size and age: total assets between €529,000 and €1.1m, founded between 2018 and 2021.
| Company | Total assets | Gross margin |
|---|---|---|
| A-ROOF Bocholt | €0.7m | €0.6m |
| JDF TOITURE Awans | €0.5m | €0.6m |
| DAKWERKEN BOGAERT Berlare | €0.6m | €0.5m |
| COFIBAT TOITURES ET MENUISERIES Bassenge | €0.9m | €0.5m |
| Dakwerken Verspaille Deerlijk | €0.9m | €0.6m |
| Art-Toitures Péruwelz | €0.8m | €0.4m |
| TD PAGIDAK Ninove | €1.1m | €0.7m |
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