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BOUWONER

Active
Private limited companyfounded 20242 yrs activeJacob van Maerlantstraat 68, 8000 Brugge, BelgiumKBO/BCE: BE 1008.586.994
Summary

BOUWONER has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,159 and a net result of €8,159. Its solvency ranks better than 26% of 4616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes
Profitability60
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.66; short-term debt: 87.6% and cash: 1.6% of total assets), and 87.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
12.4%
Return on assets
5.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
29 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 April 2024, BOUWONER was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
€1.9m
EBIT margin
0.8%
Net result
€8,159
Working capital
-€44,288
Balance-sheet composition
Assets €146,663
Fixed assets €62,447
Current assets €84,216
Equity and liabilities €146,663
Equity €18,159
Debt €128,504
Debt finances 87.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€35,617
Cash flow
€29,108
Current ratio
0.66
Quick ratio
0.61
Debt to equity
7.08
ROE
44.9%
ROA
5.6%
Interest coverage
20.28
Debt ≤ 1 year
€128,504
Income taxes
€4,801
Staff costs
€35,068

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 45 lines
Balance sheet Code2025
Assets
Total assets20/58€146,663
Fixed assets21/28€62,447
Tangible fixed assets22/27€57,212
Plant, machinery and equipment23€7,965
Furniture and vehicles24€49,247
Financial fixed assets28€5,235
Current assets29/58€84,216
Stocks and contracts in progress3€5,582
Stocks30/36€5,582
Amounts receivable within one year40/41€44,320
Trade receivables40€31,505
Other amounts receivable41€12,816
Cash at bank and in hand54/58€2,316
Deferred charges and accrued income490/1€31,998
Equity and liabilities
Total equity and liabilities10/49€146,663
Equity10/15€18,159
Contributions10/11€10,000
Capital10€10,000
Issued capital100€10,000
Profit (loss) carried forward14€8,159
Amounts payable17/49€128,504
Amounts payable within one year42/48€128,504
Trade debts44€118,940
Suppliers440/4€61,709
Bills of exchange payable441€57,231
Taxes, remuneration and social security45€9,565
Taxes450/3€4,801
Remuneration and social security454/9€4,763
Income statement Code2025
Turnover70€1.9m
Goods, raw materials, services and sundry goods60/61€1.8m
Remuneration, social security and pensions62€35,068
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,949
Other operating charges640/8€3,945
Gross operating margin9900€74,630
Operating profit (loss)9901€14,667
Financial income75/76B€49
Recurring financial income75€49
Financial charges65/66B€1,756
Recurring financial charges65€1,756
Profit (loss) for the period before taxes9903€12,960
Income taxes67/77€4,801
Profit (loss) for the period9904€8,159
Profit (loss) for the period to be appropriated9905€8,159
Appropriation of the result
Profit (loss) to be appropriated9906€8,159
Social balance
Average headcount (FTE)90870.7

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€1.9m
Goods, raw materials, services and sundry goods60/61€1.8m
Remuneration, social security and pensions62€35,068
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20,949
Other operating charges640/8€3,945
Gross operating margin9900€74,630
Operating profit (loss)9901€14,667
Financial income75/76B€49
Recurring financial income75€49
Financial charges65/66B€1,756
Recurring financial charges65€1,756
Profit (loss) for the period before taxes9903€12,960
Income taxes67/77€4,801
Profit (loss) for the period9904€8,159
Profit (loss) for the period to be appropriated9905€8,159
Line2025
Assets
Total assets20/58€146,663
Fixed assets21/28€62,447
Tangible fixed assets22/27€57,212
Plant, machinery and equipment23€7,965
Furniture and vehicles24€49,247
Financial fixed assets28€5,235
Current assets29/58€84,216
Stocks and contracts in progress3€5,582
Stocks30/36€5,582
Amounts receivable within one year40/41€44,320
Trade receivables40€31,505
Other amounts receivable41€12,816
Cash at bank and in hand54/58€2,316
Deferred charges and accrued income490/1€31,998
Equity and liabilities
Total equity and liabilities10/49€146,663
Equity10/15€18,159
Contributions10/11€10,000
Capital10€10,000
Issued capital100€10,000
Profit (loss) carried forward14€8,159
Amounts payable17/49€128,504
Amounts payable within one year42/48€128,504
Trade debts44€118,940
Suppliers440/4€61,709
Bills of exchange payable441€57,231
Taxes, remuneration and social security45€9,565
Taxes450/3€4,801
Remuneration and social security454/9€4,763
Line2025
Profit (loss) for the period9904€8,159
+ Depreciation and write-downs630€20,949
Operating cash flow (approximation)€29,108

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
244 m²
Building footprint
123 m²
Parcel 31807H0502/00Z002, Flanders. Linked by address, not a title deed.
1 establishment unit
BOUWONEЯ
Jacob van Maerlantstraat 68, 8000 BruggeReal estate development
since 20242.358.787.206
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31807H0502/00Z002 Flanders 244 m² 1 · 122 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 329 EUR awarded · 329 EUR paid
Year Entries awardedpaid
2025 1 329 EUR329 EUR
Schemes
1 entry · 329 EUR · 329 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 9,696 companies in sector 68121 we hold annual accounts for 7,393. 3,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-04-2024
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
Contact
E-mail contact@bouwoner.com
Phone 0032465241182
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008586994
Also 9925:BE1008586994
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.