DAFFLO
ActiveSummary
The computed 12-month bankruptcy probability of DAFFLO is 3.9% (moderate). The 2025 annual accounts show negative equity (-€205,237) and a net result of -€9,629. Equity is shrinking by about 4% per year across the filed financial years. Its solvency ranks better than 5% of 39,184 sector peers (NACE 70, financial year 2025). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
- Equity
- -€205,237
- Loss
- -€9,629
Why 46raises risk1 change of registered office in 24 monthsLiquidity: current ratio 0.01, cash €756, halvedEx-officio strike-off in the KBOlowers riskSize: total assets €250,305Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 3% on solvency, 3% on liquidity, 13% on profitability and 32% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 46 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered office · Amendment of the…Reappointment: LECLERCQ Christian Daniel Edgard…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00480818.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €8,933 in 2025 against €1,215 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 2,333 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 90.6% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 3.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,333 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €300 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,541 | €9,333 | €9,231 | €9,231 | €9,231 | €9,231 | €9,231 | €9,231 | = |
| Other operating charges640/8 | - | - | - | €3,668 | €3,051 | €1,726 | €1,985 | €2,503 | ▲ 26.1% |
| Gross operating margin9900 | €4,728 | €8,081 | €9,150 | €8,153 | €1,713 | €3,064 | €10,000 | €2,801 | ▼ 72.0% |
| Operating profit (loss)9901 | -€9,214 | -€5,171 | -€3,739 | -€4,746 | -€10,568 | -€7,893 | -€1,215 | -€8,933 | ▼ 635% |
| Recurring financial income75 | - | €63 | - | - | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €1,189 | €966 | €745 | €492 | €696 | ▲ 41.5% |
| Recurring financial charges65 | €16,865 | €1,653 | €1,430 | €1,189 | €966 | €745 | €492 | €696 | ▲ 41.5% |
| Profit (loss) for the period before taxes9903 | -€26,079 | -€6,760 | -€5,168 | -€5,934 | -€11,535 | -€8,638 | -€1,707 | -€9,629 | ▼ 464% |
| Income taxes67/77 | €296 | €292 | €242 | €253 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€26,375 | -€7,052 | -€5,411 | -€6,187 | -€11,535 | -€8,638 | -€1,707 | -€9,629 | ▼ 464% |
| Profit (loss) for the period to be appropriated9905 | -€26,375 | -€7,052 | -€5,411 | -€6,187 | -€11,535 | -€8,638 | -€1,707 | -€9,629 | ▼ 464% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €318,488 | €308,389 | €298,103 | €287,308 | €277,430 | €268,652 | €261,265 | €250,305 | ▼ 4.2% |
| Fixed assets21/28 | €313,862 | €304,529 | €295,298 | €286,067 | €276,837 | €267,606 | €258,375 | €249,144 | ▼ 3.6% |
| Tangible fixed assets22/27 | €313,862 | €304,529 | €295,298 | €286,067 | €276,837 | €267,606 | €258,375 | €249,144 | ▼ 3.6% |
| Land and buildings22 | - | - | - | €286,067 | €276,837 | €267,606 | €258,375 | €249,144 | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | - | - | - | - | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €4,626 | €3,860 | €2,804 | €1,240 | €593 | €1,046 | €2,890 | €1,161 | ▼ 59.8% |
| Amounts receivable within one year40/41 | €89 | €53 | €53 | €94 | €110 | €174 | - | €405 | - |
| Other amounts receivable41 | - | - | - | €94 | €110 | €174 | - | €405 | - |
| Cash at bank and in hand54/58 | €2,882 | €1,936 | €999 | €653 | €483 | €873 | €2,890 | €756 | ▼ 73.8% |
| Deferred charges and accrued income490/1 | - | - | - | €494 | - | - | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €318,488 | €308,389 | €298,103 | €287,308 | €277,430 | €268,652 | €261,265 | €250,305 | ▼ 4.2% |
| Equity10/15 | -€155,078 | -€162,131 | -€167,541 | -€173,729 | -€185,264 | -€193,902 | -€195,609 | -€205,237 | ▼ 4.9% |
| Contributions10/11 | €12,400 | €12,400 | - | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€169,338 | -€176,391 | -€181,801 | -€187,989 | -€199,524 | -€208,162 | -€209,869 | -€219,497 | ▼ 4.6% |
| Amounts payable17/49 | €473,566 | €470,520 | €465,644 | €461,036 | €462,693 | €462,554 | €456,874 | €455,543 | ▼ 0.3% |
| Amounts payable after more than one year17 | €273,823 | €269,268 | €264,481 | €259,450 | €254,161 | €248,603 | €244,248 | €244,248 | = |
| Financial debts170/4 | - | - | - | €15,201 | €9,913 | €4,354 | - | - | - |
| Other amounts payable178/9 | - | - | - | €244,248 | €244,248 | €244,248 | €244,248 | €244,248 | = |
| Amounts payable within one year42/48 | €196,430 | €197,938 | €197,849 | €198,273 | €205,218 | €210,637 | €212,626 | €211,294 | ▼ 0.6% |
| Current portion of amounts payable after more than one year42 | - | - | - | €5,031 | €5,288 | €5,558 | €4,354 | - | - |
| Trade debts44 | - | €1,459 | €1,888 | €774 | €774 | €361 | €590 | €304 | ▼ 48.5% |
| Suppliers440/4 | - | - | - | €774 | €774 | €361 | €590 | €304 | ▼ 48.5% |
| Taxes, remuneration and social security45 | - | - | - | €495 | €253 | - | - | - | - |
| Taxes450/3 | - | - | - | €495 | €253 | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €191,972 | €198,903 | €204,718 | €207,682 | €210,991 | ▲ 1.6% |
| Accrued charges and deferred income492/3 | - | - | - | €3,314 | €3,314 | €3,314 | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,375 | -€7,052 | -€5,411 | -€6,187 | -€11,535 | -€8,638 | -€1,707 | -€9,629 | ▼ 464% |
| + Depreciation and write-downs630 | €10,541 | €9,333 | €9,231 | €9,231 | €9,231 | €9,231 | €9,231 | €9,231 | = |
| Operating cash flow (approximation) | -€15,834 | €2,281 | €3,820 | €3,043 | -€2,304 | €592 | €7,524 | -€398 | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€946 | -€937 | -€346 | -€170 | €389 | €2,018 | -€2,134 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 17 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00480818 |
| 31-12-2024 | micro format | 28-08-2025 | 2025-00421332 |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00407723 |
| 31-12-2022 | micro format | 19-10-2023 | 2023-00488488 |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20370684 |
| 31-12-2020 | micro format | 30-08-2021 | 2021-57300410 |
| 31-12-2019 | micro format | 30-10-2020 | 2020-65800010 |
| 31-12-2018 | micro format | 27-09-2019 | 2019-66300481 |
| 31-12-2017 | micro format | 31-08-2018 | 2018-60500395 |
| 31-12-2016 | micro format | 29-08-2017 | 2017-53500135 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| LECLERCQ Christian Daniel Edgard Ghislain |
|
Owners and capital
Capital and shareholders
- LECLERCQ Christian Daniel Edgard Ghislain 186 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 06-02-2026 Converted to unavailable equity · €14,260
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
06-02
Gazette deed
Registered office · Amendment of the articles · Legal-form change · Resignations & appointmentsReappointment: LECLERCQ Christian Daniel Edgard Ghislain (administrateur non statutaire) · Incorporation · Shareholding14 facts ▸
- Incorporation, 22-12-2010
- Other provision, 11:30, “président,secrétaire,scrutateur par le président” (deed in French)
- Shareholding, 03-02-2026, 186
- Power of attorney, CHAVANNE Arnaud Guy Joel Ghislain (2 times)
- General meeting, 03-02-2026
- Legal form clause, “unanimité, adaptation aux CSA et maintien” (deed in French)
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Reserve release, “formes et majorités de la modification des statuts, unanimité” (deed in French)
- Amendment of the articles
- Director reappointment, LECLERCQ Christian Daniel Edgard Ghislain (administrateur non statutaire) (2 times)
- Registered-office move, Rue de Theux,55,1040 Etterbeek
- Capital
- +2 further facts in this act
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21363B0470/00Y009 | Brussels | 308 m² | 1 · 306 m² | 17.3 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- DAFFLO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, 2” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Personnes autorisées par le Code des Sociétés et des Associations, avec ou sans limitation de durée” (deed in French)“Ad nutum, révocation” (deed in French)“Frais de représentation,voyages et déplacements, fixe ou proportionnelle” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Prix offert par candidat original, à défaut prix fixé par expert désigné de commun accord, à défaut par président du tribunal de…” (deed in French)
- Share issue ruleHow and by whom new shares can be issued.
- “Droit au débiteur-gagiste, offert par priorité aux actionnaires ayant exercé totalité jusqu'à souscription entière selon modalités de…” (deed in French)
- Financial instrumentSecurities other than shares, such as bonds or warrants, the company can issue.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “En tout temps par décision de l'assemblée générale dans formes modifications aux statuts” (deed in French)1 more provision on this in the deed
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed