Skip to content

DAFFLO

Active
Private limited companyfounded 200817 yrs activede Theuxstraat 55, 1040 Etterbeek, BelgiumKBO/BCE: BE 0806.901.230
Summary

DAFFLO has been active since 2008 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show negative equity (-€205,237) and a net result of -€9,629. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 5% of 31958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability18▼-50
Solvency0=
Growth58=
Track record92
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 84.4% and cash: 0.3% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-82%
Return on assets
-3.8%
Age of the figures
9 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€205,237
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
80 d late
2021
31 d late
2020
30 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline

History

DAFFLO was incorporated on 7 October 2008.1 Total assets fell from EUR 318,488 in 2018 to EUR 250,305 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€205,237▼ 4.9%
2024 · -€195,609
Total assets
€250,305▼ 4.2%
2024 · €261,265
Net result
-€9,629▼ 464%
2024 · -€1,707
Working capital
-€210,133▼ 0.2%
2024 · -€209,736
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€4,746▼ 26.9%-€10,568▼ 123%-€7,893▲ 25.3%-€1,215▲ 84.6%-€8,933▼ 635%
Net result-€6,187below the sector's middle half▼ 14.4%-€11,535below the sector's middle half▼ 86.4%-€8,638below the sector's middle half▲ 25.1%-€1,707below the sector's middle half▲ 80.2%-€9,629below the sector's middle half▼ 464%
Equity-€173,729below the sector's middle half▼ 3.7%-€185,264below the sector's middle half▼ 6.6%-€193,902below the sector's middle half▼ 4.7%-€195,609below the sector's middle half▼ 0.9%-€205,237below the sector's middle half▼ 4.9%
Total assets€287,308within the sector's middle half▼ 3.6%€277,430within the sector's middle half▼ 3.4%€268,652within the sector's middle half▼ 3.2%€261,265within the sector's middle half▼ 2.7%€250,305within the sector's middle half▼ 4.2%
Debt€461,036▼ 1.0%€462,693▲ 0.4%€462,554=€456,874▼ 1.2%€455,543▼ 0.3%
Working capital-€197,033below the sector's middle half▼ 1.0%-€204,625below the sector's middle half▼ 3.9%-€209,591below the sector's middle half▼ 2.4%-€209,736below the sector's middle half▼ 0.1%-€210,133below the sector's middle half▼ 0.2%
Solvency-60.5%below the sector's middle half▼ 4.3pp-66.8%below the sector's middle half▼ 6.3pp-72.2%below the sector's middle half▼ 5.4pp-74.9%below the sector's middle half▼ 2.7pp-82.0%below the sector's middle half▼ 7.1pp
Current ratio0.01below the sector's middle half▼ 0.010.00below the sector's middle half=0.00below the sector's middle half=0.01below the sector's middle half▲ 0.010.01below the sector's middle half▼ 0.01
Return on assets (ROA)-2.2%below the sector's middle half▼ 0.3pp-4.2%below the sector's middle half▼ 2.0pp-3.2%below the sector's middle half▲ 0.9pp-0.7%below the sector's middle half▲ 2.6pp-3.8%below the sector's middle half▼ 3.2pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0Operating result 2021: -€4,746-€4,746Net result 2021: -€6,187-€6,187Operating result 2022: -€10,568-€10,568Net result 2022: -€11,535-€11,535Operating result 2023: -€7,893-€7,893Net result 2023: -€8,638-€8,638Operating result 2024: -€1,215-€1,215Net result 2024: -€1,707-€1,707Operating result 2025: -€8,933-€8,933Net result 2025: -€9,629-€9,62920212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€7,893-€7,890Net result 2023: -€8,638-€8,640Operating result 2024: -€1,215-€1,220Net result 2024: -€1,707-€1,710Operating result 2025: -€8,933-€8,930Net result 2025: -€9,629-€9,630202320242025
The operating result stays negative: a loss of €8,933 in 2025 against €1,215 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €250,305
Fixed assets €249,144 ▼ 3.6%
Current assets €1,161 ▼ 59.8%
Key figures and ratios
2025 value · change against 2024
EBITDA
€298▼
2024 · €8,016
Cash flow
-€398▼
2024 · €7,524
Debt to equity
-2.22▲
2024 · -2.34
Interest coverage
0.43▼
2024 · 16.30
Debt ≤ 1 year
€211,294▼
2024 · €212,626
Debt > 1 year
€244,248=
2024 · €244,248
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.8% went bankrupt
5.8% stopped otherwise
91% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€261,265€250,305▼
Fixed assets21/28€258,375€249,144▼
Tangible fixed assets22/27€258,375€249,144▼
Land and buildings22€258,375€249,144▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€2,890€1,161▼
Amounts receivable within one year40/41-€405
Other amounts receivable41-€405
Cash at bank and in hand54/58€2,890€756▼
Equity and liabilities
Total equity and liabilities10/49€261,265€250,305▼
Equity10/15-€195,609-€205,237▼
Contributions10/11€12,400€12,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€209,869-€219,497▼
Amounts payable17/49€456,874€455,543▼
Amounts payable after more than one year17€244,248€244,248=
Other amounts payable178/9€244,248€244,248=
Amounts payable within one year42/48€212,626€211,294▼
Current portion of amounts payable after more than one year42€4,354-
Trade debts44€590€304▼
Suppliers440/4€590€304▼
Other amounts payable47/48€207,682€210,991▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,231€9,231=
Other operating charges640/8€1,985€2,503▲
Gross operating margin9900€10,000€2,801▼
Operating profit (loss)9901-€1,215-€8,933▼
Financial charges65/66B€492€696▲
Recurring financial charges65€492€696▲
Profit (loss) for the period before taxes9903-€1,707-€9,629▼
Profit (loss) for the period9904-€1,707-€9,629▼
Profit (loss) for the period to be appropriated9905-€1,707-€9,629▼
Appropriation of the result
Profit (loss) to be appropriated9906-€209,869-€219,497▼
Profit (loss) brought forward from the previous period14P-€208,162-€209,869▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€300----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,231€9,231€9,231€9,231€9,231=
Other operating charges640/8€3,668€3,051€1,726€1,985€2,503▲ 26.1%
Gross operating margin9900€8,153€1,713€3,064€10,000€2,801▼ 72.0%
Operating profit (loss)9901-€4,746-€10,568-€7,893-€1,215-€8,933▼ 635%
Financial charges65/66B€1,189€966€745€492€696▲ 41.5%
Recurring financial charges65€1,189€966€745€492€696▲ 41.5%
Profit (loss) for the period before taxes9903-€5,934-€11,535-€8,638-€1,707-€9,629▼ 464%
Income taxes67/77€253-----
Profit (loss) for the period9904-€6,187-€11,535-€8,638-€1,707-€9,629▼ 464%
Profit (loss) for the period to be appropriated9905-€6,187-€11,535-€8,638-€1,707-€9,629▼ 464%
Line20212022202320242025Change
Assets
Total assets20/58€287,308€277,430€268,652€261,265€250,305▼ 4.2%
Fixed assets21/28€286,067€276,837€267,606€258,375€249,144▼ 3.6%
Tangible fixed assets22/27€286,067€276,837€267,606€258,375€249,144▼ 3.6%
Land and buildings22€286,067€276,837€267,606€258,375€249,144▼ 3.6%
Plant, machinery and equipment23-€0€0€0€0-
Furniture and vehicles24-€0€0€0€0-
Current assets29/58€1,240€593€1,046€2,890€1,161▼ 59.8%
Amounts receivable within one year40/41€94€110€174-€405-
Other amounts receivable41€94€110€174-€405-
Cash at bank and in hand54/58€653€483€873€2,890€756▼ 73.8%
Deferred charges and accrued income490/1€494-----
Equity and liabilities
Total equity and liabilities10/49€287,308€277,430€268,652€261,265€250,305▼ 4.2%
Equity10/15-€173,729-€185,264-€193,902-€195,609-€205,237▼ 4.9%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€187,989-€199,524-€208,162-€209,869-€219,497▼ 4.6%
Amounts payable17/49€461,036€462,693€462,554€456,874€455,543▼ 0.3%
Amounts payable after more than one year17€259,450€254,161€248,603€244,248€244,248=
Financial debts170/4€15,201€9,913€4,354---
Other amounts payable178/9€244,248€244,248€244,248€244,248€244,248=
Amounts payable within one year42/48€198,273€205,218€210,637€212,626€211,294▼ 0.6%
Current portion of amounts payable after more than one year42€5,031€5,288€5,558€4,354--
Trade debts44€774€774€361€590€304▼ 48.5%
Suppliers440/4€774€774€361€590€304▼ 48.5%
Taxes, remuneration and social security45€495€253----
Taxes450/3€495€253----
Other amounts payable47/48€191,972€198,903€204,718€207,682€210,991▲ 1.6%
Accrued charges and deferred income492/3€3,314€3,314€3,314---
Line20212022202320242025Change
Profit (loss) for the period9904-€6,187-€11,535-€8,638-€1,707-€9,629▼ 464%
+ Depreciation and write-downs630€9,231€9,231€9,231€9,231€9,231=
Operating cash flow (approximation)€3,043-€2,304€592€7,524-€398▼ 105%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€170€389€2,018-€2,134▼ 206%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
10-06
KBO administration Address struck
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
19-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
27-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
SignalNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
308 m²
Building footprint
306 m²
Volume, LiDAR
2,438 m³
Parcel 21363B0470/00Y009, Brussels · tallest building 17.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
DAFFLO
de Theuxstraat 55, 1040 EtterbeekActivities of head offices; management consultancy activities
since 20082.174.293.206
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21363B0470/00Y009 Brussels 308 m² 1 · 306 m² 17.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-10-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.