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D.V. DECOR

Active
Private limited companyfounded 199333 yrs activePaul Gilsonlaan 385, 1620 Drogenbos, BelgiumKBO/BCE: BE 0449.045.860

D.V. DECOR has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €11k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
96 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+91
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.61 against 5.02 in 2024; short-term debt: 11.8% and cash: 81.8% of total assets), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
88.2%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
81 d early
2024
73 d early
2023
84 d early
2022
24 d late
2021
389 d late
2020
19 d late
2019
76 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€69k
EBIT margin
9.4%
Net result
€11k
2024 · €-18k
2018: €-16k 2019: €-1k 2020: €7k 2021: €2k 2022: €11k 2023: €10k 2024: €-18k
2018 → 2025
Working capital
€50k▲ 33.8%
2024 · €37k
2018: €32k 2019: €26k 2020: €38k 2021: €43k 2022: €45k 2023: €56k 2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€42k-€54k▲ 27.1%€63k▲ 18.1%€45k▼ 28.7%€56k▲ 25.1%
Operating result€3k-€14k▲ 309%€13k▼ 4.6%€-18k€12k
Net result€2k-€11k▲ 605%€10k▼ 15.3%€-18k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €3k€3kNet result 2021: €2k€2kOperating result 2022: €14k€14kNet result 2022: €11k€11kOperating result 2023: €13k€13kNet result 2023: €10k€10kOperating result 2024: €-18k€-18kNet result 2024: €-18k€-18kOperating result 2025: €12k€12kNet result 2025: €11k€11k20212022202320242025
The operating result returns to profit in 2025: €12k after a loss of €18k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets €6k▼ 16.9%
Current assets €58k▲ 23.3%
Equity and liabilities €64k
Equity €56k▲ 25.1%
Debt €8k▼ 18.7%
The debt ratio falls from 17.1% to 11.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13k
2024 · €-17k
Cash flow
€13k
2024 · €-17k
Solvency
88.2%
2024 · 82.9%
Current ratio
7.61
2024 · 5.02
Quick ratio
7.61
2024 · 5.02
Debt / equity
0.13
2024 · 0.21
ROE
20.1%
2024 · -40.3%
ROA
17.7%
2024 · -33.4%
Interest coverage
65.86
2024 · -81.83
Debt
€8k
2024 · €9k
Debt ≤ 1 year
€8k
2024 · €9k
Income taxes
€132
2024 · €142
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€54k€64k
Fixed assets21/28€8k€6k
Tangible fixed assets22/27€8k€6k
Land and buildings22€6k€5k
Furniture and vehicles24€1k€1k
Financial fixed assets28€25€25=
Current assets29/58€47k€58k
Amounts receivable within one year40/41€2k€4k
Other amounts receivable41€2k€4k
Cash at bank and in hand54/58€44k€52k
Deferred charges and accrued income490/1€926€1k
Equity and liabilities
Total equity and liabilities10/49€54k€64k
Equity10/15€45k€56k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€25k€36k
Amounts payable17/49€9k€8k
Amounts payable within one year42/48€9k€8k
Financial debts43€500€500
Credit institutions430/8€500€500
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€6k€7k
Income statement Code20242025
Non-recurring operating income76A€500€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k
Other operating charges640/8€1k€1k
Gross operating margin9900€-15k€14k
Operating profit (loss)9901€-18k€12k
Financial charges65/66B€204€197
Recurring financial charges65€204€197
Profit (loss) for the period before taxes9903€-18k€11k
Income taxes67/77€142€132
Profit (loss) for the period9904€-18k€11k
Profit (loss) for the period to be appropriated9905€-18k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€25k€36k
Profit (loss) brought forward from the previous period14P€43k€25k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €11k
Net result €11k after one loss-making year.
19-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet €-18k ▼288%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
08-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity doublescurrent ratio 5.25
Current ratio from 2.51 to 5.25; short-term debt falls from €30k to €13k.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
24-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 389 days late
2022
31-12
Financial Highest result since 2018net €11k ▲605%
Operating result €14k, net result €11k, both a record.
2021
19-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
15-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 76 days late
2019
22-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
23-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Drogenbos · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paul Gilsonlaan 3851620 Drogenbos
Ground area
449 m²
Building footprint
74 m²
Volume, LiDAR
954 m³
Parcel 22001B0043/00T002, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Paul Gilsonlaan 385, 1620 Drogenbos
NACE 4543
since 19932.060.477.067
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22001B0043/00T002 Flanders 449 m² 1 · 74 m² 14.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,451 companies in sector 74130 we hold annual accounts for 341. 287 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded06-01-1993
Fiscal year end31-12
Trade name NL D.V. IMMO
Activities, NACEBEL
45433
74104Other professional, scientific and technical activities
74130Interior design
43333Wallpapering and laying of floor and wall coverings in other materials
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.