Jpro&Co
ActiveSummary
Jpro&Co has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121,705 and a net result of -€1,425. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 95% of 3507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability57▲+41
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
short-term debt: 0.2% and cash: 60% of total assets, and 0.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
393 d late
2023
30 d late
2022
9 d late
2021
31 d late
2020
30 d late
2019
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 84 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€121,705▼ 1.2%
2024 · €123,130
Total assets
€121,997▼ 19.1%
2024 · €150,751
Net result
-€1,425▲ 54.5%
2024 · -€3,135
Working capital
€95,085▲ 6.5%
2024 · €89,250
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,670▼ 58.5%-€11,104€5,578-€2,804€422
Net result€10,388within the sector's middle half▼ 62.6%-€11,336below the sector's middle half€2,615within the sector's middle half-€3,135below the sector's middle half-€1,425below the sector's middle half▲ 54.5%
Equity€134,986above the sector's middle half▲ 8.3%€123,650above the sector's middle half▼ 8.4%€126,265above the sector's middle half▲ 2.1%€123,130above the sector's middle half▼ 2.5%€121,705above the sector's middle half▼ 1.2%
Total assets€155,355within the sector's middle half▼ 9.2%€130,845within the sector's middle half▼ 15.8%€130,397within the sector's middle half▼ 0.3%€150,751within the sector's middle half▲ 15.6%€121,997within the sector's middle half▼ 19.1%
Debt€20,369▼ 56.3%€7,194▼ 64.7%€4,132▼ 42.6%€27,621▲ 569%€292▼ 98.9%
Working capital€133,086above the sector's middle half▲ 8.9%€123,650above the sector's middle half▼ 7.1%€126,265above the sector's middle half▲ 2.1%€89,250above the sector's middle half▼ 29.3%€95,085above the sector's middle half▲ 6.5%
Solvency86.9%above the sector's middle half▲ 14.1pp94.5%above the sector's middle half▲ 7.6pp96.8%above the sector's middle half▲ 2.3pp81.7%above the sector's middle half▼ 15.2pp99.8%above the sector's middle half▲ 18.1pp
Current ratio7.53above the sector's middle half▲ 3.9118.19above the sector's middle half▲ 10.6531.56above the sector's middle half▲ 13.374.23above the sector's middle half▼ 27.33
Return on assets (ROA)6.7%within the sector's middle half▼ 9.5pp-8.7%below the sector's middle half▼ 15.4pp2.0%within the sector's middle half▲ 10.7pp-2.1%below the sector's middle half▼ 4.1pp-1.2%below the sector's middle half▲ 0.9pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €422 after a loss of €2,804 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121,997
Fixed assets
€26,620 ▼ 21.4%
Current assets
€95,377 ▼ 18.4%
Equity and liabilities €121,997
Equity
€121,705 ▼ 1.2%
Debt
€292 ▼ 98.9%
Debt's share of the balance-sheet total falls from 18.3% to 0.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7,682▲
2024 · -€384
Cash flow
€5,835▲
2024 · -€715
Debt to equity
0.00▼
2024 · 0.22
ROE
-1.2%▲
2024 · -2.5%
Interest coverage
4.82▲
2024 · -3.17
Debt ≤ 1 year
€292▼
2024 · €27,621
Income taxes
€151▼
2024 · €210
A ratio outside any meaningful range has been withheld (balance sheet total €121,997, equity €121,705).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.5%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €2,841 | - | €1,940 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €495 | - | - | €2,420 | €7,260 | ▲ 200% |
| Other operating charges640/8 | €556 | €647 | €969 | €403 | €613 | ▲ 52.0% |
| Gross operating margin9900 | €16,721 | -€7,616 | €6,547 | €1,960 | €8,295 | ▲ 323% |
| Operating profit (loss)9901 | €15,670 | -€11,104 | €5,578 | -€2,804 | €422 | ▲ 115% |
| Financial income75/76B | - | - | €21 | - | - | - |
| Recurring financial income75 | - | - | €21 | - | - | - |
| Financial charges65/66B | €171 | €232 | €200 | €121 | €1,696 | ▲ 1,303% |
| Recurring financial charges65 | €171 | €232 | €200 | €121 | €1,593 | ▲ 1,217% |
| Non-recurring financial charges66B | - | - | - | - | €103 | - |
| Profit (loss) for the period before taxes9903 | €15,499 | -€11,336 | €5,399 | -€2,924 | -€1,274 | ▲ 56.4% |
| Income taxes67/77 | €5,111 | - | €2,784 | €210 | €151 | ▼ 28.1% |
| Profit (loss) for the period9904 | €10,388 | -€11,336 | €2,615 | -€3,135 | -€1,425 | ▲ 54.5% |
| Profit (loss) for the period to be appropriated9905 | €10,388 | -€11,336 | €2,615 | -€3,135 | -€1,425 | ▲ 54.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €155,355 | €130,845 | €130,397 | €150,751 | €121,997 | ▼ 19.1% |
| Fixed assets21/28 | €1,900 | - | - | €33,880 | €26,620 | ▼ 21.4% |
| Tangible fixed assets22/27 | - | - | - | €33,880 | €26,620 | ▼ 21.4% |
| Plant, machinery and equipment23 | - | - | - | €33,880 | €26,620 | ▼ 21.4% |
| Financial fixed assets28 | €1,900 | - | - | - | - | - |
| Current assets29/58 | €153,455 | €130,845 | €130,397 | €116,871 | €95,377 | ▼ 18.4% |
| Amounts receivable within one year40/41 | €39,194 | €26,908 | €12,997 | €12,885 | €22,181 | ▲ 72.1% |
| Trade receivables40 | €169 | €4,382 | - | - | - | - |
| Other amounts receivable41 | €39,025 | €22,526 | €12,997 | €12,885 | €22,181 | ▲ 72.1% |
| Cash at bank and in hand54/58 | €114,262 | €103,937 | €115,310 | €103,986 | €73,196 | ▼ 29.6% |
| Deferred charges and accrued income490/1 | - | - | €2,090 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €155,355 | €130,845 | €130,397 | €150,751 | €121,997 | ▼ 19.1% |
| Equity10/15 | €134,986 | €123,650 | €126,265 | €123,130 | €121,705 | ▼ 1.2% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €25,855 | €25,855 | €25,855 | €25,855 | €25,855 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves not available under the articles1311 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | €14,655 | €14,655 | €14,655 | €14,655 | €14,655 | = |
| Distributable reserves133 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €90,132 | €78,796 | €81,410 | €78,276 | €76,850 | ▼ 1.8% |
| Amounts payable17/49 | €20,369 | €7,194 | €4,132 | €27,621 | €292 | ▼ 98.9% |
| Amounts payable within one year42/48 | €20,369 | €7,194 | €4,132 | €27,621 | €292 | ▼ 98.9% |
| Trade debts44 | €1,719 | €555 | €104 | €24,525 | €141 | ▼ 99.4% |
| Suppliers440/4 | €1,719 | €555 | €104 | €24,525 | €141 | ▼ 99.4% |
| Advances received on contracts in progress46 | €2,783 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €15,867 | €6,640 | €4,027 | €3,095 | €151 | ▼ 95.1% |
| Taxes450/3 | €15,867 | €6,640 | €4,027 | €3,095 | €151 | ▼ 95.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,388 | -€11,336 | €2,615 | -€3,135 | -€1,425 | ▲ 54.5% |
| + Depreciation and write-downs630 | €495 | - | - | €2,420 | €7,260 | ▲ 200% |
| Operating cash flow (approximation) | €10,883 | -€11,336 | €2,615 | -€715 | €5,835 | ▲ 916% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | - |
| Change in cash | - | -€10,325 | €11,373 | -€11,324 | -€30,790 | ▼ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 393 days late
2025
31-12
Financial
Liquidity times 77current ratio 326.77
Current ratio from 4.23 to 326.77; short-term debt falls from €27,621 to €292.
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €2,615
Net result €2,615 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-12
Financial
Weakest financial yearnet -€11,336
Net result drops to -€11,336, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 18.19
Current ratio from 7.53 to 18.19; short-term debt falls from €20,369 to €7,194.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 7.53
Current ratio from 3.62 to 7.53; short-term debt falls from €46,583 to €20,369.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €27,764 ▲528%
Operating result €37,724, net result €27,764, both a record.
Show earlier events
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1998
Ground area
1.0 ha
Building footprint
866 m²
Volume, LiDAR
23,752 m³
Parcel 21618B0434/00A000, Brussels · tallest building 33.6 m, ±9 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
JPRO&CO
since 19982.144.632.287
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21618B0434/00A000 | Brussels | 1.0 ha | 1 · 866 m² | 33.6 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,452 companies in sector 74130 we hold annual accounts for 340. 271 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-10-1998
Fiscal year end31-12
Activities, NACEBEL 2025
74130Interior design
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46423Wholesale of clothing, excluding workwear and underwear
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
71112Activities of interior architects
73110Advertising agencies
82100Office administrative and support services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0464319697
Registered
09-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.