Equity
-€27,998
Debts exceed assets in financial year 2025.
D STREE
Lifetime
18 annual accounts with figures on one time axispeak €527,510 (2025)
€527,510▲ 10.7%
lowest -€80,309 (2008)
€13,423▼ 50.5%
peak €31,777 (2013)
-€27,998▲ €13,423
€1.3m▼ 7.1%
peak 11.6 FTE (2015)
8.6 FTE▲ 3.6%
Board3 names since 2021
1 directorBJV INVEST
Owners
consolidatesBJV INVEST
Documentsfilings and deeds
22-07-20269 days before the deadline
2025abbreviated format
Result from €27,122 to €13,423Equity from -€41,421 to -€27,998Cash from €454,035 to €301,897
Key points
from the 2025 annual accountsTurnover
≈ €5.0m estimated
The accounts state no turnover.
Debts
€1.3m 102% of the balance sheet
Financial debts 58%Suppliers 25%Taxes and wages 6%Other 11%
€856,656 of the debts are secured on the company's own assets. In 2024 that was €9.1m.
Staff
10 employees on 31-12-2025
In 2025, 44 people joined and 45 left.
Filings
18 annual accounts since 2008
Four of the last ten came late. The 2018 accounts came latest: 58 days after the end of the period.
Position in the sector
-€27,998
Less equity than 90% of companies in retail trade. Sector median €235,781 · 12,866 companies.
Checked score
49
Fair
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.3%
01-2025: 3.3%● unchanged vs 12-2024
02-2025: 3.5%▲ +0.2 percentage points vs 01-2025
03-2025: 3.5%● unchanged vs 02-2025
04-2025: 3.5%● unchanged vs 03-2025
05-2025: 3.4%▼ -0.1 percentage points vs 04-2025
06-2025: 3.4%● unchanged vs 05-2025
07-2025: 3.7%▲ +0.3 percentage points vs 06-2025
08-2025: 3.4%▼ -0.3 percentage points vs 07-2025
09-2025: 3.4%● unchanged vs 08-2025
10-2025: 3.4%● unchanged vs 09-2025
11-2025: 3.4%● unchanged vs 10-2025
12-2025: 3.4%● unchanged vs 11-2025
01-2026: 3.4%● unchanged vs 12-2025
02-2026: 3.5%▲ +0.1 percentage points vs 01-2026
03-2026: 3.5%● unchanged vs 02-2026
04-2026: 3.4%▼ -0.1 percentage points vs 03-2026
05-2026: 3.3%▼ -0.1 percentage points vs 04-2026
06-2026: 3.2%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 3.4%▲ +0.2 percentage points vs 06-2026
08-2026: 4.1%▲ +0.7 percentage points vs 07-2026
09-2026: 4.1%● unchanged vs 08-2026
10-2026: 4.1%● unchanged vs 09-2026highest value
11-2026: 4.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€27,998
Judicial reorganisation on record (4 publications, latest 29-12-2020)
lowers risk
Liquidity: current ratio 1.27, cash €301,897
Founded in 2007
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 18% of them on solvency, 65% on liquidity, 30% on profitability and 80% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,379 companies had the same profile as D STREE has now. Each dot stands for 4 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of D STREE itself is higher: 4.1% within 12 months. It rests on far more data about D STREE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,379 companies, not a prediction for D STREE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.27 (1.37 in 2024), below the usual 1.5. Short-term debt is 43% and cash 23.3% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 12856 sector peers (2025).
NBB · sector comparisonPosition among 12856 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 days early
2024
17 days early
2023
27 days late
2022
12 days early
2021
27 days early
2020
9 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BJV INVEST consolidatesscore 92equity €202,036 (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0889909672
Company renamed to D STREE
New name: D STREE · Resignations: Marie COLETTE (manager) and Patricia GARBIN (manager) · Appointment: SRL BJV INVEST (director) · Gazette deed
Plan homologation
Enterprise Court of Liège · judgment of 21-12-2020 · Judicial reorganisation
Extension
Enterprise Court of Liège · collective agreement · judgment of 10-11-2020 · Judicial reorganisation
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D STREE Modave | - | - | -2.2% | 8.6 |
| SERQUAL Sprimont | €4.6m | 3.2% | -24.0% | 8.9 |
| ERBA GROUP Ghent | - | - | 19.5% | 9 |
| SAREN Beringen | - | - | 77.6% | 9.6 |
| LAMBERTDIS Manhay | €4.2m | 2.5% | 16.6% | 8.1 |
| SILVERSHOP Nieuwpoort | - | - | 33.3% | 9.7 |
| COUDELHO Ferrières | - | - | 0.3% | 9.9 |
These companies have the same main activity as D STREE: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €1m and €1.9m, founded between 2005 and 2009.
Official details
Source: KBO- Status
- Active since 07-06-2007Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.162.989.5384577 Modave, since 17-10-2007
- Financial year end
- 31 December
- Peppol
- Reachable since 05-08-2026
Annual accounts 2025
- €1.3m▼ 6.3%
- Employeeson 31-12-2025
- 10▲ 11.1%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on D STREE
D STREE files the abbreviated format. That format states no turnover. The gross margin rose from €269,673 in 2008 to €527,510 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D STREE
- What is the company number of D STREE?
- The company number of D STREE is 0889.909.672. The VAT number is the same number with BE in front: BE 0889.909.672.
- Where is D STREE based?
- The registered office is at Route de Strée 46, 4577 Modave.Company details
- What does D STREE do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of D STREE?
- D STREE is a private limited company (BV).
- When was D STREE founded?
- D STREE was founded on 07-06-2007.
- Is D STREE still active?
- Yes, D STREE is an active enterprise in the KBO register.
- How many employees does D STREE have?
- D STREE had an average of 8.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of D STREE?
- The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €527,510 and 42 comparable companies (NACE 47110). It probably lies between €4.2m and €6.7m.
- Is D STREE profitable?
- In financial year 2025, D STREE made a profit of €13,423.
- Where can I find the annual accounts of D STREE?
- D STREE filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D STREE due?
- D STREE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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