D.R.M.-CONSTRUCT
Open bankruptcyA bankruptcy procedure is open for D.R.M.-CONSTRUCT according to publications in the Belgian State Gazette; curator: PIERRE LEMAIRE.
Summary
The 2023 annual accounts show equity of €17,986 and a net result of -€6,935.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 4 November 2024
- Supervising judge
- Vincent Dumortier
- Official Gazette
- 27-12-2024 (pdf) ↗search the document for 2024/151023
Curator
- Pierre LemaireRue Tumelaire 65, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 04/11/2024 143293 Belgisch Staatsblad —p.lemaire3@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 06-07-2024, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
25 d early
2022
12 d early
2021
4 d late
2020
29 d late
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€17,986▼ 27.8%
2022 · €24,921
Total assets
€19,546▼ 43.0%
2022 · €34,317
Net result
-€6,935
2022 · €3,620
Working capital
€15,221▼ 20.6%
2022 · €19,177
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€10,788▲ 34.6%€28,643▲ 165%€10,338▼ 63.9%€6,058▼ 41.4%-€4,045
Net result€2,374▲ 1,082%€22,867▲ 863%€7,038▼ 69.2%€3,620▼ 48.6%-€6,935
Equity-€8,603▲ 21.6%€14,263€21,302▲ 49.3%€24,921▲ 17.0%€17,986▼ 27.8%
Total assets€104,609▼ 23.2%€57,161▼ 45.4%€22,394▼ 60.8%€34,317▲ 53.2%€19,546▼ 43.0%
Debt€113,213▼ 23.1%€42,897▼ 62.1%€1,092▼ 97.5%€9,396▲ 760%€1,560▼ 83.4%
Working capital-€15,442▲ 3.5%€10,430€18,778▲ 80.0%€19,177▲ 2.1%€15,221▼ 20.6%
Staff (FTE)2▲ 100%1▼ 50.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €4,045 after €6,058 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €19,546
Fixed assets
€2,765 ▼ 73.8%
Current assets
€16,781 ▼ 29.4%
Equity and liabilities €19,546
Equity
€17,986 ▼ 27.8%
Debt
€1,560 ▼ 83.4%
Debt's share of the balance-sheet total falls from 27.4% to 8.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€2,833▼
2022 · €8,306
Cash flow
-€5,723▼
2022 · €5,868
Current ratio
10.76▲
2022 · 5.18
Debt to equity
0.09▼
2022 · 0.38
ROE
-38.6%▼
2022 · 14.5%
ROA
-35.5%▼
2022 · 10.5%
Interest coverage
-5.23▼
2022 · 19.57
Debt ≤ 1 year
€1,560▼
2022 · €4,584
Income taxes
€2,143▲
2022 · €1,935
Staff costs
€765▼
2022 · €1,376
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €2,200 | - | €4 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €181,307 | €50,030 | €47,134 | ▼ 5.8% |
| Remuneration, social security and pensions62 | - | - | €982 | €1,376 | €765 | ▼ 44.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,728 | €3,317 | €2,454 | €2,248 | €1,212 | ▼ 46.1% |
| Other operating charges640/8 | - | - | €25,845 | €390 | €925 | ▲ 137% |
| Non-recurring operating charges66A | - | - | €354 | - | €6,498 | - |
| Gross operating margin9900 | €56,096 | €63,241 | €39,973 | €10,072 | €5,356 | ▼ 46.8% |
| Operating profit (loss)9901 | €10,788 | €28,643 | €10,338 | €6,058 | -€4,045 | ▼ 167% |
| Financial income75/76B | - | - | - | €49 | €0 | ▼ 99.3% |
| Recurring financial income75 | €5 | - | - | €49 | €0 | ▼ 99.3% |
| Financial charges65/66B | - | - | €3,046 | €553 | €748 | ▲ 35.4% |
| Recurring financial charges65 | €7,930 | €5,777 | €2,672 | €424 | €541 | ▲ 27.5% |
| Non-recurring financial charges66B | - | - | €374 | €128 | €207 | ▲ 61.7% |
| Profit (loss) for the period before taxes9903 | €2,637 | €22,867 | €7,293 | €5,555 | -€4,792 | ▼ 186% |
| Income taxes67/77 | €262 | - | €254 | €1,935 | €2,143 | ▲ 10.7% |
| Profit (loss) for the period9904 | €2,374 | €22,867 | €7,038 | €3,620 | -€6,935 | ▼ 292% |
| Profit (loss) for the period to be appropriated9905 | €2,374 | €22,867 | €7,038 | €3,620 | -€6,935 | ▼ 292% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €104,609 | €57,161 | €22,394 | €34,317 | €19,546 | ▼ 43.0% |
| Fixed assets21/28 | €8,227 | €5,047 | €2,524 | €10,557 | €2,765 | ▼ 73.8% |
| Tangible fixed assets22/27 | €8,174 | €4,925 | €2,471 | €10,504 | €2,712 | ▼ 74.2% |
| Plant, machinery and equipment23 | - | - | €909 | €1,599 | €1,055 | ▼ 34.0% |
| Furniture and vehicles24 | - | - | €426 | €7,973 | €929 | ▼ 88.4% |
| Other tangible fixed assets26 | - | - | €1,135 | €932 | €728 | ▼ 21.8% |
| Financial fixed assets28 | €53 | €122 | €53 | €53 | €53 | = |
| Current assets29/58 | €96,382 | €52,113 | €19,870 | €23,761 | €16,781 | ▼ 29.4% |
| Amounts receivable within one year40/41 | €94,325 | €49,155 | €17,337 | €21,968 | €15,064 | ▼ 31.4% |
| Trade receivables40 | - | - | €10,196 | €12,403 | €11,029 | ▼ 11.1% |
| Other amounts receivable41 | - | - | €7,141 | €9,564 | €4,035 | ▼ 57.8% |
| Cash at bank and in hand54/58 | €1,101 | €816 | €2,478 | €1,560 | €1,717 | ▲ 10.1% |
| Deferred charges and accrued income490/1 | - | - | €55 | €233 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €104,609 | €57,161 | €22,394 | €34,317 | €19,546 | ▼ 43.0% |
| Equity10/15 | -€8,603 | €14,263 | €21,302 | €24,921 | €17,986 | ▼ 27.8% |
| Contributions10/11 | €18,592 | - | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | - | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | - | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€29,055 | -€6,188 | €850 | €4,470 | -€2,465 | ▼ 155% |
| Amounts payable17/49 | €113,213 | €42,897 | €1,092 | €9,396 | €1,560 | ▼ 83.4% |
| Amounts payable after more than one year17 | €1,389 | - | - | €4,812 | - | - |
| Financial debts170/4 | - | - | - | €4,812 | - | - |
| Amounts payable within one year42/48 | €111,824 | €41,683 | €1,092 | €4,584 | €1,560 | ▼ 66.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €2,559 | - | - |
| Trade debts44 | €51,175 | - | - | €670 | €110 | ▼ 83.6% |
| Suppliers440/4 | - | - | - | €670 | €110 | ▼ 83.6% |
| Taxes, remuneration and social security45 | - | - | - | €1,355 | €1,450 | ▲ 7.0% |
| Taxes450/3 | - | - | - | €1,355 | €1,450 | ▲ 7.0% |
| Other amounts payable47/48 | - | - | €1,092 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,374 | €22,867 | €7,038 | €3,620 | -€6,935 | ▼ 292% |
| + Depreciation and write-downs630 | €7,728 | €3,317 | €2,454 | €2,248 | €1,212 | ▼ 46.1% |
| Operating cash flow (approximation) | €10,103 | €26,184 | €9,492 | €5,868 | -€5,723 | ▼ 198% |
| Investment in fixed assets (approximation) | - | -€137 | €69 | -€10,281 | €6,580 | ▲ 164% |
| Change in cash | - | -€285 | €1,662 | -€918 | €157 | ▲ 117% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
27-12
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 04-11-2024
06-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€6,935
Net result drops to -€6,935, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 10.76
Current ratio from 5.18 to 10.76; short-term debt falls from €4,584 to €1,560.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Liquidity times 15current ratio 18.19
Current ratio from 1.25 to 18.19; short-term debt falls from €41,683 to €1,092.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Highest result since 2018net €22,867 ▲863%
Operating result €28,643, net result €22,867, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Show earlier events
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Wattelar Maximilien 1346040 Charleroi1 establishment unit
D.R.M.- CONSTRUCT
since 20002.093.756.876
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE LEMAIRE RUE TUMELAIRE 65, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 04/11/2024
143293
BELGISCH STAATSBLAD — 27.12.2024 − Ed. 2 — MONITEUR BELGE |
04-11-2024 → present |
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 11,261 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-03-2000
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43110Demolition
43410Roofing work
43421Specialised construction activities
Contact
E-mail
d.r.m.construct@gmail.com
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.