Financials
- Fiscal year
- 2025
- Total assets
- €37,873
- Profit
- €18,942
- Solvency
- 82.1%
Total assets▼ 4.2%
Net result
20182025
D & A Management
ActiveSummary
D & A Management has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,093 and a net result of €18,942. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 2830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Repair and maintenance of other personal and household goods
NACE 95290
1 site
How big
€37,873total assets 2025
- Equity
- €31,093
- Profit
- €18,942
Turnover not published (abridged schema)
Who decides
Accounts filed 14 d late0 of 4 deeds read
Why 97- Size: total assets €37,873+ Founded in 2013+ Liquidity: current ratio 4.32, cash €10,698+ Equity €31,093 (82.1% of total assets)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 90% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100+44
equity 82.1% of total assets
Liquidity
80+41
short-term debt 17.9% · cash 28.2%
Profitability
100=
return on assets 50.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.3%
08-2026: 0.6%▲ +109% vs 07-2026highest value
09-2026: 0.1%▼ -78.0% vs 08-2026lowest value
10-2026: 0.1%● 0.0% vs 09-2026lowest value
- Size: total assets €37,873 raises the probability for this profile
- Founded in 2013 lowers the probability for this profile
- Liquidity: current ratio 4.32, cash €10,698 lowers the probability
- Equity €31,093 (82.1% of total assets) lowers the probability
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 4.32 against 1.2 in 2024; short-term debt: 17.9% and cash: 28.2% of total assets), and 17.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 92%, liquidity 81%, profitability 94%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
on the day
2023
27 d late
2022
1 d late
2021
17 d late
2020
32 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity quadruplescurrent ratio 4.32
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 14-08-2026Annual accounts filed
- 31-12-2025Liquidity quadruples
- 31-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of other personal and household…NACE 95290
- Founded
- 31-05-2013
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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