Turnover
≈ €210,000 estimated
The micro format states no turnover.
D.A. CONSTRUCT
Lifetime
2 annual accounts with figures on one time axispeak €89,599 (2024)
€29,325▼ 67.3%
peak €12,637 (2025)
€12,637▲ 512%
peak €16,701 (2025)
€16,701▲ 311%
€24,291▲ 7.1%
Board1 name since 2023
1 directorDEGUELDRE Arnaud
Documentsfilings and deeds
26-08-202626 days late
2025micro format
Gross margin from €89,599 to €29,325Result from €2,064 to €12,637Equity from €4,064 to €16,701Cash from €8,652 to €22,923
Key points
from the 2025 annual accountsLiquidity
1.26 was 0.70 in 2024
Short-term debts rose from €20,555 to €24,291.
2025 accounts filed 26 days after the deadline
Checked score
56
Fair
Financially stronger than 77% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 3.6%
02-2025: 3.6%● unchanged vs 01-2025
03-2025: 3.7%▲ +0.1 percentage points vs 02-2025
04-2025: 4.0%▲ +0.3 percentage points vs 03-2025
05-2025: 4.2%▲ +0.2 percentage points vs 04-2025
06-2025: 4.5%▲ +0.3 percentage points vs 05-2025
07-2025: 4.5%● unchanged vs 06-2025
08-2025: 5.0%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 4.8%▼ -0.2 percentage points vs 08-2025
10-2025: 3.6%▼ -1.2 percentage points vs 09-2025
11-2025: 3.6%● unchanged vs 10-2025
12-2025: 3.7%▲ +0.1 percentage points vs 11-2025
01-2026: 3.7%● unchanged vs 12-2025
02-2026: 3.7%● unchanged vs 01-2026
03-2026: 3.7%● unchanged vs 02-2026
04-2026: 3.8%▲ +0.1 percentage points vs 03-2026
05-2026: 3.8%● unchanged vs 04-2026
06-2026: 3.8%● unchanged vs 05-2026
07-2026: 3.9%▲ +0.1 percentage points vs 06-2026
08-2026: 4.6%▲ +0.7 percentage points vs 07-2026
09-2026: 2.0%▼ -2.6 percentage points vs 08-2026lowest value
10-2026: 2.0%● unchanged vs 09-2026lowest value
11-2026: 2.0%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €40,992
lowers risk
Liquidity: current ratio 1.26, cash €22,923
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 49% of them on solvency, 74% on liquidity, 91% on profitability and 96% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as D.A. CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of D.A. CONSTRUCT itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for D.A. CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.26 (0.7 in 2024), below the usual 1.5. Short-term debt is 59.3% and cash 55.9% of total assets. 59.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
26 days late
2024
60 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 43 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003657317
First establishment
Chaussée de Hosdent 9, Braives
Incorporation
Founder: DEGUELDRE Arnaud · 100 shares · Appointment: DEGUELDRE Arnaud (director) · published on 22-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| D.A. CONSTRUCT Braives | €40,992 | €29,325 | 40.7% | - |
| JOESIE Aalter | €42,530 | €29,854 | 57.7% | - |
| MONTE BOUW Ghent | €41,695 | €31,827 | 42.4% | - |
| V-Pro Invest Antwerp | €44,059 | €29,680 | 58.5% | - |
| FINITEX Asse | €42,777 | €28,526 | 41.4% | - |
| ADRY&DEN Aalst | €37,250 | €29,761 | 74.3% | - |
| SA CONCEPT Aiseau-Presles | €40,585 | €26,874 | 42.4% | - |
These companies have the same main activity as D.A. CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €37,200 and €44,100, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 20-12-2023Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.353.210.1024261 Braives, since 21-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Insights on D.A. CONSTRUCT
The computed 12-month bankruptcy probability of D.A. CONSTRUCT is 2.0% (moderate). The 2025 annual accounts show equity of €16,701 and a net result of €12,637.
Its solvency ranks better than 48% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about D.A. CONSTRUCT
- What is the company number of D.A. CONSTRUCT?
- The company number of D.A. CONSTRUCT is 1003.657.317. The VAT number is the same number with BE in front: BE 1003.657.317.
- Where is D.A. CONSTRUCT based?
- The registered office is at Chaussée de Hosdent 9, 4261 Braives.Company details
- What does D.A. CONSTRUCT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of D.A. CONSTRUCT?
- D.A. CONSTRUCT is a private limited company (BV).
- When was D.A. CONSTRUCT founded?
- D.A. CONSTRUCT was founded on 20-12-2023.
- Is D.A. CONSTRUCT still active?
- Yes, D.A. CONSTRUCT is an active enterprise in the KBO register.
- How many employees does D.A. CONSTRUCT have?
- D.A. CONSTRUCT had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does D.A. CONSTRUCT fall under?
- In its 2025 annual accounts, D.A. CONSTRUCT states joint committee 124 (Construction).
- What is the turnover of D.A. CONSTRUCT?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €29,325 and 164 comparable companies (NACE 41001). It probably lies between €110,000 and €370,000.
- Is D.A. CONSTRUCT profitable?
- In financial year 2025, D.A. CONSTRUCT made a profit of €12,637.
- Where can I find the annual accounts of D.A. CONSTRUCT?
- D.A. CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of D.A. CONSTRUCT due?
- D.A. CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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