FINITEX
ActiveThe computed 12-month bankruptcy probability of FINITEX is 2.3% (moderate). The 2025 annual accounts show equity of €18k and a net result of €13k. Its solvency ranks better than 48% of 7431 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.65; short-term debt: 36.6% and cash: 5.4% of total assets), and 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
50 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€43k
Net result
€13k
Working capital
€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €43k
Fixed assets
€33k
Current assets
€10k
Equity and liabilities €43k
Equity
€18k
Debt
€25k
Debt finances 58.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€21k
Solvency
41.4%
Current ratio
0.65
Quick ratio
0.65
Debt / equity
1.41
ROE
71.8%
ROA
29.7%
Interest coverage
15.49
Debt
€25k
Debt ≤ 1 year
€16k
Debt > 1 year
€9k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€43k
Fixed assets21/28€33k
Tangible fixed assets22/27€33k
Plant, machinery and equipment23€3k
Furniture and vehicles24€30k
Current assets29/58€10k
Amounts receivable within one year40/41€6k
Trade receivables40€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€43k
Equity10/15€18k
Contributions10/11€5k
Profit (loss) carried forward14€13k
Amounts payable17/49€25k
Amounts payable after more than one year17€9k
Financial debts170/4€9k
Amounts payable within one year42/48€16k
Current portion of amounts payable after more than one year42€9k
Financial debts43€1k
Credit institutions430/8€1k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k
Other operating charges640/8€2k
Gross operating margin9900€29k
Operating profit (loss)9901€18k
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€4k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 711731 AsseGround area
1,333 m²
Building footprint
242 m²
Volume, LiDAR
1,500 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FINITEX
since 20242.358.677.932
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0125/00L000 | Flanders | 888 m² | 1 · 108 m² | 9.3 m · 2 fl. |
| 23095B0139/00N000 | Flanders | 445 m² | 1 · 134 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENTREPRISE CLEMENT
BE 0757.733.415
Binche · Eq €18k
TD CONSTRUCTS
BE 1002.593.483
Vorst · Eq €18k
Renoc
BE 0650.666.793
Charleroi · Eq €18k
Home Concepts
BE 0755.809.845
Lochristi · Eq €18k
Vanderlinden
BE 0419.104.138
Beveren-Kruibeke-Zwijndrecht · Eq €18k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2024
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.