CYCLINGPROJECT S&J

Active

Non-profit associationfounded 20197 yrs activeVijfwegenstraat 203, 8800 Roeselare, BelgiumKBO/BCE: BE 0732.847.074

Summary

CYCLINGPROJECT S&J has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €4k. Its solvency ranks better than 95% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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Checked score

Score 2025

92 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability87▲+37

Solvency100=

Growth78

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

short-term debt: 0.9% and cash: 26.8% of total assets, and 0.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

99.1%

Return on assets

19.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

19 d early

2024

18 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€18k▲ 24.8%

2024 · €15k

2024: €15k

2024 → 2025

Total assets

€18k▲ 24.5%

2024 · €15k

2024: €15k

2024 → 2025

Net result

€4k▲ 383%

2024 · €744

2024: €744

2024 → 2025

Working capital

€18k▲ 24.8%

2024 · €15k

2024: €15k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€15k-€18k▲ 24.8%

Operating result€816-€4k▲ 350%

Net result€744-€4k▲ 383%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 350% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €18k

99.1%

Equity €18k ▲ 24.8%

Debt €160 =

Debt's share of the balance-sheet total falls from 1.1% to 0.9%. Equity is higher.

Key figures and ratios

2025 value · change against 2024

Debt to equity

0.01▼

2024 · 0.01

ROE

19.9%▲

2024 · 5.1%

ROA

19.7%▲

2024 · 5.1%

Debt ≤ 1 year

€160=

2024 · €160

A ratio outside any meaningful range has been withheld (balance sheet total €18k, equity €18k).

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 20 lines

Balance sheet Code20242025

Assets

Total assets20/58€15k€18k▲

Current assets29/58€15k€18k▲

Amounts receivable within one year40/41€12k€13k▲

Trade receivables40€12k€13k▲

Cash at bank and in hand54/58€3k€5k▲

Equity and liabilities

Total equity and liabilities10/49€15k€18k▲

Equity10/15€15k€18k▲

Profit (loss) carried forward14€15k€18k▲

Amounts payable17/49€160€160=

Amounts payable within one year42/48€160€160=

Income statement Code20242025

Other operating charges640/8€373-

Gross operating margin9900€1k€4k▲

Operating profit (loss)9901€816€4k▲

Financial charges65/66B€71€75▲

Recurring financial charges65€71€75▲

Profit (loss) for the period before taxes9903€744€4k▲

Profit (loss) for the period9904€744€4k▲

Profit (loss) for the period to be appropriated9905€744€4k▲

Appropriation of the result

Profit (loss) to be appropriated9906€15k€18k▲

Profit (loss) brought forward from the previous period14P€14k€15k▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

12-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

18-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 18 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Roeselare

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vijfwegenstraat 2038800 Roeselare

Ground area

444 m²

Building footprint

209 m²

Volume, LiDAR

894 m³

Parcel 36502B0606/00A005, Flanders · tallest building 14.8 m, ±1 floor. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36502B0606/00A005	Flanders	444 m²	1 · 209 m²	14.8 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Schaarbeek · Eq €18,165

FELIX AND ROM

BE 0735.486.662

Brussel · Eq €18,020

Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 2,533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formNon-profit association

Founded26-08-2019

Fiscal year end31-12

Activities, NACEBEL 2025

73110Advertising agencies

47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels

82300Organisation of conventions and trade shows

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.