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CYCLE HOME

Active
Private limited companyfounded 2021active for 5 yearsVanderkinderestraat 438, 1180 Ukkel, BelgiumKBO/BCE: BE 0771.412.591
Summary

The computed 12-month bankruptcy probability of CYCLE HOME is 6.6% (elevated). The 2024 annual accounts show equity of €80,220 and a net result of €34,377. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 12,519 sector peers (NACE 47, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of other sporting goods
NACE 47639Retail sale of bicycles NACE 47632
3 sites
Size
€564,125total assets 2024
Staff
3 FTE
Equity
€80,220
Profit
€34,377
Turnover not published (micro format)
Financial health
34 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
6.6%
Structure
Accounts 78 days overdue1 of 2 deeds read
Why 34raises riskLatest accounts 76 days late; 2 of the last 3 late1 change of registered office in 24 monthsLiquidity: current ratio 1.14, cash €5,438Founded in 2021Show the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 30% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Weak
Solvency 39+5
equity 14.2% of total assets
Liquidity 17+9
short-term debt 64.5% · cash 0.9%
Profitability 63-12
return on assets 6.1%
Bankruptcy probability, 12 months
6.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,221 companies, NACE 47, micro)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%● unchanged vs 11-2024 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 1.8%▼ -0.2 percentage points vs 02-2025lowest value 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 2.1%▲ +0.3 percentage points vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025 07-2025: 2.0%▼ -0.1 percentage points vs 06-2025 08-2025: 2.6%▲ +0.6 percentage points vs 07-2025 09-2025: 3.1%▲ +0.5 percentage points vs 08-2025 10-2025: 2.2%▼ -0.9 percentage points vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.3%▲ +0.1 percentage points vs 11-2025 01-2026: 3.9%▲ +1.6 percentage points vs 12-2025 02-2026: 4.0%▲ +0.1 percentage points vs 01-2026 03-2026: 3.9%▼ -0.1 percentage points vs 02-2026 04-2026: 4.5%▲ +0.6 percentage points vs 03-2026 05-2026: 5.1%▲ +0.6 percentage points vs 04-2026 06-2026: 5.2%▲ +0.1 percentage points vs 05-2026 07-2026: 5.6%▲ +0.4 percentage points vs 06-2026 08-2026: 6.3%▲ +0.7 percentage points vs 07-2026 09-2026: 7.0%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 6.6%▼ -0.4 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.36, compared with 1.14 in 2023, below the usual 1.5; short-term debt: 64.5% and cash: 0.9% of total assets), and 85.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 25% on solvency, 12% on liquidity, 25% on profitability and 56% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Latest accounts 76 days late; 2 of the last 3 late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 1.14, cash €5,438
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 4 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
54 days late
2023
2 days early
2022
86 days late
2021
180 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 80 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Caution: Among the weakest 19% on solvencysector median 36.8% · 12,519 companies 8.0% View
  • Total assets 20244 financial years filed €564,125 View

By topic

Financials

Financial year
2024
Total assets
€564,125
Profit
€34,377
Solvency
14.2%
Total assets▲ 11.2%
Net result
20212024
Go to Financials

Timeline

Events
7
Since
2022
  1. 31-12-2023Back to profit
  2. 25-10-2023Annual accounts filed
  3. 27-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
3
Legal form
Private limited company
Activity
Retail sale of other sporting goodsNACE 47639
Founded
14-07-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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