WALI POOL
ActiveSummary
The computed 12-month bankruptcy probability of WALI POOL is 1.7% (moderate). The 2025 annual accounts show equity of €12k and a net result of €56k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 10407 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+10
Solvency27▼-73
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.9 against 4.08 in 2024; short-term debt: 98.3% and cash: 38.3% of total assets), and 98.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.7%
Return on assets
8.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
1 d early
2023
26 d late
2022
133 d late
2021
26 d late
2020
149 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€962k
EBIT margin
5.9%
Net result
€56k▲ 27.4%
2024 · €44k
Working capital
€-68k
2024 · €423k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€962k
Operating result€340k▲ 202%€46k▼ 86.4%€35k▼ 23.5%€56k▲ 59.4%€75k▲ 33.8%
Net result€256k▲ 205%€35k▼ 86.3%€27k▼ 21.8%€44k▲ 59.7%€56k▲ 27.4%
EBIT margin5.9%
Equity€349k▲ 317%€384k▲ 10.1%€412k▲ 7.1%€456k▲ 10.6%€12k▼ 97.4%
Total assets€786k▲ 29.2%€637k▼ 19.0%€653k▲ 2.5%€593k▼ 9.2%€688k▲ 16.0%
Debt€437k▼ 16.8%€233k▼ 46.6%€231k▼ 1.1%€137k▼ 40.6%€676k▲ 393%
Working capital€296k▲ 454%€333k▲ 12.7%€366k▲ 9.7%€423k▲ 15.7%€-68k
Staff (FTE)4.8▲ 140%4.6▼ 4.2%4.9▲ 6.5%5.4▲ 10.2%4.5▼ 16.7%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 34% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €688k
Fixed assets
€79k ▲ 142%
Current assets
€609k ▲ 8.7%
Equity and liabilities €688k
Equity
€12k ▼ 97.4%
Debt
€676k ▲ 393%
Debt's share of the balance-sheet total rises from 23.1% to 98.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€100k▲
2024 · €73k
Cash flow
€81k▲
2024 · €60k
Current ratio
0.90▼
2024 · 4.08
Quick ratio
0.64▼
2024 · 2.90
Debt to equity
57.85▲
2024 · 0.30
ROE
477.8%▲
2024 · 9.6%
ROA
8.1%▲
2024 · 7.4%
Interest coverage
118.57▲
2024 · 82.67
Debt ≤ 1 year
€676k▲
2024 · €137k
Income taxes
€20k▲
2024 · €18k
Staff costs
€221k▼
2024 · €233k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €962k | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €651k | - | - |
| Remuneration, social security and pensions62 | €208k | €223k | €247k | €233k | €221k | ▼ 5.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €29k | €20k | €17k | €25k | ▲ 49.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €7k | - | €-10k | €-866 | ▲ 91.0% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €-9k | - | - | - |
| Other operating charges640/8 | €6k | €43k | €15k | €8k | €10k | ▲ 21.6% |
| Non-recurring operating charges66A | - | - | - | €17k | - | - |
| Gross operating margin9900 | €575k | €349k | €309k | €321k | €330k | ▲ 2.9% |
| Operating profit (loss)9901 | €340k | €46k | €35k | €56k | €75k | ▲ 33.8% |
| Financial income75/76B | €952 | €2k | €6k | €7k | €1k | ▼ 79.5% |
| Recurring financial income75 | €952 | €2k | €6k | €7k | €1k | ▼ 79.5% |
| Financial charges65/66B | €2k | €13k | €2k | €883 | €846 | ▼ 4.2% |
| Recurring financial charges65 | €2k | €13k | €2k | €883 | €846 | ▼ 4.2% |
| Profit (loss) for the period before taxes9903 | €339k | €35k | €40k | €62k | €76k | ▲ 22.3% |
| Income taxes67/77 | €84k | - | €12k | €18k | €20k | ▲ 10.0% |
| Profit (loss) for the period9904 | €256k | €35k | €27k | €44k | €56k | ▲ 27.4% |
| Transfer from tax-exempt reserves789 | - | - | €126k | - | - | - |
| Transfer to tax-exempt reserves689 | €126k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €129k | €35k | €154k | €44k | €56k | ▲ 27.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €786k | €637k | €653k | €593k | €688k | ▲ 16.0% |
| Fixed assets21/28 | €67k | €77k | €56k | €33k | €79k | ▲ 142% |
| Intangible fixed assets21 | €4k | €3k | €820 | €87 | €3 | ▼ 96.6% |
| Tangible fixed assets22/27 | €56k | €67k | €49k | €33k | €79k | ▲ 143% |
| Plant, machinery and equipment23 | €8k | €5k | €2k | €672 | €187 | ▼ 72.2% |
| Furniture and vehicles24 | €23k | €17k | €10k | €5k | €29k | ▲ 454% |
| Leasing and similar rights25 | €24k | €18k | €12k | €6k | - | - |
| Other tangible fixed assets26 | - | €27k | €24k | €21k | €50k | ▲ 140% |
| Financial fixed assets28 | €7k | €7k | €7k | - | - | - |
| Current assets29/58 | €719k | €561k | €597k | €560k | €609k | ▲ 8.7% |
| Stocks and contracts in progress3 | €134k | €172k | €171k | €163k | €176k | ▲ 8.2% |
| Stocks30/36 | €134k | €172k | €171k | €163k | €176k | ▲ 8.2% |
| Amounts receivable within one year40/41 | €92k | €36k | €54k | €62k | €163k | ▲ 162% |
| Trade receivables40 | €56k | €10k | €28k | €36k | €85k | ▲ 136% |
| Other amounts receivable41 | €36k | €27k | €26k | €26k | €77k | ▲ 200% |
| Cash at bank and in hand54/58 | €489k | €345k | €365k | €329k | €264k | ▼ 19.9% |
| Deferred charges and accrued income490/1 | €4k | €7k | €7k | €7k | €7k | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €786k | €637k | €653k | €593k | €688k | ▲ 16.0% |
| Equity10/15 | €349k | €384k | €412k | €456k | €12k | ▼ 97.4% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Reserves13 | €126k | €126k | €126k | €126k | €0 | ▼ 100% |
| Tax-exempt reserves132 | €126k | €126k | - | - | - | - |
| Distributable reserves133 | - | - | €126k | €126k | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €213k | €248k | €276k | €320k | €2k | ▼ 99.5% |
| Provisions and deferred taxes16 | - | €19k | €10k | - | - | - |
| Provisions for liabilities and charges160/5 | - | €19k | €10k | - | - | - |
| Pensions and similar obligations160 | - | €19k | - | - | - | - |
| Other liabilities and charges164/5 | - | - | €10k | - | - | - |
| Amounts payable17/49 | €437k | €233k | €231k | €137k | €676k | ▲ 393% |
| Amounts payable after more than one year17 | €13k | €6k | - | - | - | - |
| Financial debts170/4 | €13k | €6k | - | - | - | - |
| Amounts payable within one year42/48 | €424k | €227k | €231k | €137k | €676k | ▲ 393% |
| Current portion of amounts payable after more than one year42 | €6k | €7k | €6k | - | - | - |
| Trade debts44 | €122k | €74k | €124k | €49k | €70k | ▲ 43.6% |
| Suppliers440/4 | €122k | €74k | €124k | €49k | €70k | ▲ 43.6% |
| Advances received on contracts in progress46 | €68k | €49k | €40k | €13k | €43k | ▲ 225% |
| Taxes, remuneration and social security45 | €108k | €71k | €45k | €59k | €160k | ▲ 172% |
| Taxes450/3 | €93k | €59k | €34k | €45k | €143k | ▲ 222% |
| Remuneration and social security454/9 | €15k | €12k | €11k | €14k | €17k | ▲ 18.3% |
| Other amounts payable47/48 | €120k | €27k | €15k | €16k | €403k | ▲ 2,382% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €256k | €35k | €27k | €44k | €56k | ▲ 27.4% |
| + Depreciation and write-downs630 | €21k | €29k | €20k | €17k | €25k | ▲ 49.8% |
| Operating cash flow (approximation) | €276k | €65k | €48k | €60k | €81k | ▲ 33.5% |
| Investment in fixed assets (approximation) | - | €-39k | €-39 | €7k | €-71k | ▼ 1,114% |
| Change in cash | - | €-144k | €20k | €-36k | €-65k | ▼ 81.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €27k ▼21.8%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
11-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 133 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
31-12
Financial
Highest result since 2020net €256k ▲205%
Operating result €340k, net result €256k, both a record.
31-12
Financial
Equity above €200kEq €349k ▲317%
2 profitable years in a row build equity to €349k.
27-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 149 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Ground area
7,145 m²
Building footprint
395 m²
Volume, LiDAR
738 m³
2 parcels, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLUE PISCINE
since 20202.301.001.534
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0211/00R006 | Wallonia | 5,076 m² | 1 · 279 m² | - |
| 64009A0564/00C000 | Wallonia | 2,069 m² | 1 · 116 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,314 companies in sector 47639 we hold annual accounts for 624. 309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-2020
Fiscal year end31-12
Trade name FR
BLUE PISCINES
Activities, NACEBEL 2025
43990Other specialised construction activities
47639Retail sale of other sporting goods
Contact
E-mail
ad@amppiscines.be
Phone
+32495465507Hannut
Scores and ratios are computed by Checked and are not a credit decision.