ABZAV
ActiveSummary
The computed 12-month bankruptcy probability of ABZAV is 4.8% (elevated). The 2024 annual accounts show equity of €532,183 and a net result of €76,571. Its solvency ranks better than 78% of 26043 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 2 accounts on average 214 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
History
Go further with this company
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 4.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2024 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €29,022 | €82,024 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,303 | €14,477 | - |
| Other operating charges640/8 | - | €935 | - |
| Non-recurring operating charges66A | - | €27 | - |
| Gross operating margin9900 | €251,233 | €179,534 | - |
| Operating profit (loss)9901 | €218,908 | €82,071 | - |
| Financial income75/76B | - | €21,187 | - |
| Recurring financial income75 | - | €21,187 | - |
| Financial charges65/66B | €3,076 | €3,518 | - |
| Recurring financial charges65 | €3,076 | €3,518 | - |
| Profit (loss) for the period before taxes9903 | €215,832 | €99,740 | - |
| Income taxes67/77 | €49,563 | €23,170 | - |
| Profit (loss) for the period9904 | €166,270 | €76,571 | - |
| Profit (loss) for the period to be appropriated9905 | €166,270 | €76,571 | - |
| Line | 2021 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €510,399 | €787,622 | - |
| Fixed assets21/28 | €16,731 | €41,093 | - |
| Tangible fixed assets22/27 | €16,731 | €41,093 | - |
| Plant, machinery and equipment23 | €6,405 | €3,280 | - |
| Furniture and vehicles24 | €5,087 | €488 | - |
| Leasing and similar rights25 | - | €31,454 | - |
| Other tangible fixed assets26 | €5,240 | €5,871 | - |
| Current assets29/58 | €493,668 | €746,529 | - |
| Amounts receivable after more than one year29 | €50,000 | - | - |
| Other amounts receivable291 | €50,000 | - | - |
| Stocks and contracts in progress3 | €247,422 | €224,329 | - |
| Stocks30/36 | €247,422 | €224,329 | - |
| Amounts receivable within one year40/41 | €11,133 | €418,110 | - |
| Trade receivables40 | €11,133 | €40,209 | - |
| Other amounts receivable41 | - | €377,900 | - |
| Cash at bank and in hand54/58 | €183,213 | €98,287 | - |
| Deferred charges and accrued income490/1 | €1,899 | €5,803 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €510,399 | €787,622 | - |
| Equity10/15 | €226,917 | €532,183 | - |
| Contributions10/11 | €20,000 | €20,000 | - |
| Profit (loss) carried forward14 | €206,917 | €512,183 | - |
| Amounts payable17/49 | €283,482 | €255,439 | - |
| Amounts payable after more than one year17 | - | €19,480 | - |
| Financial debts170/4 | - | €19,480 | - |
| Amounts payable within one year42/48 | €281,949 | €235,958 | - |
| Current portion of amounts payable after more than one year42 | - | €7,431 | - |
| Trade debts44 | €139,611 | €106,652 | - |
| Suppliers440/4 | €139,611 | €106,652 | - |
| Taxes, remuneration and social security45 | €119,129 | €120,276 | - |
| Taxes450/3 | €114,834 | €102,864 | - |
| Remuneration and social security454/9 | €4,295 | €17,412 | - |
| Other amounts payable47/48 | €23,209 | €1,600 | - |
| Accrued charges and deferred income492/3 | €1,533 | - | - |
| Line | 2021 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €166,270 | €76,571 | - |
| + Depreciation and write-downs630 | €3,303 | €14,477 | - |
| Operating cash flow (approximation) | €169,573 | €91,048 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23078A0356/00K000 | Flanders | 3,544 m² | 1 · 1,252 m² | 8.6 m · 2 fl. |
| 25046A0309/00D000 | Wallonia | 542 m² | 1 · 89 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.