Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphCybercontract is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 16-04-2025 | 106 d early | 2025-00075056 |
| 31-12-2023 | 31-07-2024 | 02-07-2024 | 29 d early | 2024-00220685 |
| 31-12-2022 | 31-07-2023 | 04-07-2023 | 27 d early | 2023-00217888 |
| 31-12-2021 | 31-07-2022 | 18-07-2022 | 13 d early | 2022-20220629 |
| 31-12-2020 | 31-07-2021 | 30-07-2021 | 1 d early | 2021-44200415 |
| 31-12-2019 | 31-07-2020 | 24-09-2020 | 55 d late | 2020-55500272 |
| 31-12-2018 | 31-07-2019 | 17-07-2019 | 14 d early | 2019-33700503 |
| 31-12-2017 | 31-07-2018 | 25-09-2018 | 56 d late | 2018-65100569 |
| 31-12-2016 | 31-07-2017 | 20-06-2017 | 41 d early | 2017-19200028 |
| 31-12-2015 | 31-07-2016 | 27-07-2016 | 4 d early | 2016-36400005 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 16-04-2025 | 2025-00075056 |
| 31-12-2023 | micro | 02-07-2024 | 2024-00220685 |
| 31-12-2022 | micro | 04-07-2023 | 2023-00217888 |
| 31-12-2021 | micro | 18-07-2022 | 2022-20220629 |
| 31-12-2020 | verkort | 30-07-2021 | 2021-44200415 |
| 31-12-2019 | micro | 24-09-2020 | 2020-55500272 |
| 31-12-2018 | micro | 17-07-2019 | 2019-33700503 |
| 31-12-2017 | micro | 25-09-2018 | 2018-65100569 |
| 31-12-2016 | micro | 20-06-2017 | 2017-19200028 |
| 31-12-2015 | verkort | 27-07-2016 | 2016-36400005 |
Directors
Directors & mandates
6 directors-
Current11-07-2025 → present
-
Current11-07-2025 → present
2 events
- 11-07-2025 Appointed· Director
- 11-07-2025 Appointed· Managing director
Former directors (4)
-
ANVERZLegal entityManaging director· perm. rep.: DOM KatrienState Gazette act 21112492 (21-09-2021)Former27-11-2020 → 10-07-2025
3 events
- 10-07-2025 Resigned· Director
- 15-05-2021 Appointed· Managing director
- 27-11-2020 Mandate renewed· Director
-
KipcoLegal entityManaging director· perm. rep.: DRUYTS KoenraadState Gazette act 21112492 (21-09-2021)Former21-05-2019 → 10-07-2025
4 events
- 10-07-2025 Resigned· Director
- 15-05-2021 Appointed· Managing director
- 27-11-2020 Mandate renewed· Director
- 21-05-2019 Appointed· Director
-
Former21-05-2019 → 10-07-2025
3 events
- 10-07-2025 Resigned· Director
- 27-11-2020 Mandate renewed· Director
- 21-05-2019 Appointed· Director
-
Former- → 21-05-2019
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 29-07-2014 |
| Status | Active |
| Postal code | 2800 |
Structure & network
Connections & network
29 connected companiesLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0760/00X000 | Flanders | 2,050 m² | 1 · 1,809 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
8 acts27-11-2025 Articles of association amended
18-09-2025 Registered office moved from Kontich to Mechelen
- Prins Boudewijnlaan 7D, 2550 Kontich → Kardinaal Mercierplein 2, 2800 Mechelen
16-07-2025 2 directors appointed, 3 resigning
- VEYRAT Jules Ernest Jérôme, Bestuurder
- VERMEULEN Stefaan, Bestuurder
- VAN HEES Koen, Bestuurder
- DRUYTS Koenraad, Bestuurder
- DOM Katrien, Bestuurder
21-09-2021 Registered office moved from Turnhout to Kontich
- Kempenlaan 29, 2300 Turnhout → Prins Boudewijnlaan 7D, 2550 Kontich
27-11-2020 Articles of association amended
10-10-2019 2 directors appointed, 1 resigning
- Koen Van Hees, Bestuurder
- Koer Druyts, Bestuurder
- SWV Holding, Bestuurder
18-10-2017 Capital decrease of €100,294.78 to €19,705.22
13-08-2014 Incorporation of a new Comm.VA
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameNL | Cybercontract |
| Trade nameNL | STOÏK BELGIUM |