BASSEZ & PARTNERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €158k and a net result of €-54k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 8601 sector peers (fiscal year 2025). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8601 sector peers (2025).
NBB · sector comparisonPosition among 8601 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
30 d early
2022
39 d early
2021
62 d early
2020
20 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€158k▼ 25.3%
2024 · €212k
2018: €319k
2019: €208k
2020: €278k
2021: €224k
2022: €180k
2023: €208k
2024: €212k
2018 → 2025
Net result
€-54k
2024 · €6k
2018: €157k
2019: €-111k
2020: €70k
2021: €22k
2022: €35k
2023: €30k
2024: €6k
2018 → 2025
Total assets
€687k▲ 13.9%
2024 · €604k
2018: €742k
2019: €687k
2020: €650k
2021: €636k
2022: €464k
2023: €604k
2024: €604k
2018 → 2025
Solvency
23.0%▼ 12.1pp
2024 · 35.1%
2018: 43.0%
2019: 30.2%
2020: 42.7%
2021: 35.3%
2022: 38.8%
2023: 34.4%
2024: 35.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€224k-€180k▼ 19.9%€208k▲ 15.6%€212k▲ 2.0%€158k▼ 25.3%
Operating result€46k-€60k▲ 28.8%€53k▼ 10.8%€35k▼ 33.8%€-53k
Net result€22k-€35k▲ 61.2%€30k▼ 14.9%€6k▼ 80.6%€-54k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €53k after €35k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €687k
Fixed assets
€454k▲ 55.3%
Current assets
€233k▼ 25.1%
Equity and liabilities €687k
Equity
€158k▼ 25.3%
Debt
€529k▲ 35.0%
The debt ratio rises from 64.9% to 77.0%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
23.0%▼
2024 · 35.1%
ROE
-33.9%▼
2024 · 2.7%
ROA
-7.8%▼
2024 · 1.0%
Debt
€529k▲
2024 · €392k
Debt ≤ 1 year
€413k▲
2024 · €290k
Debt > 1 year
€116k▲
2024 · €102k
Income taxes
€863▼
2024 · €4k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€604k€687k▲
Fixed assets21/28€292k€454k▲
Tangible fixed assets22/27€95k€87k▼
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€9k€12k▲
Leasing and similar rights25€37k€29k▼
Other tangible fixed assets26€48k€43k▼
Financial fixed assets28€197k€367k▲
Current assets29/58€311k€233k▼
Amounts receivable after more than one year29-€53k
Other amounts receivable291-€53k
Amounts receivable within one year40/41€286k€146k▼
Trade receivables40€74k€18k▼
Other amounts receivable41€212k€128k▼
Current investments50/53€15k€15k=
Cash at bank and in hand54/58€8k€17k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€604k€687k▲
Equity10/15€212k€158k▼
Contributions10/11€60k€60k=
Reserves13€152k€152k=
Distributable reserves133€152k€152k=
Profit (loss) carried forward14-€-54k
Amounts payable17/49€392k€529k▲
Amounts payable after more than one year17€102k€116k▲
Financial debts170/4€102k€116k▲
Amounts payable within one year42/48€290k€413k▲
Current portion of amounts payable after more than one year42€37k€49k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€14k€21k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€229k€339k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€0▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€52k€-28k▼
Operating profit (loss)9901€35k€-53k▼
Financial income75/76B€10k€11k▲
Recurring financial income75€10k€11k▲
Financial charges65/66B€36k€10k▼
Recurring financial charges65€9k€10k▲
Non-recurring financial charges66B€27k€0▼
Profit (loss) for the period before taxes9903€10k€-53k▼
Income taxes67/77€4k€863▼
Profit (loss) for the period9904€6k€-54k▼
Profit (loss) for the period to be appropriated9905€6k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-54k▼
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €208k ▲15.6%
4 profitable years in a row build equity to €208k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €70k
Net result €70k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-111k ▼171%
Net result drops to €-111k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zaubeekstraat 2369870 ZulteGround area
3,636 m²
Building footprint
380 m²
Volume, LiDAR
1,687 m³
Parcel 44081C0377/00D002, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
bv Bassez & Partners
since 20142.235.219.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0377/00D002 | Flanders | 3,636 m² | 1 · 380 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 154 EUR awarded · 154 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 9 EUR |
| 2023 | 1 | 52 EUR | 43 EUR |
| 2022 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,687 companies in sector 66220 we hold annual accounts for 3,231. 2,829 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2000
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
70200Business and other management consultancy
70220Business consulting
71404
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
77223Rental and leasing activities
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.