Cx Consult
ActiveCx Consult has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €41k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 64% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+2
Solvency94▲+16
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.19 against 2.07 in 2024; short-term debt: 30.8% and cash: 26.6% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
20.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
59 d early
2023
18 d early
2022
42 d early
2021
61 d early
2020
37 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€139k▼ 6.0%
2024 · €148k
2018: €165k
2019: €156k
2020: €157k
2021: €182k
2022: €209k
2023: €209k
2024: €148k
2018 → 2025
Total assets
€201k▼ 28.1%
2024 · €279k
2018: €197k
2019: €180k
2020: €177k
2021: €211k
2022: €231k
2023: €250k
2024: €279k
2018 → 2025
Net result
€41k▼ 21.3%
2024 · €52k
2018: €37k
2019: €-8k
2020: €1k
2021: €25k
2022: €15k
2023: €37k
2024: €52k
2018 → 2025
Working capital
€135k▼ 3.7%
2024 · €140k
2018: €137k
2019: €140k
2020: €142k
2021: €172k
2022: €192k
2023: €197k
2024: €140k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€182k-€209k▲ 15.0%€209k=€148k▼ 29.4%€139k▼ 6.0%
Operating result€37k-€21k▼ 44.4%€54k▲ 158%€74k▲ 38.1%€59k▼ 20.5%
Net result€25k-€15k▼ 39.9%€37k▲ 147%€52k▲ 40.1%€41k▼ 21.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €201k
Fixed assets
€4k▼ 49.9%
Current assets
€197k▼ 27.5%
Equity and liabilities €201k
Equity
€139k▼ 6.0%
Debt
€62k▼ 52.9%
The debt ratio falls from 47.0% to 30.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€63k▼
2024 · €79k
Cash flow
€44k▼
2024 · €57k
Solvency
69.2%▲
2024 · 53.0%
Current ratio
3.19▲
2024 · 2.07
Quick ratio
3.19▲
2024 · 2.07
Debt / equity
0.44▼
2024 · 0.89
ROE
29.2%▼
2024 · 34.9%
ROA
20.2%▲
2024 · 18.5%
Interest coverage
87.62▼
2024 · 150.32
Debt
€62k▼
2024 · €131k
Debt ≤ 1 year
€62k▼
2024 · €131k
Income taxes
€19k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€201k▼
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€1k€337▼
Furniture and vehicles24€6k€3k▼
Current assets29/58€272k€197k▼
Amounts receivable within one year40/41€24k€36k▲
Trade receivables40€19k€23k▲
Other amounts receivable41€4k€13k▲
Current investments50/53€148k€107k▼
Cash at bank and in hand54/58€97k€53k▼
Deferred charges and accrued income490/1€2k€532▼
Equity and liabilities
Total equity and liabilities10/49€279k€201k▼
Equity10/15€148k€139k▼
Contributions10/11€19k€10k▼
Reserves13€129k€129k▼
Distributable reserves133€129k€129k▼
Amounts payable17/49€131k€62k▼
Amounts payable within one year42/48€131k€62k▼
Current portion of amounts payable after more than one year42€2k€3k▲
Financial debts43€390€53▼
Credit institutions430/8€390€53▼
Trade debts44€514€5k▲
Suppliers440/4€514€5k▲
Taxes, remuneration and social security45€47k€12k▼
Taxes450/3€45k€10k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€82k€41k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€82k€64k▼
Operating profit (loss)9901€74k€59k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€527€715▲
Recurring financial charges65€527€715▲
Profit (loss) for the period before taxes9903€75k€59k▼
Income taxes67/77€23k€19k▼
Profit (loss) for the period9904€52k€41k▼
Profit (loss) for the period to be appropriated9905€52k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€41k▼
Profit (loss) brought forward from the previous period14P€47k-
Transfer from equity791/2€66k€41k▼
Transfer to equity691/2€52k€41k▼
To other reserves6921€52k€41k▼
Profit to be distributed694/7€113k€41k▼
Return on contributions (dividend)694€113k€41k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €52k ▲40.1%
Operating result €74k, net result €52k, both a record.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €209k ▲15%
3 profitable years in a row build equity to €209k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-8k ▼123%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antoing · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Promenade de la Mare d'Eau 1 / 117640 AntoingGround area
3,387 m²
Building footprint
1,554 m²
Volume, LiDAR
1,048 m³
2 parcels, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cx Consult
since 20052.148.854.262
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57003C0625/00A000 | Wallonia | 2,064 m² | 1 · 1,369 m² | - |
| 51016A0334/00D000 | Wallonia | 1,323 m² | 1 · 185 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2005
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74142
74203
74302
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.