Turnover
≈ €67,000 estimated
The micro format states no turnover.
CVK Management
Overview
Lifetime
2 annual accounts with figures on one time axispeak €11,427 (2025)
€11,427▲ 72.3%
peak €4,158 (2024)
€2,841▼ 31.7%
peak €7,999 (2025)
€7,999▲ 55.1%
€27,829▼ 13.5%
Board1 name since 2024
1 directorCALLENS Kristof Julia Adeline
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €6,634 to €11,427Result from €4,158 to €2,841Equity from €5,158 to €7,999Cash from €7,439 to €10,570
Key points
from the 2025 annual accountsDebts
€27,829 78% of the balance sheet
Financial debts 39%Suppliers 6%Taxes and wages 3%Other 52%
Of this, €17,050 falls due within a year.
Starting capital
€1,000 100 shares
Checked score
84
Excellent
Financially stronger than 55% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.0%
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.3%▲ +0.2 percentage points vs 05-2025highest value
07-2025: 1.3%● unchanged vs 06-2025highest value
08-2025: 0.4%▼ -0.9 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.4%▼ -0.1 percentage points vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.5%▲ +0.1 percentage points vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.4%▼ -0.2 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
No registered site in the KBO
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 0.73, cash €10,570
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 30% of them on solvency, 58% on liquidity, 50% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as CVK Management has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CVK Management itself is lower: 0.4% within 12 months. It rests on far more data about CVK Management than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for CVK Management. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.73 (0.6 in 2024), below 1. Short-term debt is 47.6% and cash 29.5% of total assets. 77.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 days early
2024
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 38 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004011663
Incorporation
Founding capital of €1,000, 100 shares · Founder: CALLENS Kristof Julia Adeline · Appointment: CALLENS Kristof Julia Adeline (director) · published on 02-01-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CVK Management Kruisem | €35,828 | €11,427 | 22.3% | - |
| BCJ PROJECTS Beveren-Kruibeke-Zwijndrecht | €45,565 | €11,968 | 46.3% | - |
| MIRA-SOLUTIONS Denderleeuw | €34,166 | €13,338 | 85.0% | - |
| BENOIT DIEU ARTISAN LUNETIER Namur | €36,421 | €11,959 | 40.4% | - |
| PManagement Profondeville | €35,576 | €11,196 | 64.7% | - |
| RAFAEL DESOMBERG Pajottegem | €35,907 | €10,147 | 75.2% | - |
| VBRent Geel | €34,932 | €11,037 | 25.6% | - |
These companies have the same main activity as CVK Management: other business support services (NACE 82990). They are comparable in size and age: total assets between €34,200 and €45,600, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 28-12-2023Normal situation
- Activity
- Other business support servicesNACE 82990and 4 others
- Financial year end
- 31 December
- Peppol
- Reachable since 25-08-2025
Annual accounts 2025
- €11,427▲ 72.3%
- €2,841▼ 31.7%
- €7,999▲ 55.1%
- €35,828▼ 4.0%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on CVK Management
CVK Management has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,999 and a net result of €2,841.
Its solvency ranks better than 29% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 16-06-2026, 45 days before the deadline€11,427
▲ 72.3%
€4,542
▼ 10.9%
€2,841
▼ 31.7%
-€4,548
▲ €2,650
22.3%
▲ 8.5 percentage points
0.73
▲ 0.13
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €67,000. Estimated: probably between €35,000 and €130,000.
Balance sheet
balance sheet total €35,828 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
22.3%
Higher than 29% of 9,696 companies in 2025.
0.73
Higher than 19% of 9,314 companies in 2025.
7.9%
Higher than 43% of 9,438 companies in 2025.
CVK Management
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
35,828 | 37,316 | |
21/28 |
23,325 | 26,481 | |
22/27 |
23,325 | 26,481 | |
23 |
3,318 | 4,155 | |
24 |
20,007 | 22,326 | |
29/58 |
12,503 | 10,835 | |
40/41 |
1,932 | 3,397 | |
40 |
1,784 | - | |
41 |
149 | 3,397 | |
54/58 |
10,570 | 7,439 | |
| Balance sheet: equity and liabilities | |||
10/49 |
35,828 | 37,316 | |
10/15 |
7,999 | 5,158 | |
10/11 |
1,000 | 1,000 | |
13 |
6,999 | 4,158 | |
133 |
6,999 | 4,158 | |
17/49 |
27,829 | 32,158 | |
17 |
10,779 | 14,125 | |
170/4 |
10,779 | 14,125 | |
42/48 |
17,050 | 18,033 | |
42 |
3,346 | 3,230 | |
44 |
1,581 | 316 | |
440/4 |
1,581 | 316 | |
45 |
941 | 807 | |
450/3 |
941 | 807 | |
47/48 |
11,183 | 13,679 | |
| Income statement | |||
9900 |
11,427 | 6,634 | |
630 |
6,189 | 728 | |
640/8 |
697 | 807 | |
9901 |
4,542 | 5,099 | |
65/66B |
760 | 134 | |
65 |
760 | 134 | |
9903 |
3,782 | 4,965 | |
67/77 |
941 | 807 | |
9904 |
2,841 | 4,158 | |
9905 |
2,841 | 4,158 | |
| Appropriation of the result | |||
9906 |
2,841 | 4,158 | |
691/2 |
2,841 | 4,158 | |
6921 |
2,841 | 4,158 | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2024 to 2025, 2 entries, €348 awarded, €348 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €153 | €153 |
| 2024 | 1 | €195 | €195 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 10,731 | 5,827 | ||
| 9,030 | 4,886 | ||
| 3,033 | 27,208 | ||
| 3,131 | - | ||
| -4,548 | -7,198 | ||
| 22.3% | 13.8% | ||
| 0.73 | 0.60 | ||
| 3.48 | 6.23 | ||
| 35.5% | 80.6% | ||
| 7.9% | 11.1% | ||
| 14.11 | 43.43 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €3,033 | €27,208 |
| €6,189 | €728 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on CVK Management
The operating result for 2025 is 11% lower than in 2024.
Debt's share of the balance-sheet total falls from 86.2% to 77.7%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, no change since 2024Director
appointed by deed of 02-01-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 16-06-2026
Mandates through the years
1 name, the dashed line is todayCALLENS Kristof Julia Adeline
Director
Director
Board
Mandates as a list
- CALLENS Kristof Julia Adeline
- Director, appointed by deed of 02-01-2024, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €79.99 in 2025
- Source
- deed of 02-01-2024
Articles of association
deed of 02-01-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 14:00
Shareholders
At incorporation
deed of 02-01-2024 ↗
- CALLENS Kristof Julia Adeline 100 shares (100%) · €1,000 in cash
Network & group
No group
CVK Management has no parent and no holdings in its annual accounts. CALLENS Kristof Julia Adeline is the only director.
Earlier ties
| Regionaal Landschap Vlaamse Ardennen tot Dender via CALLENS Kristof Julia Adeline, no longer at Regionaal Landschap Vlaamse Ardennen tot Dender · Effectief afgevaardigde van de gemeente kruisem · deed of 30-10-2019 founded in 1992 |
12 FTE (2025) |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
HIPPO-JUMP WAREGEM
via CALLENS Kristof Julia Adeline · Director and chair · deed of 01-02-2021
Founded in 2021
→
Timeline
Timeline
4 events since 2023Filings
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 45 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004011663
Annual accounts 2024 filed PDFmicro format · 30 days before the deadline
2023
IncorporationFounding capital of €1,000, 100 shares · Founder: CALLENS Kristof Julia Adeline · Appointment: CALLENS Kristof Julia Adeline (director) · published on 02-01-20246 points ▸
- Founder, CALLENS Kristof Julia Adeline
- Founding capital, €1,000, 100 shares
- CALLENS Kristof Julia Adeline holds 100 shares
- Share issue, €100
- Registered office clause, Waregemsestraat 92, 9771 Kruisem
- Director appointment, CALLENS Kristof Julia Adeline
- The deed holds 8 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 28 December 2023, CVK Management was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 CALLENS Kristof Julia Adeline is director of the company, appointed by deed of 02-01-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1004.011.663
- VAT number
- BE 1004.011.663
- Peppol ID
- 0208:1004011663
- Other Peppol ID
- 9925:BE1004011663
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-12-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Monday of June at 14:00deed of 02-01-2024 (in Dutch)
- Website
- www.asbestattestcallens.be
- Peppol
- Reachable since 25-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CVK Management in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-01-2024 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- CVK Managementdeed of 02-01-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-01-2024 (in Dutch)
Activities
NACEBEL 202582990
Other business support services main activity
31009
Manufacture of furniture
63910
Web portal activities
Codes under NACEBEL 2008
82990
Other business support services main activity
31092
Manufacture of furniture
62020
IT consultancy
63120
Computing infrastructure, data processing, hosting and other information service activities
90022
Arts creation and performing arts activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het opstellen van asbestinventarissen in het kader van het asbestattest (zowel de inspectie als verslaggeving); Het vervaardigen van tuin-…”deed of 02-01-2024 (in Dutch)
10 activities
- Het opstellen van asbestinventarissen in het kader van het asbestattest (zowel de inspectie als verslaggeving);
- Het vervaardigen van tuin- en terrasmeubelen;
- Het uitvoeren van computer consultancyactiviteiten;
- Het ontwikkelen van webportalen;
- Het ontwerpen en (op)bouw van podia;
- Het uitvoeren van overige activiteiten in verband met recreatie waaronder het organiseren van events;
- Holding activiteiten,omvattende onder meer:-Het door middel van inschrijving,inbreng,fusie,samenwerking,financiële tussenkomst of anderszins verwerven van een belang of deelneming in alle bestaande of nog op te richten bedrijvigheden,vennootschappen of verenigingen in België of in het buitenland zonder onderscheid.-Het beheren,valoriseren,verkopen,te gelde maken of anderszins vervreemden van deze participaties of belangen.-Alle financiële transacties en financiële overeenkomsten,behoudens deze activiteiten die wettelijk voorbehouden zijn aan spaar- en depositobanken en aan vennootschappen voor vermogensbeheer en beleggingsadvies.-Het rechtstreeks of onrechtstreeks deelnemen aan het bestuur,de directie,de controle en vereffening van de vennootschappen waarin zij een belang of deelneming heeft en in het algemeen alle verrichtingen die rechtstreeks of onrechtstreeks,geheel of gedeeltelijk verband houden met de activiteiten van een holding.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen.Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals onder meer erfpacht- en opstalrechten en de huurfinanciering van onroerende goederen aan derden,het aankopen en verkopen zowel in volle eigendom als in vruchtgebruik en/blote eigendom,ruilen,doen bouwen,doen verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,de aan- en verkoop,huur en verhuur van roerende goederen betreffende de oprichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of afgeleide producten en andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse bestaande of nog op te richten rechtspersonen en ondernemingen.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren onder om het even welke vorm;in dit kader kan zij alle handels- en financiële operaties verrichten behalve deze die wettelijk voorbehouden zijn aan spaar- en depositobanken,houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.De vennootschap mag geenszins aan vermogensbeheer of beleggingsadvies doen als bedoeld in de Wetten en Koninklijke Besluiten op de financiële transacties en de financiële markten en over het vermogensbeheer en beleggingsadvies.
Registered office and establishments
| Waregemsestraat 92 registered office 9771 Kruisem |
Buildings and parcels at the address
- Ground area
- 1,174 m²
- Buildings
- 156 m²
- Volume, LiDAR
- 789 m³
- Tallest building
- 9.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 45031B0700/00E000 | 1,174 m² | 1 · 156 m² | 9.3 m · 2 |
Contact
E-mail
kristof@asbestattestcallens.be