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BCJ PROJECTS

Active Private limited companyfounded 2024active for 2 yearsCeline Van Geertsomstraat 22, 9120 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 1007.305.705

Lifetime

2 annual accounts with figures on one time axis
peak €16,427 (2024)
€11,968▼ 27.1%
peak €11,963 (2024)
€8,155▼ 31.8%
peak €21,118 (2025)
€21,118▲ 62.9%
€24,447▼ 16.6%
Board1 name since 2024
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €16,427 to €11,968Result from €11,963 to €8,155Equity from €12,963 to €21,118Debts from €29,320 to €24,447

Key points

from the 2025 annual accounts

Turnover

≈ €70,000 estimated

The micro format states no turnover.

Checked score

93
Excellent
Financially stronger than 65% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 04-2025: 0.6% 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025highest value 07-2025: 0.1%▼ -0.5 percentage points vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

71+15equity 46.3% of total assets
68+5short-term debt 53.7% · cash 36.0%
91-9return on assets 17.9%

Score breakdown

raises risk
Founded in 2024
Size: total assets €45,565
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.74, cash €16,388
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 48% of them on solvency, 62% on liquidity, 66% on profitability and 83% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as BCJ PROJECTS has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of BCJ PROJECTS itself is lower: 0.1% within 12 months. It rests on far more data about BCJ PROJECTS than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for BCJ PROJECTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.74 (1.35 in 2024), above the usual 1.5. Short-term debt is 53.7% and cash 36% of total assets. However, 53.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 1.74, cash €16,388
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €45,565
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
45 days early
2024
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 45 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

BD
Director, since 19-03-2024
  • BACKELJAUW Daniel Wilfried Maria founderdeed of 21-03-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1007305705
Incorporation Founding capital of €1,000 · Founder: BACKELJAUW Daniel Wilfried Maria · Appointment: BACKELJAUW Daniel Wilfried Maria (director) · published on 21-03-2024 · Gazette deed
First establishment Celine Van Geertsomstraat 22, Beveren-Kruibeke-Zwijndrecht
All 5 events

Comparable companies

same main activity, similar in size and age
Company
BCJ PROJECTS Beveren-Kruibeke-Zwijndrecht €45,565 €11,968 46.3% -
DE CLERCQ NICK Lochristi €48,915 €9,641 14.6% -
CVK Management Kruisem €35,828 €11,427 22.3% -
Katrien Groenez Anzegem €41,600 €13,140 37.1% -
Ericon Brasschaat €47,478 €12,757 59.0% -
BENOIT DIEU ARTISAN LUNETIER Namur €36,421 €11,959 40.4% -
Alicia Cosyns Tervuren €47,583 €14,088 39.1% -

These companies have the same main activity as BCJ PROJECTS: other business support services (NACE 82990). They are comparable in size and age: total assets between €35,800 and €48,900, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 19-03-2024Normal situation
Activity
Other business support servicesNACE 82990and 1 other
Establishment unit
2.357.250.1519120 Beveren-Kruibeke-Zwijndrecht, since 19-03-2024
Financial year end
31 December
Peppol
Reachable since 11-12-2025
Company details

Annual accounts 2025

€45,565▲ 7.8%
Filing
Filed on 16-06-2026, 45 days before the end of the filing period
Financials

Insights on BCJ PROJECTS

BCJ PROJECTS has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,118 and a net result of €8,155.

Its solvency ranks better than 47% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BCJ PROJECTS

What is the company number of BCJ PROJECTS?
The company number of BCJ PROJECTS is 1007.305.705. The VAT number is the same number with BE in front: BE 1007.305.705.
Where is BCJ PROJECTS based?
The registered office is at Celine Van Geertsomstraat 22, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
What does BCJ PROJECTS do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of BCJ PROJECTS?
BCJ PROJECTS is a private limited company (BV).
When was BCJ PROJECTS founded?
BCJ PROJECTS was founded on 19-03-2024.
Is BCJ PROJECTS still active?
Yes, BCJ PROJECTS is an active enterprise in the KBO register.
What is the turnover of BCJ PROJECTS?
The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €11,968 and 44 comparable companies (NACE 82990). It probably lies between €36,000 and €130,000. It is a rough estimate.Financials
Is BCJ PROJECTS profitable?
In financial year 2025, BCJ PROJECTS made a profit of €8,155.
Where can I find the annual accounts of BCJ PROJECTS?
BCJ PROJECTS filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BCJ PROJECTS due?
BCJ PROJECTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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