Turnover
≈ €67,000 estimated
The micro format states no turnover.
CVK Management
Lifetime
2 annual accounts with figures on one time axispeak €11,427 (2025)
€11,427▲ 72.3%
peak €4,158 (2024)
€2,841▼ 31.7%
peak €7,999 (2025)
€7,999▲ 55.1%
€27,829▼ 13.5%
Board1 name since 2024
1 directorCALLENS Kristof Julia Adeline
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €6,634 to €11,427Result from €4,158 to €2,841Equity from €5,158 to €7,999Cash from €7,439 to €10,570
Key points
from the 2025 annual accountsDebts
€27,829 78% of the balance sheet
Financial debts 39%Suppliers 6%Taxes and wages 3%Other 52%
Of this, €17,050 falls due within a year.
Starting capital
€1,000 100 shares
Checked score
84
Excellent
Financially stronger than 55% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 1.0%
02-2025: 1.0%● unchanged vs 01-2025
03-2025: 1.0%● unchanged vs 02-2025
04-2025: 1.1%▲ +0.1 percentage points vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.3%▲ +0.2 percentage points vs 05-2025highest value
07-2025: 1.3%● unchanged vs 06-2025highest value
08-2025: 0.4%▼ -0.9 percentage points vs 07-2025
09-2025: 0.5%▲ +0.1 percentage points vs 08-2025
10-2025: 0.4%▼ -0.1 percentage points vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.5%▲ +0.1 percentage points vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.4%▼ -0.2 percentage points vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
No registered site in the KBO
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 0.73, cash €10,570
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 30% of them on solvency, 58% on liquidity, 50% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as CVK Management has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of CVK Management itself is lower: 0.4% within 12 months. It rests on far more data about CVK Management than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for CVK Management. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.73 (0.6 in 2024), below 1. Short-term debt is 47.6% and cash 29.5% of total assets. 77.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 days early
2024
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 38 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004011663
Incorporation
Founding capital of €1,000, 100 shares · Founder: CALLENS Kristof Julia Adeline · Appointment: CALLENS Kristof Julia Adeline (director) · published on 02-01-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CVK Management Kruisem | €35,828 | €11,427 | 22.3% | - |
| BCJ PROJECTS Beveren-Kruibeke-Zwijndrecht | €45,565 | €11,968 | 46.3% | - |
| MIRA-SOLUTIONS Denderleeuw | €34,166 | €13,338 | 85.0% | - |
| BENOIT DIEU ARTISAN LUNETIER Namur | €36,421 | €11,959 | 40.4% | - |
| PManagement Profondeville | €35,576 | €11,196 | 64.7% | - |
| RAFAEL DESOMBERG Pajottegem | €35,907 | €10,147 | 75.2% | - |
| VBRent Geel | €34,932 | €11,037 | 25.6% | - |
These companies have the same main activity as CVK Management: other business support services (NACE 82990). They are comparable in size and age: total assets between €34,200 and €45,600, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 28-12-2023Normal situation
- Activity
- Other business support servicesNACE 82990and 4 others
- Financial year end
- 31 December
- Peppol
- Reachable since 25-08-2025
Annual accounts 2025
- €35,828▼ 4.0%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on CVK Management
CVK Management has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,999 and a net result of €2,841.
Its solvency ranks better than 29% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CVK Management
- What is the company number of CVK Management?
- The company number of CVK Management is 1004.011.663. The VAT number is the same number with BE in front: BE 1004.011.663.
- Where is CVK Management based?
- The registered office is at Waregemsestraat 92, 9771 Kruisem.Company details
- What does CVK Management do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of CVK Management?
- CVK Management is a private limited company (BV).
- When was CVK Management founded?
- CVK Management was founded on 28-12-2023.
- Is CVK Management still active?
- Yes, CVK Management is an active enterprise in the KBO register.
- What is the turnover of CVK Management?
- The turnover in financial year 2025 is ≈ €67,000. This figure is estimated from the gross margin of €11,427 and 44 comparable companies (NACE 82990). It probably lies between €35,000 and €130,000. It is a rough estimate.Financials
- Is CVK Management profitable?
- In financial year 2025, CVK Management made a profit of €2,841.
- Where can I find the annual accounts of CVK Management?
- CVK Management filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CVK Management due?
- CVK Management must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.