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CVCIMMO

Active
Private limited companyfounded 20232 yrs activeChaussée de Mariemont(MLZ) 113, 7140 Morlanwelz, BelgiumKBO/BCE: BE 1001.739.982
Summary

CVCIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of CVCIMMO were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €10,131 and a net result of -€4,869. Its solvency ranks better than 12% of 3320 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 3320 sector peers (2024).
NBB · sector comparison
Position among 3320 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-11-2025, 118 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
118 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 118 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 October 2023, CVCIMMO was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€10,131
Net result
-€4,869
Total assets
€184,477
Solvency
5.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €184,477
Equity €10,131
Debt €174,346
Debt finances 94.5% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
-48.1%
ROA
-2.6%
Debt ≤ 1 year
€60,072
Debt > 1 year
€114,274
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€184,477
Formation expenses20€1,299
Fixed assets21/28€183,178
Tangible fixed assets22/27€183,178
Assets under construction and advance payments27€183,178
Equity and liabilities
Total equity and liabilities10/49€184,477
Equity10/15€10,131
Contributions10/11€15,000
Profit (loss) carried forward14-€4,869
Amounts payable17/49€174,346
Amounts payable after more than one year17€114,274
Financial debts170/4€114,274
Amounts payable within one year42/48€60,072
Current portion of amounts payable after more than one year42€2,794
Trade debts44€8,531
Suppliers440/4€8,531
Other amounts payable47/48€48,748
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401
Gross operating margin9900-€934
Operating profit (loss)9901-€1,334
Financial charges65/66B€3,534
Recurring financial charges65€3,534
Profit (loss) for the period before taxes9903-€4,869
Profit (loss) for the period9904-€4,869
Profit (loss) for the period to be appropriated9905-€4,869
Appropriation of the result
Profit (loss) to be appropriated9906-€4,869

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€401
Gross operating margin9900-€934
Operating profit (loss)9901-€1,334
Financial charges65/66B€3,534
Recurring financial charges65€3,534
Profit (loss) for the period before taxes9903-€4,869
Profit (loss) for the period9904-€4,869
Profit (loss) for the period to be appropriated9905-€4,869
Line2024
Assets
Total assets20/58€184,477
Formation expenses20€1,299
Fixed assets21/28€183,178
Tangible fixed assets22/27€183,178
Assets under construction and advance payments27€183,178
Equity and liabilities
Total equity and liabilities10/49€184,477
Equity10/15€10,131
Contributions10/11€15,000
Profit (loss) carried forward14-€4,869
Amounts payable17/49€174,346
Amounts payable after more than one year17€114,274
Financial debts170/4€114,274
Amounts payable within one year42/48€60,072
Current portion of amounts payable after more than one year42€2,794
Trade debts44€8,531
Suppliers440/4€8,531
Other amounts payable47/48€48,748
Line2024
Profit (loss) for the period9904-€4,869
+ Depreciation and write-downs630€401
Operating cash flow (approximation)-€4,468

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 118 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz
approximate (street level) On OpenStreetMap
Ground area
2.5 ha
Building footprint
12 m²
Volume, LiDAR
26 m³
Parcel 56057A0201/00X017, Wallonia · tallest building 2.5 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56057A0201/00X017 Wallonia 2.5 ha 1 · 12 m² 2.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,506 companies in sector 66199 we hold annual accounts for 922. 324 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
E-invoicing
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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.