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KredietXpress

Active
Private limited companyfounded 2024active for 1 yearDiestseweg 125, 2440 Geel, BelgiumKBO/BCE: BE 1017.277.897
Summary

KredietXpress is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€51,136) and a net result of -€54,136. Its solvency ranks better than 5% of 1,801 sector peers (NACE 66, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
2 sites
Size
€151,716total assets 2025
Equity
-€51,136
Loss
-€54,136
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 28 days early0 of 2 deeds read
Signalsraises riskWeak solvency vs sectorYoung companyneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Three signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1801 sector peers (2025).
NBB · sector comparison
Position among 1801 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
28 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€51,136 View
  • Caution: Among the weakest 5% on solvencysector median 38.4% · 1,801 companies -33.7% View
  • Total assets 2025first financial year filed €151,716 View

By topic

Financials

Financial year
2025
Total assets
€151,716
Loss
-€54,136
Solvency
-33.7%
Go to Financials

Company details

Sites
2
Legal form
Private limited company
Activity
Other activities auxiliary to financial services, excluding insurance…NACE 66199
Founded
12-12-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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