Financials
- Fiscal year
- 2025
- Total assets
- €74,806
- Profit
- €8,287
- Solvency
- 18.4%
Total assets▼ 15.3%
Net result
20202025
CUSTOMER MATTERS
ActiveSummary
CUSTOMER MATTERS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,787 and a net result of €8,287. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€74,806total assets 2025
- Equity
- €13,787
- Profit
- €8,287
Turnover not published (abridged schema)
Structure
Accounts 12 d early0 of 3 deeds read
Why 91- Founded in 2019+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 1.21, cash €45,393+ Size: total assets €74,806Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 32% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
43-57
equity 18.4% of total assets
Liquidity
57-37
short-term debt 79.3% · cash 60.7%
Profitability
83-16
return on assets 11.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.1%highest value
03-2026: 0.1%● 0.0% vs 02-2026highest value
04-2026: 0.1%● 0.0% vs 03-2026highest value
05-2026: 0.1%● 0.0% vs 04-2026highest value
06-2026: 0.1%● 0.0% vs 05-2026highest value
07-2026: 0.1%▼ -1.3% vs 06-2026
08-2026: < 0.1%▼ -68.0% vs 07-2026lowest value
09-2026: < 0.1%▲ +2.1% vs 08-2026
10-2026: < 0.1%▲ +2.1% vs 09-2026
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Liquidity: current ratio 1.21, cash €45,393 lowers the probability
- Size: total assets €74,806 lowers the probability for this profile
- Founded in 2019 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 4.75 in 2024; short-term debt: 79.3% and cash: 60.7% of total assets), and 81.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 22%, liquidity 47%, profitability 51%, growth against the median 7%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 34931 sector peers (2025).
NBB · sector comparisonPosition among 34931 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
12 d early
2024
39 d early
2023
7 d early
2022
111 d early
2021
140 d early
2020
173 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 80 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 December (4 of the last 5 filed years within 72 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet €8,287 ▼61.1%
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Caution: Equity fell in 2025from €70,605 to €13,787 ▼ 80.5% View
- Caution: Among the weakest 20% on equitysector median €80,523 · 34,961 companies €13,787 View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
- Positive: 6 profitable years in a rowprofit 2025: €8,287 6 years View
By topic
Timeline
- Events
- 7
- Since
- 2020
- Next accounts
- by 31-01-2027
- 19-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 23-12-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 01-08-2019
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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