Sylvie Bracqué
ActiveSylvie Bracqué has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €5k. Equity is shrinking by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+78
Solvency70▲+6
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.05 in 2024; short-term debt: 55.2% and cash: 15.3% of total assets), and 55.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.8%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
22 d early
2024
3 d early
2023
20 d late
2022
11 d early
2021
32 d early
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 18.7%
2024 · €28k
2020: €31k
2021: €44k
2022: €56k
2023: €47k
2024: €28k
2020 → 2025
Total assets
€74k▲ 3.1%
2024 · €72k
2020: €85k
2021: €96k
2022: €98k
2023: €90k
2024: €72k
2020 → 2025
Net result
€5k
2024 · €-19k
2020: €30k
2021: €13k
2022: €13k
2023: €-9k
2024: €-19k
2020 → 2025
Working capital
€15k▲ 525%
2024 · €2k
2020: €16k
2021: €20k
2022: €23k
2023: €13k
2024: €2k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€56k▲ 28.8%€47k▼ 15.9%€28k▼ 40.8%€33k▲ 18.7%
Operating result€19k-€19k▲ 2.7%€-8k€-19k▼ 139%€9k
Net result€13k-€13k▼ 0.6%€-9k€-19k▼ 116%€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€18k▼ 28.2%
Current assets
€56k▲ 20.4%
Equity and liabilities €74k
Equity
€33k▲ 18.7%
Debt
€41k▼ 6.8%
The debt ratio falls from 61.1% to 55.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €-5k
Cash flow
€14k▲
2024 · €-5k
Solvency
44.8%▲
2024 · 38.9%
Current ratio
1.36▲
2024 · 1.05
Quick ratio
1.36▲
2024 · 1.05
Debt / equity
1.23▼
2024 · 1.57
ROE
15.7%▲
2024 · -69.1%
ROA
7.0%▲
2024 · -26.9%
Interest coverage
14.26▲
2024 · -18.02
Debt
€41k▼
2024 · €44k
Debt ≤ 1 year
€41k▼
2024 · €44k
Income taxes
€2k▲
2024 · €100
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€74k▲
Fixed assets21/28€26k€18k▼
Tangible fixed assets22/27€25k€18k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€2k€835▼
Other tangible fixed assets26€20k€14k▼
Financial fixed assets28€939€939=
Current assets29/58€47k€56k▲
Amounts receivable within one year40/41€28k€43k▲
Trade receivables40€28k€43k▲
Cash at bank and in hand54/58€17k€11k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€72k€74k▲
Equity10/15€28k€33k▲
Contributions10/11€1k€1k=
Reserves13€46k€46k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€-19k€-14k▲
Amounts payable17/49€44k€41k▼
Amounts payable within one year42/48€44k€41k▼
Trade debts44€12k€523▼
Suppliers440/4€12k€523▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€29k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€9k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-3k€19k▲
Operating profit (loss)9901€-19k€9k▲
Financial income75/76B-€51
Recurring financial income75-€51
Financial charges65/66B€264€1k▲
Recurring financial charges65€264€1k▲
Profit (loss) for the period before taxes9903€-19k€8k▲
Income taxes67/77€100€2k▲
Profit (loss) for the period9904€-19k€5k▲
Profit (loss) for the period to be appropriated9905€-19k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-14k▲
Profit (loss) brought forward from the previous period14P€69€-19k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelbaan 682500 LierGround area
1,226 m²
Building footprint
122 m²
Volume, LiDAR
553 m³
Parcel 12019D0124/00G000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sylvie Bracqué
since 20192.300.160.109
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12019D0124/00G000 | Flanders | 1,226 m² | 1 · 122 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,878 EUR awarded · 1,878 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 795 EUR | 795 EUR |
| 2023 | 1 | 0 EUR | 720 EUR |
| 2022 | 1 | 1,083 EUR | 363 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 35,259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.