CuraCasa
ActiveCuraCasa has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €140k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 19348 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▼-9
Solvency72▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.42 in 2023; short-term debt: 28.7% and cash: 28.8% of total assets), and 53.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €140k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
33 d early
2022
4 d early
2021
12 d early
2020
100 d late
2019
133 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€140k▲ 55.6%
2023 · €90k
2018: €40k
2019: €10k
2020: €-192
2021: €24k
2022: €24k
2023: €90k
2018 → 2024
Total assets
€301k▲ 12.0%
2023 · €269k
2018: €102k
2019: €41k
2020: €29k
2021: €321k
2022: €322k
2023: €269k
2018 → 2024
Net result
€50k▼ 24.0%
2023 · €66k
2018: €17k
2019: €-30k
2020: €-10k
2021: €36k
2022: €31k
2023: €66k
2018 → 2024
Working capital
€3k
2023 · €-57k
2018: €40k
2019: €10k
2020: €-192
2021: €17k
2022: €24k
2023: €-57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-192-€24k€24k=€90k▲ 272%€140k▲ 55.6%
Operating result€-6k-€38k€46k▲ 21.7%€93k▲ 104%€77k▼ 17.6%
Net result€-10k-€36k€31k▼ 16.1%€66k▲ 116%€50k▼ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €301k
Fixed assets
€211k▼ 7.1%
Current assets
€90k▲ 117%
Equity and liabilities €301k
Equity
€140k▲ 55.6%
Debt
€161k▼ 10.0%
The debt ratio falls from 66.5% to 53.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▼
2023 · €113k
Cash flow
€70k▼
2023 · €85k
Solvency
46.5%▲
2023 · 33.5%
Current ratio
1.04▲
2023 · 0.42
Quick ratio
1.04▲
2023 · 0.42
Debt / equity
1.15▼
2023 · 1.99
ROE
35.7%▼
2023 · 73.1%
ROA
16.6%▼
2023 · 24.5%
Interest coverage
29.41▼
2023 · 34.62
Debt
€161k▼
2023 · €179k
Debt ≤ 1 year
€86k▼
2023 · €98k
Debt > 1 year
€69k▼
2023 · €81k
Income taxes
€24k▼
2023 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€269k€301k▲
Fixed assets21/28€228k€211k▼
Tangible fixed assets22/27€228k€211k▼
Land and buildings22€213k€201k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€41k€90k▲
Amounts receivable within one year40/41-€1k
Trade receivables40-€1k
Cash at bank and in hand54/58€40k€87k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€269k€301k▲
Equity10/15€90k€140k▲
Contributions10/11€20k€20k=
Reserves13€70k€120k▲
Distributable reserves133€70k€120k▲
Amounts payable17/49€179k€161k▼
Amounts payable after more than one year17€81k€69k▼
Financial debts170/4€81k€69k▼
Amounts payable within one year42/48€98k€86k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€23k€3k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€12k€0▼
Other amounts payable47/48€60k€64k▲
Accrued charges and deferred income492/3-€6k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€115k€99k▼
Operating profit (loss)9901€93k€77k▼
Financial income75/76B€156€211▲
Recurring financial income75€156€211▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€90k€74k▼
Income taxes67/77€24k€24k▼
Profit (loss) for the period9904€66k€50k▼
Profit (loss) for the period to be appropriated9905€66k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€50k▼
Transfer to equity691/2€66k€50k▼
To other reserves6921€66k€50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.04
Current ratio from 0.42 to 1.04; short-term debt falls from €98k to €86k.
31-12
Financial
Equity above €100kEq €140k ▲55.6%
4 profitable years in a row build equity to €140k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €66k ▲116%
Operating result €93k, net result €66k, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
08-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 100 days late
2020
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 133 days late
2019
31-12
Financial
Weakest financial yearnet €-30k ▼281%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-02-2026
Sara Gyzels: Resigned as Director
21-01-2021
Sander Liekens: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelbaan 332861 Sint-Katelijne-WaverGround area
2,653 m²
Building footprint
230 m²
Volume, LiDAR
1,498 m³
Parcel 12027D0435/00B000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mechelbaan 33, 2861 Sint-Katelijne-Waver
since 20142.234.982.839
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12027D0435/00B000 | Flanders | 2,652 m² | 1 · 230 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 9,133 companies in sector 68201 we hold annual accounts for 6,762. 4,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2014
Fiscal year end31-12
Abbreviation NL
Dr. Sara Gyzels
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sander.liekens@belnot.be