ANDOS
ActiveSummary
ANDOS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €149k and a net result of €12k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+1
Solvency63▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.19 in 2023; short-term debt: 22.1% and cash: 1.7% of total assets), and 62.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-05-2025, 70 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
70 d early
2023
34 d early
2022
46 d early
2021
29 d late
2020
27 d late
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€149k▲ 8.4%
2023 · €138k
Total assets
€395k▼ 5.3%
2023 · €417k
Net result
€12k▲ 32.7%
2023 · €9k
Working capital
€-71k▼ 12.4%
2023 · €-63k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€-6k€29k€28k▼ 4.6%€17k▼ 38.0%€22k▲ 26.2%
Net result€-11k€16k€17k▲ 3.6%€9k▼ 47.3%€12k▲ 32.7%
Equity€96k▼ 10.3%€112k▲ 16.6%€129k▲ 14.7%€138k▲ 6.8%€149k▲ 8.4%
Total assets€445k▼ 40.1%€425k▼ 4.6%€414k▼ 2.5%€417k▲ 0.7%€395k▼ 5.3%
Debt€349k▼ 45.1%€312k▼ 10.5%€285k▼ 8.7%€279k▼ 2.1%€246k▼ 12.1%
Working capital€-63k€-59k▲ 7.4%€-45k▲ 24.0%€-63k▼ 41.4%€-71k▼ 12.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 26% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €395k
Fixed assets
€378k ▼ 5.9%
Current assets
€16k ▲ 12.2%
Equity and liabilities €395k
Equity
€149k ▲ 8.4%
Debt
€246k ▼ 12.1%
Debt's share of the balance-sheet total falls from 67.0% to 62.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2023 · €40k
Cash flow
€35k▲
2023 · €32k
Current ratio
0.19▼
2023 · 0.19
Debt to equity
1.65▼
2023 · 2.03
ROE
7.8%▲
2023 · 6.3%
ROA
2.9%▲
2023 · 2.1%
Interest coverage
9.75▲
2023 · 9.03
Debt ≤ 1 year
€87k▲
2023 · €78k
Debt > 1 year
€158k▼
2023 · €202k
Income taxes
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0 | - |
| Remuneration, social security and pensions62 | - | - | €152 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €21k | €21k | €23k | €24k | ▲ 2.5% |
| Other operating charges640/8 | - | €3k | €3k | €3k | €3k | ▲ 2.9% |
| Gross operating margin9900 | €15k | €53k | €51k | €44k | €49k | ▲ 11.8% |
| Operating profit (loss)9901 | €-6k | €29k | €28k | €17k | €22k | ▲ 26.2% |
| Financial income75/76B | - | - | €0 | €95 | €0 | ▼ 100% |
| Recurring financial income75 | - | - | €0 | €95 | €0 | ▼ 100% |
| Financial charges65/66B | - | €9k | €3k | €4k | €5k | ▲ 4.2% |
| Recurring financial charges65 | €4k | €9k | €3k | €4k | €5k | ▲ 4.2% |
| Profit (loss) for the period before taxes9903 | €-10k | €20k | €24k | €13k | €17k | ▲ 33.1% |
| Income taxes67/77 | €1k | €4k | €8k | €4k | €5k | ▲ 33.9% |
| Profit (loss) for the period9904 | €-11k | €16k | €17k | €9k | €12k | ▲ 32.7% |
| Profit (loss) for the period to be appropriated9905 | €-11k | €16k | €17k | €9k | €12k | ▲ 32.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €445k | €425k | €414k | €417k | €395k | ▼ 5.3% |
| Fixed assets21/28 | €438k | €417k | €396k | €402k | €378k | ▼ 5.9% |
| Tangible fixed assets22/27 | €438k | €417k | €396k | €402k | €378k | ▼ 5.9% |
| Land and buildings22 | - | €417k | €396k | €402k | €378k | ▼ 5.9% |
| Current assets29/58 | €8k | €8k | €18k | €15k | €16k | ▲ 12.2% |
| Amounts receivable within one year40/41 | €676 | €1k | €0 | €2k | €1k | ▼ 48.5% |
| Other amounts receivable41 | - | €1k | €0 | €2k | €1k | ▼ 48.5% |
| Cash at bank and in hand54/58 | €7k | €6k | €10k | €4k | €7k | ▲ 79.1% |
| Deferred charges and accrued income490/1 | - | €325 | €8k | €8k | €8k | ▲ 0.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €445k | €425k | €414k | €417k | €395k | ▼ 5.3% |
| Equity10/15 | €96k | €112k | €129k | €138k | €149k | ▲ 8.4% |
| Contributions10/11 | €100k | €100k | €100k | €100k | €100k | = |
| Capital10 | - | €100k | €100k | €100k | €100k | = |
| Issued capital100 | - | €100k | €100k | €100k | €100k | = |
| Reserves13 | - | €12k | €29k | €38k | €49k | ▲ 30.8% |
| Non-distributable reserves130/1 | - | - | - | €3k | €4k | ▲ 21.1% |
| Legal reserve130 | - | - | - | €3k | €4k | ▲ 21.1% |
| Distributable reserves133 | - | €12k | €29k | €35k | €46k | ▲ 31.6% |
| Profit (loss) carried forward14 | €-4k | €0 | - | - | - | - |
| Amounts payable17/49 | €349k | €312k | €285k | €279k | €246k | ▼ 12.1% |
| Amounts payable after more than one year17 | €275k | €243k | €222k | €202k | €158k | ▼ 21.5% |
| Financial debts170/4 | - | €240k | €221k | €201k | €157k | ▼ 21.6% |
| Other amounts payable178/9 | - | €3k | €1k | €1k | €1k | = |
| Amounts payable within one year42/48 | €71k | €67k | €63k | €78k | €87k | ▲ 12.4% |
| Current portion of amounts payable after more than one year42 | - | €39k | €39k | €46k | €43k | ▼ 5.2% |
| Trade debts44 | €25k | €11k | €9k | €7k | €8k | ▲ 21.0% |
| Suppliers440/4 | - | €11k | €9k | €7k | €8k | ▲ 21.0% |
| Taxes, remuneration and social security45 | - | €3k | €5k | €3k | €566 | ▼ 82.8% |
| Taxes450/3 | - | €3k | €5k | €3k | €566 | ▼ 82.8% |
| Other amounts payable47/48 | - | €14k | €9k | €22k | €35k | ▲ 60.8% |
| Accrued charges and deferred income492/3 | - | €3k | €0 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-11k | €16k | €17k | €9k | €12k | ▲ 32.7% |
| + Depreciation and write-downs630 | €21k | €21k | €21k | €23k | €24k | ▲ 2.5% |
| Operating cash flow (approximation) | €10k | €37k | €37k | €32k | €35k | ▲ 10.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-30k | €0 | ▲ 100% |
| Change in cash | - | €-646 | €4k | €-6k | €3k | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €17k ▲3.6%
Net result €17k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Equity above €100kEq €112k ▲16.6%
Equity rises from €96k to €112k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2015
Ground area
3,345 m²
Building footprint
550 m²
Volume, LiDAR
5,420 m³
Parcel 21308H0767/00A000, Brussels · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ANDOS
since 20152.240.357.530
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0767/00A000 | Brussels | 3,345 m² | 1 · 550 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,571 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.