HV Immotrade
ActiveHV Immotrade has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €33k. Equity is growing by ~60.6% per year across the filed fiscal years. Its solvency ranks better than 59% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-7
Solvency67▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.71 against 0.62 in 2024; short-term debt: 51.6% and cash: 34.6% of total assets), and 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
13.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
30 d late
2024
26 d late
2023
31 d late
2022
70 d late
2021
2 d early
2020
40 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€104k▲ 46.9%
2024 · €71k
2018: €6k
2019: €5k
2020: €7k
2021: €17k
2022: €27k
2023: €34k
2024: €71k
2018 → 2025
Total assets
€247k▲ 27.3%
2024 · €194k
2018: €114k
2019: €112k
2020: €126k
2021: €132k
2022: €143k
2023: €159k
2024: €194k
2018 → 2025
Net result
€33k▼ 10.2%
2024 · €37k
2018: €-14k
2019: €-1k
2020: €2k
2021: €10k
2022: €10k
2023: €7k
2024: €37k
2018 → 2025
Working capital
€-37k▲ 21.8%
2024 · €-47k
2018: €-91k
2019: €-88k
2020: €-94k
2021: €-96k
2022: €-102k
2023: €-97k
2024: €-47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€27k▲ 60.2%€34k▲ 25.7%€71k▲ 109%€104k▲ 46.9%
Operating result€11k-€10k▼ 8.2%€7k▼ 32.6%€37k▲ 430%€34k▼ 8.4%
Net result€10k-€10k▲ 0.9%€7k▼ 31.6%€37k▲ 435%€33k▼ 10.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €247k
Fixed assets
€156k▲ 31.6%
Current assets
€91k▲ 20.6%
Equity and liabilities €247k
Equity
€104k▲ 46.9%
Debt
€143k▲ 16.0%
The debt ratio falls from 63.5% to 57.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €51k
Cash flow
€53k▲
2024 · €51k
Solvency
42.1%▲
2024 · 36.5%
Current ratio
0.71▲
2024 · 0.62
Quick ratio
0.71▲
2024 · 0.62
Debt / equity
1.37▼
2024 · 1.74
ROE
31.9%▼
2024 · 52.2%
ROA
13.5%▼
2024 · 19.1%
Interest coverage
62.94▼
2024 · 226.38
Debt
€143k▲
2024 · €123k
Debt ≤ 1 year
€128k▲
2024 · €122k
Debt > 1 year
€14k▲
2024 · €0
Income taxes
€15
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€247k▲
Fixed assets21/28€119k€156k▲
Tangible fixed assets22/27€119k€156k▲
Land and buildings22€118k€106k▼
Plant, machinery and equipment23€770€530▼
Furniture and vehicles24-€50k
Current assets29/58€75k€91k▲
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€83€1k▲
Other amounts receivable41€1k€234▼
Cash at bank and in hand54/58€71k€86k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€194k€247k▲
Equity10/15€71k€104k▲
Contributions10/11€63k€63k=
Reserves13€8k€42k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€2k€36k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€123k€143k▲
Amounts payable after more than one year17€0€14k▲
Financial debts170/4€0€14k▲
Amounts payable within one year42/48€122k€128k▲
Current portion of amounts payable after more than one year42€1k€6k▲
Trade debts44€127€452▲
Suppliers440/4€127€452▲
Taxes, remuneration and social security45-€15
Taxes450/3-€15
Other amounts payable47/48€121k€121k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€20k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€55k€57k▲
Operating profit (loss)9901€37k€34k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€226€863▲
Recurring financial charges65€226€863▲
Profit (loss) for the period before taxes9903€37k€33k▼
Income taxes67/77-€15
Profit (loss) for the period9904€37k€33k▼
Profit (loss) for the period to be appropriated9905€37k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€33k▲
Profit (loss) brought forward from the previous period14P€-35k€0▲
Transfer to equity691/2€2k€33k▲
To other reserves6921€2k€33k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Equity above €100kEq €104k ▲46.9%
6 profitable years in a row build equity to €104k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €37k ▲435%
Operating result €37k, net result €37k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pompstraat 92000 AntwerpenGround area
107 m²
Building footprint
105 m²
Volume, LiDAR
1,242 m³
Parcel 11804D0973/00H002, Flanders · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
HV Immotrade
since 20162.258.642.129
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0973/00H002 | Flanders | 107 m² | 1 · 105 m² | 18.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MEDITERANEE BADA
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KN HOME
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ROMA
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,226 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-08-2016
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.