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CSJ

Open bankruptcy
Private limited companyfounded 2022Maastrichterstraat 20, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0783.953.703
Summary

A bankruptcy procedure is open for CSJ according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (-€29,427) and a net result of -€32,177.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Antwerp, Hasselt division
Declared bankrupt
15 January 2026
Supervising judge
Rijn Delbroek
Official Gazette
21-01-2026 (pdf) ↗search the document for 2026/102110

Curators

  • Kristof KrolPrins Bisschopssingel 11, 3500 Hasseltk.krol@exacto-advocaten.be
  • Gertjan CupersPrins Bisschopssingel 11, 3500 Hasselt- advocaten.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-08-2024, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2023
8 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2023 accounts 8 days after the deadline; the sector median for financial year 2023 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CSJ was incorporated on 29 March 2022 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2023.2 On 15 January 2026 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023
  3. 3Belgian State Gazette, 21-01-2026

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2023, micro schema

Equity
-€29,427
Total assets
€87,380
Net result
-€32,177
Working capital
-€45,515

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €87,380
Fixed assets €66,470
Current assets €20,910
Key figures and ratios
2023 value
EBITDA
-€8,449
Cash flow
-€12,268
Solvency
-33.7%
Current ratio
0.31
Debt to equity
-3.97
ROA
-36.8%
Interest coverage
-2.15
Debt
€116,807
Debt ≤ 1 year
€66,426
Debt > 1 year
€49,757
Staff costs
€103,067
Annual accounts
Filed annual accounts As filed with the NBB · 2023 · 40 lines
Balance sheet Code2023
Assets
Total assets20/58€87,380
Fixed assets21/28€66,470
Intangible fixed assets21€48,572
Tangible fixed assets22/27€17,898
Furniture and vehicles24€17,898
Current assets29/58€20,910
Amounts receivable within one year40/41€4,191
Other amounts receivable41€4,191
Deferred charges and accrued income490/1€16,719
Equity and liabilities
Total equity and liabilities10/49€87,380
Equity10/15-€29,427
Contributions10/11€2,750
Profit (loss) carried forward14-€32,177
Amounts payable17/49€116,807
Amounts payable after more than one year17€49,757
Financial debts170/4€49,757
Amounts payable within one year42/48€66,426
Current portion of amounts payable after more than one year42€29,555
Financial debts43€9,274
Credit institutions430/8€4,274
Other loans439€5,000
Trade debts44€13,559
Suppliers440/4€13,559
Taxes, remuneration and social security45€14,038
Taxes450/3€7,063
Remuneration and social security454/9€6,975
Accrued charges and deferred income492/3€625
Income statement Code2023
Remuneration, social security and pensions62€103,067
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,909
Other operating charges640/8€3,928
Gross operating margin9900€98,546
Operating profit (loss)9901-€28,358
Financial income75/76B€117
Recurring financial income75€117
Financial charges65/66B€3,936
Recurring financial charges65€3,936
Profit (loss) for the period before taxes9903-€32,177
Profit (loss) for the period9904-€32,177
Profit (loss) for the period to be appropriated9905-€32,177
Appropriation of the result
Profit (loss) to be appropriated9906-€32,177

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2023
Remuneration, social security and pensions62€103,067
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,909
Other operating charges640/8€3,928
Gross operating margin9900€98,546
Operating profit (loss)9901-€28,358
Financial income75/76B€117
Recurring financial income75€117
Financial charges65/66B€3,936
Recurring financial charges65€3,936
Profit (loss) for the period before taxes9903-€32,177
Profit (loss) for the period9904-€32,177
Profit (loss) for the period to be appropriated9905-€32,177
Line2023
Assets
Total assets20/58€87,380
Fixed assets21/28€66,470
Intangible fixed assets21€48,572
Tangible fixed assets22/27€17,898
Furniture and vehicles24€17,898
Current assets29/58€20,910
Amounts receivable within one year40/41€4,191
Other amounts receivable41€4,191
Deferred charges and accrued income490/1€16,719
Equity and liabilities
Total equity and liabilities10/49€87,380
Equity10/15-€29,427
Contributions10/11€2,750
Profit (loss) carried forward14-€32,177
Amounts payable17/49€116,807
Amounts payable after more than one year17€49,757
Financial debts170/4€49,757
Amounts payable within one year42/48€66,426
Current portion of amounts payable after more than one year42€29,555
Financial debts43€9,274
Credit institutions430/8€4,274
Other loans439€5,000
Trade debts44€13,559
Suppliers440/4€13,559
Taxes, remuneration and social security45€14,038
Taxes450/3€7,063
Remuneration and social security454/9€6,975
Accrued charges and deferred income492/3€625
Line2023
Profit (loss) for the period9904-€32,177
+ Depreciation and write-downs630€19,909
Operating cash flow (approximation)-€12,268

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
21-01
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 15-01-2026
2024
08-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
SignalNBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
748 m²
Building footprint
502 m²
Volume, LiDAR
4,053 m³
Parcel 73083C0010/00B002, Flanders · tallest building 16.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
CSJ
Maastrichterstraat 20, 3700 Tongeren-BorgloonRetail trade
since 20222.330.501.412
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73083C0010/00B002 Flanders 748 m² 1 · 502 m² 16.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

2 mandates
Role Name Tenure
Curator KRISTOF KROL
PRINS BISSCHOPSSINGEL 11, 3500 HASSELT
15-01-2026 → present
Curator GERTJAN CUPERS
PRINS BISSCHOPSSINGEL 11, 3500 HASSELT- g.cupers@exacto- advocaten.be
15-01-2026 → present

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 602 companies in sector 47610 we hold annual accounts for 242. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47610Retail trade
47621Retail sale of newspapers and periodicals

Scores and ratios are computed by Checked and are not a credit decision.