Financials
- Financial year
- 2025
- Total assets
- €15,816
- Loss
- -€609
- Solvency
- 72.2%
Total assets▼ 10.2%
Net result
20212025
HENSEN RETAIL
ActiveSummary
The computed 12-month bankruptcy probability of HENSEN RETAIL is 2.9% (moderate). The 2025 annual accounts show equity of €11,415 and a net result of -€609. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 82% of 22,536 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail trade
NACE 47610
1 site
Size
€15,816total assets 2025
- Equity
- €11,415
- Loss
- -€609
Turnover not published (micro format)
Structure
2025 accounts filed 76 days late3 of 4 deeds summarised
Why 51raises riskLast filed accounts filed 76 days late; 2 of the last 3 lateFounded in 20201 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 15-10-2026)Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency
97+4
equity 72.2% of total assets
Liquidity
47-19
short-term debt 27.8% · cash 6.5%
Profitability
28-29
return on assets -3.9%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.0%
12-2024: 2.1%▲ +0.1 percentage points vs 11-2024
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.0%▼ -0.1 percentage points vs 02-2025
04-2025: 2.4%▲ +0.4 percentage points vs 03-2025
05-2025: 2.9%▲ +0.5 percentage points vs 04-2025
06-2025: 2.9%● unchanged vs 05-2025
07-2025: 3.0%▲ +0.1 percentage points vs 06-2025
08-2025: 3.6%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 1.2%▼ -2.4 percentage points vs 08-2025
10-2025: 1.3%▲ +0.1 percentage points vs 09-2025
11-2025: 1.2%▼ -0.1 percentage points vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▼ -0.5 percentage points vs 04-2026lowest value
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.2%▲ +0.4 percentage points vs 07-2026
09-2026: 1.4%▲ +0.2 percentage points vs 08-2026
10-2026: 2.9%▲ +1.5 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.59, compared with 3.16 in 2024, above the usual 1.5; short-term debt: 27.8% and cash: 6.5% of total assets), and 27.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 82% on solvency, 46% on liquidity, 24% on profitability and 31% on growth.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filingsDeviation from the deadline
2025
76 days late
2024
21 days late
2023
31 days late
2022
18 days late
2021
41 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 21 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 10
- Since
- 2022
- Next accounts
- by 31-07-2027
- 31-08-2024Annual accounts filed
- 12-04-2024Registered office
- 31-12-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47610
- Founded
- 30-07-2020
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 2
- Purpose
- “Detailhandel in glas-,porselein- en aardewerk en in niet-elektrische huishoudelijke…” (deed in Dutch)
Key facts about HENSEN RETAIL
- What is the company number of HENSEN RETAIL?
- 0751.651.119. In Belgium the VAT number is the company number with BE in front: BE 0751.651.119.
- Where is HENSEN RETAIL based?
- The registered office is at St.-Truidersteenweg 270, 3840 Tongeren-Borgloon.Company details
- What does HENSEN RETAIL do?
- According to the KBO register, the main activity is retail trade (NACE 47610).
- What is the legal form of HENSEN RETAIL?
- Private limited company (BV).
- When was HENSEN RETAIL founded?
- On 30-07-2020.
- Is HENSEN RETAIL still active?
- Yes, HENSEN RETAIL is an active enterprise in the KBO register.
- What is the turnover of HENSEN RETAIL?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is HENSEN RETAIL profitable?
- In financial year 2025, HENSEN RETAIL made a loss of €609.
- Where can I find the annual accounts of HENSEN RETAIL?
- HENSEN RETAIL filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HENSEN RETAIL due?
- By 31-07-2027, for financial year 2026.Timeline
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