CRYO-TEC
ActiveCRYO-TEC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €-4k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-15
Solvency68▲+10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.2 in 2024; short-term debt: 56.9% and cash: 4.7% of total assets), and 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d early
2022
8 d late
2021
11 d late
2020
1 d early
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€276k▼ 1.3%
2024 · €279k
2018: €213k
2019: €213k
2020: €196k
2021: €167k
2022: €192k
2023: €212k
2024: €279k
2018 → 2025
Total assets
€640k▼ 24.8%
2024 · €851k
2018: €507k
2019: €507k
2020: €459k
2021: €558k
2022: €708k
2023: €603k
2024: €851k
2018 → 2025
Net result
€-4k
2024 · €97k
2018: €30k
2019: €30k
2020: €-13k
2021: €18k
2022: €47k
2023: €40k
2024: €97k
2018 → 2025
Working capital
€161k▲ 40.9%
2024 · €114k
2018: €102k
2019: €102k
2020: €19k
2021: €35k
2022: €-49k
2023: €-12k
2024: €114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€167k-€192k▲ 14.9%€212k▲ 10.4%€279k▲ 31.5%€276k▼ 1.3%
Operating result€31k-€74k▲ 143%€66k▼ 11.8%€151k▲ 130%€-21
Net result€18k-€47k▲ 158%€40k▼ 14.6%€97k▲ 142%€-4k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21 after €151k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €640k
Fixed assets
€115k▼ 34.3%
Current assets
€526k▼ 22.3%
Equity and liabilities €640k
Equity
€276k▼ 1.3%
Debt
€365k▼ 36.2%
The debt ratio falls from 67.2% to 56.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€70k▼
2024 · €203k
Cash flow
€66k▼
2024 · €149k
Solvency
43.1%▲
2024 · 32.8%
Current ratio
1.44▲
2024 · 1.20
Quick ratio
0.48▼
2024 · 0.88
Debt / equity
1.32▼
2024 · 2.05
ROE
-1.3%▼
2024 · 34.8%
ROA
-0.6%▼
2024 · 11.4%
Interest coverage
20.45▲
2024 · 10.94
Debt
€365k▼
2024 · €571k
Debt ≤ 1 year
€365k▼
2024 · €562k
Income taxes
€606▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€851k€640k▼
Fixed assets21/28€174k€115k▼
Tangible fixed assets22/27€174k€115k▼
Plant, machinery and equipment23€165k€98k▼
Furniture and vehicles24€10k€16k▲
Current assets29/58€676k€526k▼
Stocks and contracts in progress3€180k€349k▲
Stocks30/36€180k€349k▲
Amounts receivable within one year40/41€415k€144k▼
Trade receivables40€407k€127k▼
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€80k€30k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€851k€640k▼
Equity10/15€279k€276k▼
Contributions10/11€12k€12k=
Reserves13€267k€267k=
Distributable reserves133€267k€267k=
Profit (loss) carried forward14€0€-4k▼
Amounts payable17/49€571k€365k▼
Amounts payable within one year42/48€562k€365k▼
Financial debts43€29k€28k▼
Credit institutions430/8€29k€28k▼
Trade debts44€70k€136k▲
Suppliers440/4€70k€136k▲
Advances received on contracts in progress46€214k€0▼
Taxes, remuneration and social security45€26k€19k▼
Taxes450/3€26k€19k▼
Other amounts payable47/48€223k€181k▼
Accrued charges and deferred income492/3€10k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€70k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€205k€73k▼
Operating profit (loss)9901€151k€-21▼
Financial income75/76B€3k€401▼
Recurring financial income75€3k€401▼
Financial charges65/66B€19k€3k▼
Recurring financial charges65€19k€3k▼
Profit (loss) for the period before taxes9903€135k€-3k▼
Income taxes67/77€38k€606▼
Profit (loss) for the period9904€97k€-4k▼
Profit (loss) for the period to be appropriated9905€97k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€-4k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€30k€0▼
Transfer to equity691/2€97k€0▼
To other reserves6921€97k€0▼
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €97k ▲142%
Operating result €151k, net result €97k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €212k ▲10.4%
3 profitable years in a row build equity to €212k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-13k ▼143%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwdreef 622170 AntwerpenGround area
2,159 m²
Building footprint
2,068 m²
Volume, LiDAR
1,679 m³
2 parcels, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Energielaan 22-26, 2950 Kapellen
since 20122.206.663.391
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023K0007/00B034 | Flanders | 1,972 m² | 1 · 1,972 m² | 13.3 m |
| 11422C0097/00L011 | Flanders | 187 m² | 1 · 95 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIRMIN
BE 0468.554.243
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ETS LEFEBVRE ANDRE
BE 0644.767.809
Pecq · Eq €274k
VERVOORT SERVICE
BE 0884.640.691
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KEIRSE JEAN-PIERRE
BE 0744.893.286
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Nick-All-Fix
BE 0723.591.492
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Of 3,714 companies in sector 33120 we hold annual accounts for 1,341. 1,078 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2012
Fiscal year end31-12
Activities, NACEBEL
33120Repair and maintenance of machinery
46190Agents in non-specialised wholesale trade
46499Wholesale of other household goods
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.