Financials
- Fiscal year
- 2025
- Total assets
- €785,099
- Loss
- -€61,779
- Solvency
- 44.2%
Total assets▼ 21.1%
Net result
20182025
Bart Bertels Service
ActiveSummary
Bart Bertels Service has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346,692 and a net result of -€61,779. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 531 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Repair and maintenance of machinery
NACE 33120
1 site
Size
€785,099total assets 2025
- Staff
- 1 FTE
- Equity
- €346,692
- Loss
- -€61,779
Turnover not published (abridged schema)
Structure
Accounts 28 d early0 of 3 deeds read
Why 82- Loss of €61,779 (FY 2025)- Sector Repair, maintenance and installation of machinery and equipment (NACE 33)+ Equity €346,692 (44.2% of total assets)+ Liquidity: current ratio 1.21, cash €113,354Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 33, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
69+3
equity 44.2% of total assets
Liquidity
49+2
short-term debt 41.3% · cash 14.4%
Profitability
9-66
return on assets -7.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.1%lowest value
02-2026: 0.1%▲ +7.1% vs 01-2026
03-2026: 0.1%▲ +2.2% vs 02-2026
04-2026: 0.2%▲ +8.6% vs 03-2026
05-2026: 0.2%▲ +2.0% vs 04-2026
06-2026: 0.2%▲ +13.0% vs 05-2026
07-2026: 0.2%▲ +26.4% vs 06-2026
08-2026: 0.3%▲ +57.3% vs 07-2026highest value
09-2026: 0.3%● 0.0% vs 08-2026highest value
10-2026: 0.3%● 0.0% vs 09-2026highest value
- Loss of €61,779 (FY 2025) raises the probability
- Sector Repair, maintenance and installation of machinery and equipment (NACE 33) raises the probability
- Equity €346,692 (44.2% of total assets) lowers the probability
- Liquidity: current ratio 1.21, cash €113,354 lowers the probability
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.29 in 2024; short-term debt: 41.3% and cash: 14.4% of total assets), and 55.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 33, micro). Better than this share of them on solvency 50%, liquidity 40%, profitability 10%, growth against the median 19%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
7 d late
2023
9 d early
2022
on the day
2021
5 d early
2020
9 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€61,779
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 03-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 07-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Repair and maintenance of machineryNACE 33120
- Founded
- 25-02-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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