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CRYMONA

Active
Private limited companyfounded 20232 yrs activeZwijnaardsesteenweg 44, 9000 Gent, BelgiumKBO/BCE: BE 1002.548.448
Summary

The computed 12-month bankruptcy probability of CRYMONA is 2.1% (moderate). The 2025 annual accounts show equity of €24,563 and a net result of €14,246. Its solvency ranks better than 17% of 7564 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability51▼-49
Solvency34▼-24
Growth78
Track record82
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.1 against 1.49 in 2024; short-term debt: 90.9% and cash: 20.2% of total assets), and 90.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.1%
Return on assets
5.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7564 sector peers (2025).
NBB · sector comparison
Position among 7564 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 d early
2024
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 November 2023, CRYMONA was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€24,563▲ 138%
2024 · €10,317
Total assets
€270,950▲ 759%
2024 · €31,552
Net result
€14,246▲ 38.1%
2024 · €10,317
Working capital
€24,563▲ 138%
2024 · €10,317
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€13,217-€18,173▲ 37.5%
Net result€10,317-€14,246▲ 38.1%
Equity€10,317-€24,563▲ 138%
Total assets€31,552-€270,950▲ 759%
Debt€21,235-€246,387▲ 1,060%
Working capital€10,317-€24,563▲ 138%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
  • 2025 Total assets +759% on 2024. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000€20,000Operating result 2024: €13,217€13,217Net result 2024: €10,317€10,317Operating result 2025: €18,173€18,173Net result 2025: €14,246€14,24620242025€0€5,000€10,000€15,000€20,000Operating result 2024: €13,217€13,200Net result 2024: €10,317€10,300Operating result 2025: €18,173€18,200Net result 2025: €14,246€14,20020242025
The operating result rises in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €270,950
Equity €24,563 ▲ 138%
Debt €246,387 ▲ 1,060%
Debt's share of the balance-sheet total rises from 67.3% to 90.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.10▼
2024 · 1.49
Debt to equity
10.03▲
2024 · 2.06
ROE
58.0%▼
2024 · 100.0%
ROA
5.3%▼
2024 · 32.7%
Debt ≤ 1 year
€246,387▲
2024 · €21,235
Income taxes
€4,263▲
2024 · €2,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
2.6% went bankrupt
2.6% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€31,552€270,950▲
Current assets29/58€31,552€270,950▲
Amounts receivable within one year40/41€27,306€216,065▲
Trade receivables40€26,445€202,819▲
Other amounts receivable41€861€13,247▲
Cash at bank and in hand54/58€4,210€54,626▲
Deferred charges and accrued income490/1€36€259▲
Equity and liabilities
Total equity and liabilities10/49€31,552€270,950▲
Equity10/15€10,317€24,563▲
Profit (loss) carried forward14€10,317€24,563▲
Amounts payable17/49€21,235€246,387▲
Amounts payable within one year42/48€21,235€246,387▲
Trade debts44€3,273€235,609▲
Suppliers440/4€3,273€235,609▲
Taxes, remuneration and social security45€17,961€10,778▼
Taxes450/3€2,900€7,163▲
Remuneration and social security454/9€15,061€3,615▼
Income statement Code20242025
Other operating charges640/8€530€1,403▲
Gross operating margin9900€13,747€19,576▲
Operating profit (loss)9901€13,217€18,173▲
Financial income75/76B€1€395▲
Recurring financial income75€1€395▲
Financial charges65/66B-€59
Recurring financial charges65-€59
Profit (loss) for the period before taxes9903€13,218€18,509▲
Income taxes67/77€2,900€4,263▲
Profit (loss) for the period9904€10,317€14,246▲
Profit (loss) for the period to be appropriated9905€10,317€14,246▲
Appropriation of the result
Profit (loss) to be appropriated9906€10,317€24,563▲
Profit (loss) brought forward from the previous period14P-€10,317
Line20242025Change
Other operating charges640/8€530€1,403▲ 165%
Gross operating margin9900€13,747€19,576▲ 42.4%
Operating profit (loss)9901€13,217€18,173▲ 37.5%
Financial income75/76B€1€395▲ 60,674%
Recurring financial income75€1€395▲ 60,674%
Financial charges65/66B-€59-
Recurring financial charges65-€59-
Profit (loss) for the period before taxes9903€13,218€18,509▲ 40.0%
Income taxes67/77€2,900€4,263▲ 47.0%
Profit (loss) for the period9904€10,317€14,246▲ 38.1%
Profit (loss) for the period to be appropriated9905€10,317€14,246▲ 38.1%
Line20242025Change
Assets
Total assets20/58€31,552€270,950▲ 759%
Current assets29/58€31,552€270,950▲ 759%
Amounts receivable within one year40/41€27,306€216,065▲ 691%
Trade receivables40€26,445€202,819▲ 667%
Other amounts receivable41€861€13,247▲ 1,438%
Cash at bank and in hand54/58€4,210€54,626▲ 1,198%
Deferred charges and accrued income490/1€36€259▲ 620%
Equity and liabilities
Total equity and liabilities10/49€31,552€270,950▲ 759%
Equity10/15€10,317€24,563▲ 138%
Profit (loss) carried forward14€10,317€24,563▲ 138%
Amounts payable17/49€21,235€246,387▲ 1,060%
Amounts payable within one year42/48€21,235€246,387▲ 1,060%
Trade debts44€3,273€235,609▲ 7,098%
Suppliers440/4€3,273€235,609▲ 7,098%
Taxes, remuneration and social security45€17,961€10,778▼ 40.0%
Taxes450/3€2,900€7,163▲ 147%
Remuneration and social security454/9€15,061€3,615▼ 76.0%
Line20242025Change
Profit (loss) for the period9904€10,317€14,246▲ 38.1%
Operating cash flow (approximation)€10,317€14,246▲ 38.1%
Change in cash-€50,416-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
426 m²
Building footprint
281 m²
Volume, LiDAR
2,817 m³
2 parcels, Brussels, Flanders · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
144 companies at this address See who is registered here
1 establishment unit
CRYMONA
Leuvensesteenweg 431, 1030 SchaarbeekReal estate development
since 20232.352.089.355
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0052/00R006 Flanders 214 m² 1 · 202 m² 11.8 m · 3 fl.
21904B0443/00R005 Brussels 212 m² 1 · 79 m² 16.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 12,037 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-11-2023
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43211General electrical installation work
43230Insulation installation
43341Painting of buildings
81210General cleaning of buildings
Contact
E-mail crymona29@gmail.comSchaarbeek
E-invoicing
Reachable via Peppol
Peppol ID 0208:1002548448
Also 9925:BE1002548448
Registered 29-12-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.