SEJDO INVEST

Active

Private limited companyfounded 20233 yrs activeDilbeekstraat 47, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0802.546.722

Summary

The computed 12-month bankruptcy probability of SEJDO INVEST is 1.5% (moderate). The 2025 annual accounts show negative equity (-€6,278) and a net result of €6,011. Equity is shrinking by ~131.1% per year across the filed fiscal years. Its solvency ranks better than 18% of 16076 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

SEJDO INVESTActiveChecked score 55/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

Size

€239,458total assets 2025

Equity: -€6,278
Profit: €6,011

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Accounts filed 29 d late1 of 2 deeds read

Why 55Capped at 59: negative equity- Liquidity: current ratio 0.01, cash €758- Latest accounts 29 days late; 2 of the last 3 late+ Sector Real estate activities (NACE 68)+ Size: total assets €239,458Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 44% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 22+2

equity -2.6% of total assets

Liquidity 43-42

short-term debt 22.6% · cash 0.3%

Profitability 40+23

return on assets 2.5%

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,362 companies)

Last 24 months 11-2024: 0.6%lowest value 12-2024: 0.6%▲ +1.8% vs 11-2024 01-2025: 0.6%▲ +2.6% vs 12-2024 02-2025: 0.6%▼ -0.2% vs 01-2025 03-2025: 0.7%▲ +8.0% vs 02-2025 04-2025: 0.7%▲ +5.4% vs 03-2025 05-2025: 0.7%● 0.0% vs 04-2025 06-2025: 0.7%▲ +4.4% vs 05-2025 07-2025: 0.8%▲ +2.7% vs 06-2025 08-2025: 1.1%▲ +47.3% vs 07-2025 09-2025: 1.4%▲ +24.1% vs 08-2025 10-2025: 2.1%▲ +51.8% vs 09-2025 11-2025: 3.5%▲ +67.8% vs 10-2025 12-2025: 3.5%● 0.0% vs 11-2025 01-2026: 3.5%● 0.0% vs 12-2025 02-2026: 3.5%● 0.0% vs 01-2026 03-2026: 3.5%● 0.0% vs 02-2026 04-2026: 3.5%▼ -1.9% vs 03-2026 05-2026: 3.3%▼ -4.5% vs 04-2026 06-2026: 3.2%▼ -1.9% vs 05-2026 07-2026: 3.1%▼ -4.5% vs 06-2026 08-2026: 4.0%▲ +29.1% vs 07-2026highest value 09-2026: 1.5%▼ -61.7% vs 08-2026 10-2026: 1.5%● 0.0% vs 09-2026

Sector Real estate activities (NACE 68) lowers the probability
Liquidity: current ratio 0.01, cash €758 raises the probability
Latest accounts 29 days late; 2 of the last 3 late raises the probability
Size: total assets €239,458 lowers the probability for this profile

No credit on open account

Liquidity short (current ratio 0.01; short-term debt: 22.6% and cash: 0.3% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 17%, liquidity 36%, profitability 36%, growth against the median 86%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Real estate activities (NACE 68)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 0.01, cash €758

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts 29 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Size: total assets €239,458

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 16076 sector peers (2025).

NBB · sector comparison

Position among 16076 sector peers

Solvency

better than 18%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

29 d late

2024

77 d late

2023

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (3 of the last 3 filed years within 45 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

11-09-26 Resignations: SEJDOSKI Erdin (director) and SHEJDOSKI…Shareholding · Statutes amendment
29-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €6,011

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€6,278 View
Caution: Among the weakest 18% on solvencysector median 29.4% · 16,076 companies -2.6% View
Directors leftlatest change 01-09-2026 · 0 in office 2 left View