Equity
-€106,763
Debts exceed assets in financial year 2025.
Crown Steps
Lifetime
13 annual accounts with figures on one time axispeak €88,410 (2014)
-€1,284▼ €1,127
lowest -€76,022 (2015)
-€2,277▼ €858
peak €10,100 (2014)
-€106,763▼ €2,277
€107,288▲ 2.1%
peak 1.2 FTE (2013)
-not published
Board1 name since 2013
1 directorFilip Sergeys
Owners
Documentsfilings and deeds
06-08-20266 days late
2025abbreviated format
Gross margin from -€157 to -€1,284Loss of €2,277
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 20% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 10.2%
01-2025: 10.2%● unchanged vs 12-2024
02-2025: 11.1%▲ +0.9 percentage points vs 01-2025
03-2025: 11.4%▲ +0.3 percentage points vs 02-2025highest value
04-2025: 11.0%▼ -0.4 percentage points vs 03-2025
05-2025: 11.0%● unchanged vs 04-2025
06-2025: 11.0%● unchanged vs 05-2025
07-2025: 1.3%▼ -9.7 percentage points vs 06-2025
08-2025: 1.3%● unchanged vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.3%● unchanged vs 12-2025
02-2026: 1.6%▲ +0.3 percentage points vs 01-2026
03-2026: 1.6%● unchanged vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.6%● unchanged vs 04-2026
06-2026: 1.6%● unchanged vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 2.0%▲ +0.4 percentage points vs 07-2026
09-2026: 1.2%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 1.2%● unchanged vs 09-2026lowest value
11-2026: 1.2%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Loss of €2,277, the second in a row (financial year 2025)
No main activity registered
Negative equity -€106,763
lowers risk
Size: turnover €0, total assets €525
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 35% on liquidity, 4% on profitability and 37% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as Crown Steps has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Crown Steps itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for Crown Steps. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€106,763
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
6 days late
2024
50 days early
2023
323 days late
2022
542 days late
2021
31 days late
2020
26 days late
2019
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 129 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 293 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0518924561
Registered office moved from Deume to Sint-Niklaas
New registered office: Schongaustraat 17, 9100 Sint-Niklaas · Previous registered office: Venneborglaan 196-2100 Deume · Gazette deed
Registered office moved from Deurne to Deume
New registered office: Venneborglaan 196-2100 Deume · Previous registered office: Venneborglaan 5-2100 Deurne · Gazette deed
Incorporation
published on 01-03-2013 · Gazette deed
Official details
Source: KBO- Status
- Active since 27-02-2013Normal situation
- Activity
- No activity registered in the KBO
- Joint committee
- 124Construction · annual accounts 2021
- Establishment unit
- 2.217.301.5219100 Sint-Niklaas, since 27-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on Crown Steps
Crown Steps files the abbreviated format. That format states no turnover. The gross margin fell from €20,004 in 2013 to -€1,284 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Crown Steps
- What is the company number of Crown Steps?
- The company number of Crown Steps is 0518.924.561. The VAT number is the same number with BE in front: BE 0518.924.561.
- Where is Crown Steps based?
- The registered office is at Schongaustraat 17, 9100 Sint-Niklaas.Company details
- What is the legal form of Crown Steps?
- Crown Steps is a private limited company (pre-2019) (BVBA).
- When was Crown Steps founded?
- Crown Steps was founded on 27-02-2013.
- Is Crown Steps still active?
- Yes, Crown Steps is an active enterprise in the KBO register.
- Which joint committee does Crown Steps fall under?
- In its 2021 annual accounts, Crown Steps states joint committee 124 (Construction).
- What is the turnover of Crown Steps?
- The turnover of Crown Steps was €0 in financial year 2025, according to the filed annual accounts.Financials
- Is Crown Steps profitable?
- In financial year 2025, Crown Steps made a loss of €2,277.
- Where can I find the annual accounts of Crown Steps?
- Crown Steps filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Crown Steps due?
- Crown Steps must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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