CROC ART
ActiveCROC ART has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 2292 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency22▼-74
Growth58▲+6
Stability94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 2.04 in 2024), and 88.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.8%
Return on assets
42.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2292 sector peers (2025).
NBB · sector comparisonPosition among 2292 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
29 d early
2023
30 d late
2022
8 d late
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€9k▼ 65.3%
2024 · €25k
2021: €23k
2022: €42k
2023: €64k
2024: €25k
2021 → 2025
Total assets
€73k▲ 50.2%
2024 · €48k
2021: €33k
2022: €59k
2023: €75k
2024: €48k
2021 → 2025
Net result
€31k▲ 37.2%
2024 · €23k
2021: €24k
2022: €19k
2023: €22k
2024: €23k
2021 → 2025
Working capital
€9k▼ 65.3%
2024 · €25k
2021: €23k
2022: €42k
2023: €64k
2024: €25k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€42k▲ 85.5%€64k▲ 53.6%€25k▼ 61.6%€9k▼ 65.3%
Operating result€33k-€25k▼ 25.0%€29k▲ 17.2%€29k▼ 0.9%€43k▲ 47.3%
Net result€24k-€19k▼ 20.1%€22k▲ 16.2%€23k▲ 0.8%€31k▲ 37.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 47% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €73k
Equity
€9k▼ 65.3%
Debt
€64k▲ 171%
The debt ratio rises from 48.9% to 88.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
11.8%▼
2024 · 51.1%
Current ratio
1.13▼
2024 · 2.04
Quick ratio
1.13▼
2024 · 2.04
Debt / equity
7.47▲
2024 · 0.96
ROE
362.1%▲
2024 · 91.6%
ROA
42.8%▼
2024 · 46.8%
Debt
€64k▲
2024 · €24k
Debt ≤ 1 year
€64k▲
2024 · €24k
Income taxes
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€48k€73k▲
Current assets29/58€48k€73k▲
Amounts receivable within one year40/41-€8k
Trade receivables40-€8k
Current investments50/53€30k€35k▲
Cash at bank and in hand54/58€11k€20k▲
Deferred charges and accrued income490/1€7k€10k▲
Equity and liabilities
Total equity and liabilities10/49€48k€73k▲
Equity10/15€25k€9k▼
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Other1109/19€1k€1k=
Profit (loss) carried forward14€23k€7k▼
Amounts payable17/49€24k€64k▲
Amounts payable within one year42/48€24k€64k▲
Trade debts44-€726
Suppliers440/4-€726
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€3k€10k▲
Other amounts payable47/48€21k€53k▲
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€31k€44k▲
Operating profit (loss)9901€29k€43k▲
Financial income75/76B€128€2▼
Recurring financial income75€128€2▼
Financial charges65/66B€70€100▲
Recurring financial charges65€70€100▲
Profit (loss) for the period before taxes9903€29k€43k▲
Income taxes67/77€6k€12k▲
Profit (loss) for the period9904€23k€31k▲
Profit (loss) for the period to be appropriated9905€23k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€54k▼
Profit (loss) brought forward from the previous period14P€63k€23k▼
Profit to be distributed694/7€62k€47k▼
Return on contributions (dividend)694€62k€47k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €31k ▲37.2%
Operating result €43k, net result €31k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 7.05
Current ratio from 3.44 to 7.05; short-term debt falls from €17k to €11k.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Weakest financial yearnet €19k ▼20.1%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klauwaartslaan 351853 GrimbergenGround area
2.5 ha
Building footprint
223 m²
Volume, LiDAR
2,109 m³
Parcel 23084A0521/00F000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CROC ART
since 20212.312.947.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0521/00F000 | Flanders | 2.5 ha | 1 · 223 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AJ DENTAL HYGIENIST
BE 0792.914.721
Asse · Eq €9k
Phaedra Nissen
BE 0728.845.726
Hasselt · Eq €8k
MICHAEL SPECIALE
BE 1028.932.151
Seraing · Eq €8k
A Top Smile
BE 0645.736.225
Oudergem · Eq €9k
LL Dental
BE 0789.988.982
Antwerpen · Eq €9k
Of 6,926 companies in sector 86230 we hold annual accounts for 4,282. 1,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.