Phaedra Nissen
ActivePhaedra Nissen has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-52
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.1 in 2024; short-term debt: 95% and cash: 11.1% of total assets), and 95% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
46.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 16424 sector peers (2025).
NBB · sector comparisonPosition among 16424 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
100 d early
2024
77 d early
2023
45 d early
2022
49 d early
2021
31 d early
2020
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 87.3%
2024 · €66k
2020: €-5k
2021: €25k
2022: €866
2023: €76k
2024: €66k
2020 → 2025
Total assets
€168k▲ 45.6%
2024 · €116k
2020: €2k
2021: €60k
2022: €138k
2023: €150k
2024: €116k
2020 → 2025
Net result
€78k▲ 27.6%
2024 · €61k
2020: €-10k
2021: €31k
2022: €-25k
2023: €75k
2024: €61k
2020 → 2025
Working capital
€-118k▼ 166%
2024 · €-44k
2020: €-6k
2021: €-9k
2022: €-134k
2023: €-59k
2024: €-44k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€866▼ 96.6%€76k▲ 8,644%€66k▼ 12.2%€8k▼ 87.3%
Operating result€34k-€-24k€82k€78k▼ 4.6%€99k▲ 27.2%
Net result€31k-€-25k€75k€61k▼ 17.9%€78k▲ 27.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€126k▲ 14.2%
Current assets
€42k▲ 759%
Equity and liabilities €168k
Equity
€8k▼ 87.3%
Debt
€160k▲ 225%
The debt ratio rises from 42.5% to 95.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€142k▲
2024 · €107k
Cash flow
€121k▲
2024 · €90k
Solvency
5.0%▼
2024 · 57.5%
Current ratio
0.26▲
2024 · 0.10
Quick ratio
0.26▲
2024 · 0.10
Debt / equity
19.00▲
2024 · 0.74
ROE
931.1%▲
2024 · 92.5%
ROA
46.6%▼
2024 · 53.1%
Interest coverage
2119.47▼
2024 · 2461.78
Debt
€160k▲
2024 · €49k
Debt ≤ 1 year
€160k▲
2024 · €49k
Income taxes
€21k▲
2024 · €17k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€168k▲
Fixed assets21/28€111k€126k▲
Tangible fixed assets22/27€111k€126k▲
Land and buildings22€28k€24k▼
Plant, machinery and equipment23€43k€24k▼
Furniture and vehicles24€6k€49k▲
Other tangible fixed assets26€33k€29k▼
Current assets29/58€5k€42k▲
Amounts receivable within one year40/41€4k€23k▲
Trade receivables40-€18k
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€725€19k▲
Deferred charges and accrued income490/1€475-
Equity and liabilities
Total equity and liabilities10/49€116k€168k▲
Equity10/15€66k€8k▼
Contributions10/11€5k€5k=
Reserves13€61k€3k▼
Distributable reserves133€61k€3k▼
Amounts payable17/49€49k€160k▲
Amounts payable within one year42/48€49k€160k▲
Trade debts44-€5k
Suppliers440/4-€5k
Taxes, remuneration and social security45-€164
Remuneration and social security454/9-€164
Other amounts payable47/48€49k€155k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€43k▲
Other operating charges640/8€2k€465▼
Gross operating margin9900€109k€144k▲
Operating profit (loss)9901€78k€99k▲
Financial charges65/66B€44€67▲
Recurring financial charges65€44€67▲
Profit (loss) for the period before taxes9903€78k€99k▲
Income taxes67/77€17k€21k▲
Profit (loss) for the period9904€61k€78k▲
Profit (loss) for the period to be appropriated9905€61k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€61k€78k▲
Transfer from equity791/2€71k€136k▲
Transfer to equity691/2€61k€78k▲
To other reserves6921€61k€78k▲
Profit to be distributed694/7€71k€136k▲
Return on contributions (dividend)694€71k€136k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €78k ▲27.6%
Operating result €99k, net result €78k, both a record.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-25k ▼180%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekstraat 3A3500 HasseltGround area
989 m²
Building footprint
203 m²
Volume, LiDAR
572 m³
Parcel 71052D0274/00M002, Flanders · tallest building 16.6 m. Linked by address, not a title deed.
1 establishment unit
Phaedra Nissen
since 20192.292.030.123
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052D0274/00M002 | Flanders | 989 m² | 1 · 203 m² | 16.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AJ DENTAL HYGIENIST
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Of 6,936 companies in sector 86230 we hold annual accounts for 4,288. 1,189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.