MICHAEL SPECIALE

Active

Private limited companyfounded 2025incorporated this yearRue du Pairay 93, 4100 Seraing, BelgiumKBO/BCE: BE 1028.932.151

Summary

MICHAEL SPECIALE is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €8,332 and a net result of €5,332. Its solvency ranks better than 32% of 20,411 sector peers (NACE 86, fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

MICHAEL SPECIALEActiveChecked score 78/100

Risk analysis Report Compare

Activity

Dental practice

NACE 86230

1 site

Size

€20,816total assets 2025

Equity: €8,332
Profit: €5,332

Turnover not published (abridged schema)

Financial health

78 Excellent Checked score 2025

Too young for a probability

Structure

SPECIALE MichaelDirector

Accounts 1 day early

Why 78- Young companyLatest accounts filed on timeShow the evidence

Checked score

Score 2025

78 / 100

Excellent

Without a bankruptcy probability: score from the figures alone

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 65

equity 40.0% of total assets

Liquidity 69

short-term debt 60.0% · cash 80.3%

Profitability 100

return on assets 25.6%

Bankruptcy probability, 12 months

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 1.67; short-term debt: 60% and cash: 80.3% of total assets), but 60% of the assets are financed with debt.

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Signals

Two signals.

+raises risk○neutral

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

1 day early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

Checked from 2021 on.

KBO publications · our coverage

30-07-2026 Annual accounts filedfiscal year 2025 · micro…
13-10-2025 IncorporationAppointment: SPECIALE Michael (administrateur non…

Key points

Caution: Among the weakest 12% on equitysector median €124,496 · 20,414 companies €8,332 View
Founded 11 months agofounded 09-10-2025 11 months View
One director decidessole director in office 1 View