Skip to content

CRESCENDO

Active
Public limited companyfounded 198243 yrs activeTurnhoutsebaan 185, 2970 Schilde, BelgiumKBO/BCE: BE 0423.685.211
Summary

CRESCENDO has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €410,540 and a net result of -€15,549. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 1815 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Advertising agencies
NACE 73110Publishing activities NACE 58120Publishing activities NACE 58130
#7 oldest company in Schilde, Professional and technical services sector1 site
Size
€876,665total assets 2025
Staff
1 FTE
Equity
€410,540
Loss
-€15,549
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Parent
STUYTS INVEST · 80%
Accounts 2 d early0 of 9 deeds read
Why 92+ Founded in 1982+ Size: 1 FTE, total assets €876,665+ Liquidity: current ratio 0.93, cash €208,430+ Equity €410,540 (46.8% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 72+4
equity 46.8% of total assets
Liquidity 53+22
short-term debt 53.2% · cash 23.8%
Profitability 25+18
return on assets -1.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,109 companies)
Last 8 months 03-2026: < 0.1%lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%▲ +5.0% vs 09-2026highest value
  • Founded in 1982 lowers the probability for this profile
  • Size: 1 FTE, total assets €876,665 lowers the probability for this profile
  • Liquidity: current ratio 0.93, cash €208,430 lowers the probability
  • Equity €410,540 (46.8% of total assets) lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity short (current ratio 0.93 against 0.93 in 2024; short-term debt: 53.2% and cash: 23.8% of total assets), and 53.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 46%, liquidity 43%, profitability 21%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1982
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Size: 1 FTE, total assets €876,665
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.93, cash €208,430
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €410,540 (46.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€15,549
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
3 d early
2023
1 d early
2022
5 d early
2021
5 d early
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€15,549 View
  • Positive: Result rose in 2025from -€93,998 to -€15,549 ▲ 83.5% View
  • Caution: Among the weakest 17% on net resultsector median €16,366 · 1,815 companies -€15,549 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by STUYTS INVEST 80% View

By topic

Financials

Fiscal year
2025
Total assets
€876,665
Loss
-€15,549
Solvency
46.8%
Total assets▼ 12.0%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-01-2027
  1. 29-01-2026Annual accounts filed
  2. 28-01-2025Annual accounts filed
  3. 30-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Advertising agenciesNACE 73110
Founded
03-12-1982
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.