CREOTIVITY
ActiveThe computed 12-month bankruptcy probability of CREOTIVITY is 3.0% (moderate). The 2025 annual accounts show equity of €32k and a net result of €-5k. Its solvency ranks better than 77% of 6974 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-48
Solvency100▲+10
Growth32
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 2.02 in 2024; short-term debt: 18.4% and cash: 32.1% of total assets), and 19.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
-13.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 14.1%
2024 · €37k
2024: €37k
2024 → 2025
Total assets
€40k▼ 30.0%
2024 · €57k
2024: €57k
2024 → 2025
Net result
€-5k
2024 · €35k
2024: €35k
2024 → 2025
Working capital
€18k▼ 9.6%
2024 · €20k
2024: €20k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€37k-€32k▼ 14.1%
Operating result€36k-€6k▼ 83.1%
Net result€35k-€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€14k▼ 16.5%
Current assets
€25k▼ 35.9%
Equity and liabilities €40k
Equity
€32k▼ 14.1%
Debt
€8k▼ 60.1%
The debt ratio falls from 34.5% to 19.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €39k
Cash flow
€-549▼
2024 · €38k
Solvency
80.3%▲
2024 · 65.5%
Current ratio
3.47▲
2024 · 2.02
Quick ratio
3.47▲
2024 · 2.02
Debt / equity
0.25▼
2024 · 0.53
ROE
-16.5%▼
2024 · 94.6%
ROA
-13.2%▼
2024 · 62.0%
Interest coverage
17.62▼
2024 · 81.50
Debt
€8k▼
2024 · €20k
Debt ≤ 1 year
€7k▼
2024 · €20k
Income taxes
€11k
Staff costs
€15k▼
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€40k▼
Fixed assets21/28€17k€14k▼
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€12k€10k▼
Furniture and vehicles24€12k€10k▼
Current assets29/58€40k€25k▼
Amounts receivable within one year40/41€12k€12k▼
Trade receivables40€12k€5k▼
Other amounts receivable41-€6k
Cash at bank and in hand54/58€26k€13k▼
Deferred charges and accrued income490/1€1k€825▼
Equity and liabilities
Total equity and liabilities10/49€57k€40k▼
Equity10/15€37k€32k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€35k€30k▼
Amounts payable17/49€20k€8k▼
Amounts payable within one year42/48€20k€7k▼
Trade debts44€6k-
Suppliers440/4€6k-
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€6k€5k▼
Remuneration and social security454/9€6k€3k▼
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3-€506
Income statement
Code20242025
Remuneration, social security and pensions62€120k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k-
Other operating charges640/8€1k€226▼
Gross operating margin9900€168k€26k▼
Operating profit (loss)9901€36k€6k▼
Financial income75/76B€32-
Recurring financial income75€32-
Financial charges65/66B€473€611▲
Recurring financial charges65€473€611▲
Profit (loss) for the period before taxes9903€35k€5k▼
Income taxes67/77-€11k
Profit (loss) for the period9904€35k€-5k▼
Profit (loss) for the period to be appropriated9905€35k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€30k▼
Profit (loss) brought forward from the previous period14P-€35k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
State Gazette act
Purpose · Statutes amendment · Resignations & appointmentsGeneral meeting · Name change · Purpose change5 facts ▸
State Gazette act
Purpose · Statutes amendment · Resignations & appointments
General meeting · Name change · Purpose change5 facts ▸
- General meeting, 30/07/2026
- Name change, MAVERICK
- Purpose change, La société a pour objet, tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci : 1. L’élaboration de toutes c…
- Corporate purpose, La société a pour objet, tant en Belgique qu’à l’étranger, pour compte propre ou compte de tiers ou en participation avec ceux-ci : 1. L’élaboration de toutes c…
- Statutes amendment
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
André Van Hasseltstraat 351030 SchaarbeekGround area
407 m²
Building footprint
106 m²
Volume, LiDAR
955 m³
Parcel 21906D0078/00R000, Brussels · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CREOTIVITY
since 20222.334.140.791
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21906D0078/00R000 | Brussels | 407 m² | 1 · 106 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchaarbeek2.334.140.791
Similar companies · same sector, comparable size
BEQUEVORT CONSULTANCE
BE 0521.740.036
Soignies · Eq €32k
TRED
BE 1027.384.507
Gent · Eq €32k
COMIZZO
BE 0477.751.130
Deinze · Eq €32k
Ziton
BE 0783.274.307
Linkebeek · Eq €32k
GuthLab
BE 1022.963.384
Sint-Pieters-Woluwe · Eq €32k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,194 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2022
Fiscal year end30-06
Legal name FR
MAVERICK
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
62010Computer programming, consultancy and related activities
62100Computer programming
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.creotivity.io
E-mail:oscar@creotivity.io