COMIZZO
ActiveCOMIZZO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-322k) and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 1411 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36▲+36
Solvency0=
Growth38▲+8
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.2 in 2023; short-term debt: 129.9% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-29.9%
Return on assets
-0.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-322k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
140 d late
2022
126 d late
2021
131 d late
2020
89 d late
2019
186 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€63k▼ 91.1%
2023 · €700k
2019: €770k
2020: €759k
2023: €700k
2019 → 2024
EBIT margin
-8.1%▲ 7.4pp
2023 · -15.6%
2019: -0.6%
2020: -10.3%
2023: -15.6%
2019 → 2024
Net result
€-6k▲ 98.3%
2023 · €-348k
2019: €-33k
2020: €-168k
2021: €10k
2022: €-28k
2023: €-348k
2019 → 2024
Working capital
€-1.35M▼ 13.8%
2023 · €-1.19M
2019: €156k
2020: €-205k
2021: €-199k
2022: €-230k
2023: €-1.19M
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€759k-€700k€63k▼ 91.1%
Equity€51k-€60k▲ 19.6%€32k▼ 47.0%€-316k€-322k▼ 1.9%
Operating result€-78k-€26k€-33k€-109k▼ 226%€-5k▲ 95.3%
Net result€-168k-€10k€-28k€-348k▼ 1,124%€-6k▲ 98.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €109k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.08M
Fixed assets
€1.03M▲ 18.0%
Current assets
€43k▼ 85.7%
Key figures and ratios
Solvency
-29.9%▼
2023 · -26.8%
Current ratio
0.03▼
2023 · 0.20
Quick ratio
0.03▼
2023 · 0.20
Debt / equity
-4.34▲
2023 · -4.73
ROA
-0.6%▲
2023 · -29.6%
Debt
€1.40M▼
2023 · €1.49M
Debt ≤ 1 year
€1.40M▼
2023 · €1.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.18M€1.08M▼
Fixed assets21/28€875k€1.03M▲
Financial fixed assets28€875k€1.03M▲
Current assets29/58€302k€43k▼
Amounts receivable within one year40/41€295k€40k▼
Trade receivables40€113k€31k▼
Other amounts receivable41€182k€10k▼
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€3k€304▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.08M▼
Equity10/15€-316k€-322k▼
Contributions10/11€100k€100k=
Reserves13€118k€118k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€108k€108k=
Profit (loss) carried forward14€-534k€-540k▼
Amounts payable17/49€1.49M€1.40M▼
Amounts payable within one year42/48€1.49M€1.40M▼
Financial debts43€13k€142▼
Credit institutions430/8€13k€142▼
Trade debts44€1.27M€1.19M▼
Suppliers440/4€1.27M€1.19M▼
Taxes, remuneration and social security45€155k€157k▲
Taxes450/3€155k€157k▲
Other amounts payable47/48€53k€47k▼
Accrued charges and deferred income492/3€438€23▼
Income statement
Code20232024
Turnover70€700k€63k▼
Non-recurring operating income76A€750k-
Goods, raw materials, services and sundry goods60/61€847k€68k▼
Other operating charges640/8€5k€1k▼
Non-recurring operating charges66A€713k-
Gross operating margin9900€610k€-4k▼
Operating profit (loss)9901€-109k€-5k▲
Financial income75/76B€965€0▼
Recurring financial income75€965€0▼
Financial charges65/66B€117k€989▼
Recurring financial charges65€117k€989▼
Profit (loss) for the period before taxes9903€-225k€-6k▲
Income taxes67/77€123k-
Profit (loss) for the period9904€-348k€-6k▲
Profit (loss) for the period to be appropriated9905€-348k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-534k€-540k▼
Profit (loss) brought forward from the previous period14P€-186k€-534k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 140 days late
2023
31-12
Financial
Weakest financial yearnet €-348k
Net result drops to €-348k, the lowest in the series; recovery starts the following year.
04-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 126 days late
2022
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 131 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 186 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 86 days late
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 68 days late
2015
23-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emiel Clauslaan 95 B9800 DeinzeGround area
1,714 m²
Building footprint
172 m²
Volume, LiDAR
996 m³
Parcel 44004C0061/00K000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMIZZO BVBA
since 20022.114.359.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004C0061/00K000 | Flanders | 1,714 m² | 1 · 172 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,198 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded13-06-2002
Fiscal year end31-12
Trade name NL
HEAVEN HELP
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.