Creosphere
ActiveCreosphere has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency12▲+12
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.15 in 2024; short-term debt: 112.8% and cash: 49.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
37.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
6 d early
2023
13 d early
2022
11 d early
2021
31 d late
2020
11 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▲ 74.6%
2024 · €-8k
2018: €-24k
2019: €2k
2020: €3k
2021: €4k
2022: €16k
2023: €16k
2024: €-8k
2018 → 2025
Total assets
€17k▲ 72.3%
2024 · €10k
2018: €86k
2019: €129k
2020: €250k
2021: €93k
2022: €84k
2023: €64k
2024: €10k
2018 → 2025
Net result
€6k
2024 · €-24k
2018: €5k
2019: €41k
2020: €86k
2021: €106
2022: €12k
2023: €254
2024: €-24k
2018 → 2025
Working capital
€-9k▲ 43.3%
2024 · €-15k
2018: €-23k
2019: €87k
2020: €70k
2021: €-689
2022: €12k
2023: €13k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€16k▲ 352%€16k▲ 1.6%€-8k€-2k▲ 74.6%
Operating result€15k-€18k▲ 19.6%€332▼ 98.1%€-24k€6k
Net result€106-€12k▲ 11,569%€254▼ 97.9%€-24k€6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17k
Fixed assets
€6k▼ 5.3%
Current assets
€10k▲ 263%
Key figures and ratios
EBITDA
€7k▲
2024 · €-24k
Cash flow
€7k▲
2024 · €-24k
Solvency
-12.8%▲
2024 · -86.6%
Current ratio
0.54▲
2024 · 0.15
Quick ratio
0.54▲
2024 · 0.15
Debt / equity
-8.82▼
2024 · -2.15
ROA
37.5%▲
2024 · -254.1%
Interest coverage
106.19▲
2024 · -105.54
Debt
€19k▲
2024 · €18k
Debt ≤ 1 year
€19k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€17k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€3k€3k▼
Other tangible fixed assets26€4k€4k=
Current assets29/58€3k€10k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€81€0▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€1k€8k▲
Equity and liabilities
Total equity and liabilities10/49€10k€17k▲
Equity10/15€-8k€-2k▲
Contributions10/11€6k€6k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€254€254=
Profit (loss) carried forward14€-24k€-18k▲
Amounts payable17/49€18k€19k▲
Amounts payable within one year42/48€18k€19k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€15k€15k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€296€364▲
Other operating charges640/8€64€666▲
Gross operating margin9900€-24k€7k▲
Operating profit (loss)9901€-24k€6k▲
Financial income75/76B€69€0▼
Recurring financial income75€69€0▼
Financial charges65/66B€227€63▼
Recurring financial charges65€227€63▼
Profit (loss) for the period before taxes9903€-24k€6k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-24k€6k▲
Profit (loss) for the period to be appropriated9905€-24k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-18k▲
Profit (loss) brought forward from the previous period14P-€-24k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼9713%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €86k ▲109%
Operating result €102k, net result €86k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.12
Current ratio from 0.79 to 3.12; short-term debt falls from €108k to €41k.
10-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 132 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 57 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klaarstraat 1041745 OpwijkGround area
1,255 m²
Building footprint
231 m²
Volume, LiDAR
945 m³
Parcel 23060A0466/00E000, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Klaarstraat 104, 1745 Opwijk
since 20112.198.559.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060A0466/00E000 | Flanders | 1,255 m² | 1 · 231 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 28,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-03-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.