ExpertDetect
ActiveExpertDetect has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €15k. Its solvency ranks better than 30% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+89
Solvency55▲+24
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 0.88 in 2024; short-term debt: 70% and cash: 32.7% of total assets), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
27.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▲ 1,234%
2024 · €1k
2024: €1k
2024 → 2025
Total assets
€54k▲ 147%
2024 · €22k
2024: €22k
2024 → 2025
Net result
€15k
2024 · €-1k
2024: €-1k
2024 → 2025
Working capital
€9k
2024 · €-2k
2024: €-2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1k-€16k▲ 1,234%
Operating result€-1k-€23k
Net result€-1k-€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €1k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€7k▲ 102%
Current assets
€46k▲ 156%
Equity and liabilities €54k
Equity
€16k▲ 1,234%
Debt
€38k▲ 83.4%
The debt ratio falls from 94.4% to 70.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €-1k
Cash flow
€16k▲
2024 · €-1k
Solvency
30.0%▲
2024 · 5.6%
Current ratio
1.24▲
2024 · 0.88
Quick ratio
1.24▲
2024 · 0.88
Debt / equity
2.33▼
2024 · 16.97
ROE
92.5%▲
2024 · -106.9%
ROA
27.8%▲
2024 · -6.0%
Interest coverage
47.72▲
2024 · -5.96
Debt
€38k▲
2024 · €21k
Debt ≤ 1 year
€38k▲
2024 · €21k
Income taxes
€8k▲
2024 · €57
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€54k▲
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€2k€6k▲
Furniture and vehicles24€2k€6k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€18k€46k▲
Amounts receivable within one year40/41€9k€26k▲
Trade receivables40€8k€22k▲
Other amounts receivable41€943€4k▲
Cash at bank and in hand54/58€8k€18k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€22k€54k▲
Equity10/15€1k€16k▲
Contributions10/11€3k€3k=
Reserves13-€14k
Distributable reserves133-€14k
Profit (loss) carried forward14€-1k€0▲
Amounts payable17/49€21k€38k▲
Amounts payable within one year42/48€21k€38k▲
Current portion of amounts payable after more than one year42€9k€0▼
Trade debts44€7k€20k▲
Suppliers440/4€7k€20k▲
Taxes, remuneration and social security45€4k€17k▲
Taxes450/3€4k€17k▲
Other amounts payable47/48€434€178▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55€1k▲
Gross operating margin9900€-1k€25k▲
Operating profit (loss)9901€-1k€23k▲
Financial income75/76B€0€163▲
Recurring financial income75€0€163▲
Financial charges65/66B€169€517▲
Recurring financial charges65€169€517▲
Profit (loss) for the period before taxes9903€-1k€23k▲
Income taxes67/77€57€8k▲
Profit (loss) for the period9904€-1k€15k▲
Profit (loss) for the period to be appropriated9905€-1k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€14k▲
Profit (loss) brought forward from the previous period14P-€-1k
Transfer to equity691/2-€14k
To other reserves6921-€14k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wasseiges · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Page(M) 194219 WasseigesGround area
68 m²
Building footprint
89 m²
Parcel 64048B0476/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de Page(M) 19, 4219 Wasseiges
since 20242.361.845.971
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64048B0476/00P000 | Wallonia | 68 m² | 1 · 89 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 28,215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
47400Retail sale of information and communication equipment
47430Retail trade
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.