FILCAH
ActiveFILCAH has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▼-61
Solvency42▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.2 in 2024; short-term debt: 64.8% and cash: 23.9% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
-14.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-14k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
53 d late
2023
28 d late
2022
31 d late
2021
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 45.9%
2024 · €30k
2021: €11k
2022: €23k
2023: €35k
2024: €30k
2021 → 2025
Total assets
€97k▲ 10.4%
2024 · €88k
2021: €54k
2022: €63k
2023: €91k
2024: €88k
2021 → 2025
Net result
€-14k▼ 183%
2024 · €-5k
2021: €4k
2022: €12k
2023: €12k
2024: €-5k
2021 → 2025
Working capital
€12k▲ 25.8%
2024 · €10k
2021: €3k
2022: €19k
2023: €26k
2024: €10k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€23k▲ 110%€35k▲ 53.6%€30k▼ 14.0%€16k▼ 45.9%
Operating result€6k-€18k▲ 221%€18k▼ 0.8%€-5k€-14k▼ 170%
Net result€4k-€12k▲ 215%€12k▲ 2.2%€-5k€-14k▼ 183%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €5k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€22k▼ 27.9%
Current assets
€75k▲ 30.8%
Equity and liabilities €97k
Equity
€16k▼ 45.9%
Debt
€81k▲ 39.2%
The debt ratio rises from 66.1% to 83.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▼
2024 · €3k
Cash flow
€-5k▼
2024 · €3k
Solvency
16.6%▼
2024 · 33.9%
Current ratio
1.19▼
2024 · 1.20
Quick ratio
0.88▼
2024 · 0.92
Debt / equity
5.02▲
2024 · 1.95
ROE
-84.8%▼
2024 · -16.2%
ROA
-14.1%▼
2024 · -5.5%
Interest coverage
-35.68▼
2024 · 18.83
Debt
€81k▲
2024 · €58k
Debt ≤ 1 year
€63k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€97k▲
Fixed assets21/28€31k€22k▼
Tangible fixed assets22/27€31k€22k▼
Plant, machinery and equipment23€18k€13k▼
Furniture and vehicles24€12k€9k▼
Current assets29/58€57k€75k▲
Stocks and contracts in progress3€13k€19k▲
Stocks30/36€13k€19k▲
Amounts receivable within one year40/41€18k€32k▲
Trade receivables40€13k€27k▲
Other amounts receivable41€5k€5k▼
Cash at bank and in hand54/58€26k€23k▼
Deferred charges and accrued income490/1€161€513▲
Equity and liabilities
Total equity and liabilities10/49€88k€97k▲
Equity10/15€30k€16k▼
Contributions10/11€1k€1k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€-5k€-18k▼
Amounts payable17/49€58k€81k▲
Amounts payable within one year42/48€48k€63k▲
Trade debts44€6k€18k▲
Suppliers440/4€6k€18k▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€39k€45k▲
Accrued charges and deferred income492/3€10k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k-
Other operating charges640/8€2k€911▼
Non-recurring operating charges66A€911-
Gross operating margin9900€3k€-4k▼
Operating profit (loss)9901€-5k€-14k▼
Financial income75/76B€357€47▼
Recurring financial income75€357€47▼
Financial charges65/66B€147€141▼
Recurring financial charges65€147€141▼
Profit (loss) for the period before taxes9903€-5k€-14k▼
Income taxes67/77€11-
Profit (loss) for the period9904€-5k€-14k▼
Profit (loss) for the period to be appropriated9905€-5k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-18k▼
Profit (loss) brought forward from the previous period14P-€-5k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2021net €12k ▲2.2%
Net result €12k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leiestraat 358560 WevelgemGround area
417 m²
Building footprint
161 m²
Volume, LiDAR
785 m³
Parcel 34041C0562/02R000, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
FILCAH
since 20162.254.411.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041C0562/02R000 | Flanders | 417 m² | 1 · 161 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 247 EUR awarded · 247 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 247 EUR | 247 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 28,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
33110Repair and maintenance of fabricated metal products
33120Repair and maintenance of machinery
33200Installation of industrial machinery and equipment
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.