ArrowMinded
ActiveArrowMinded has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-7k. Equity is shrinking by ~20.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 90% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 7.6 against 7.14 in 2024; short-term debt: 8.2% and cash: 54.9% of total assets), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
-38.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
21 d early
2024
28 d early
2023
37 d early
2022
18 d early
2021
6 d early
2020
32 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 29.7%
2024 · €23k
2018: €64k
2019: €86k
2020: €112k
2021: €64k
2022: €52k
2023: €35k
2024: €23k
2018 → 2025
Total assets
€18k▼ 30.8%
2024 · €25k
2018: €76k
2019: €91k
2020: €125k
2021: €73k
2022: €62k
2023: €44k
2024: €25k
2018 → 2025
Net result
€-7k▲ 42.1%
2024 · €-12k
2018: €44k
2019: €21k
2020: €26k
2021: €-48k
2022: €-12k
2023: €-17k
2024: €-12k
2018 → 2025
Working capital
€10k▼ 25.7%
2024 · €13k
2018: €46k
2019: €56k
2020: €93k
2021: €48k
2022: €31k
2023: €21k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€52k▼ 18.9%€35k▼ 32.9%€23k▼ 33.9%€16k▼ 29.7%
Operating result€-48k-€-11k▲ 77.9%€-17k▼ 59.7%€-12k▲ 30.7%€-7k▲ 40.8%
Net result€-48k-€-12k▲ 75.1%€-17k▼ 41.5%€-12k▲ 31.0%€-7k▲ 42.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €18k
Fixed assets
€7k▼ 37.1%
Current assets
€11k▼ 26.5%
Equity and liabilities €18k
Equity
€16k▼ 29.7%
Debt
€1k▼ 41.7%
The debt ratio falls from 9.8% to 8.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-8k
Cash flow
€-3k▲
2024 · €-8k
Solvency
91.8%▲
2024 · 90.2%
Current ratio
7.60▲
2024 · 7.14
Quick ratio
7.60▲
2024 · 7.14
Debt / equity
0.09▼
2024 · 0.11
ROE
-42.2%▲
2024 · -51.3%
ROA
-38.7%▲
2024 · -46.3%
Interest coverage
-27.88▲
2024 · -88.65
Debt
€1k▼
2024 · €2k
Debt ≤ 1 year
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25k€18k▼
Fixed assets21/28€10k€7k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€15k€11k▼
Amounts receivable within one year40/41€1k€913▼
Trade receivables40€0€540▲
Other amounts receivable41€1k€373▼
Cash at bank and in hand54/58€13k€10k▼
Deferred charges and accrued income490/1€514€438▼
Equity and liabilities
Total equity and liabilities10/49€25k€18k▼
Equity10/15€23k€16k▼
Contributions10/11€20k€20k=
Reserves13€90k€90k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-87k€-94k▼
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€1k▼
Trade debts44€2k€696▼
Suppliers440/4€2k€696▼
Taxes, remuneration and social security45€462€0▼
Taxes450/3€462€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€0€752▲
Accrued charges and deferred income492/3€387€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€581€622▲
Gross operating margin9900€-7k€-2k▲
Operating profit (loss)9901€-12k€-7k▲
Financial income75/76B€27€234▲
Recurring financial income75€27€234▲
Financial charges65/66B€88€109▲
Recurring financial charges65€88€109▲
Profit (loss) for the period before taxes9903€-12k€-7k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-12k€-7k▲
Profit (loss) for the period to be appropriated9905€-12k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-87k€-94k▼
Profit (loss) brought forward from the previous period14P€-75k€-87k▼
Transfer from equity791/2€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.14
Current ratio from 3.30 to 7.14; short-term debt falls from €9k to €2k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-48k ▼284%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €112k ▲30.6%
3 profitable years in a row build equity to €112k.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 11.09
Current ratio from 5.19 to 11.09; short-term debt falls from €11k to €6k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 2912800 MechelenGround area
270 m²
Building footprint
103 m²
Volume, LiDAR
714 m³
Parcel 12403E0383/00G002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ArrowMinded
since 20172.268.570.078
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0383/00G002 | Flanders | 270 m² | 1 · 103 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 28,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.