Financials
- Fiscal year
- 2024
- Total assets
- €589,371
- Profit
- €63,970
- Solvency
- 61.0%
Total assets▼ 4.1%
Net result
20182024
CREOBIZ
ActiveSummary
CREOBIZ has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €359,342 and a net result of €63,970. Equity is growing by ~16.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Public relations and communication consultancy
NACE 73300NACE 70210NACE 74141
1 site
Size
€589,371total assets 2024
- Equity
- €359,342
- Profit
- €63,970
Turnover not published (abridged schema)
Structure
Accounts 31 d early0 of 3 deeds read
Why 95- Figures for FY 2024 (filed 14-07-2025)+ Liquidity: current ratio 5.37, cash €174,223+ Founded in 2002+ Equity €359,342 (61.0% of total assets)Show the evidence
Checked score
Score 2024
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
86+1
equity 61.0% of total assets
Liquidity
87+13
short-term debt 10.0% · cash 29.6%
Profitability
82-3
return on assets 10.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: < 0.1%lowest value
11-2025: < 0.1%● 0.0% vs 10-2025lowest value
12-2025: < 0.1%● 0.0% vs 11-2025lowest value
01-2026: < 0.1%● 0.0% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%● 0.0% vs 02-2026lowest value
04-2026: < 0.1%▲ +5.7% vs 03-2026
05-2026: < 0.1%▲ +2.7% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%▲ +5.3% vs 06-2026
08-2026: 0.1%▲ +37.5% vs 07-2026
09-2026: 0.1%▲ +14.5% vs 08-2026
10-2026: 0.1%▲ +60.3% vs 09-2026highest value
- Liquidity: current ratio 5.37, cash €174,223 lowers the probability
- Figures for FY 2024 (filed 14-07-2025) raises the probability
- Founded in 2002 lowers the probability for this profile
- Equity €359,342 (61.0% of total assets) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 5.37 against 5.79 in 2023; short-term debt: 10% and cash: 29.6% of total assets), and 39% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 59%, liquidity 79%, profitability 57%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
17 d early
2023
89 d early
2022
84 d early
2021
59 d early
2020
51 d early
2019
34 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 14-07-2025Annual accounts filed
- 03-05-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Public relations and communication consultancyNACE 73300
- Founded
- 18-04-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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