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What changed
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NACE 66.199, Other activities auxiliary to financial services, excluding insurance and pension funding
filed annual accounts (NBB)
Net result for the year
€183,294
2024 · €195,671-€12,377
Equity
€491,600
2024 · €308,306+€183,294
Cash
€186,355
2024 · €263,309-€76,954
Balance sheet total
€1.7m
2024 · €1.7m+€53,992
Largest movements
Assets
- Tangible fixed assets +€121,259
up €121,259 (+8.9%), from €1.4m to €1.5m
of which Land and buildings: +€107,501
- Cash -€76,954
down €76,954 (-29.2%), from €263,309 to €186,355
mainly Investment in fixed assets (net) (-€181,348) and Accrued charges and deferred income (-€87,929)
Equity and liabilities
- Reserves +€451,600
new in 2025: €451,600
- Profit (loss) carried forward -€268,306
no longer reported in 2025 (was €268,306)
- Accrued charges and deferred income -€87,929
down €87,929 (-50.0%), from €175,857 to €87,929
- Debts after one year -€75,340
down €75,340 (-7.0%), from €1.1m to €1.0m
- Current portion of long-term debt +€38,375
new in 2025: €38,375
Income statement
- Other operating charges -€187,730
down €187,730 (-99.8%), from €188,197 to €467
- Gross operating margin -€79,855
down €79,855 (-15.9%), from €502,918 to €423,063
- Depreciation +€47,040
up €47,040 (+329%), from €14,296 to €61,336
- Financial charges +€38,902
up €38,902 (+3,336%), from €1,166 to €40,068
- Staff costs +€26,905
up €26,905 (+62.8%), from €42,822 to €69,727
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€195,671
Gross operating margin
-€79,855
Staff costs
-€26,905
Depreciation
-€47,040
Other operating charges
+€187,730
Financial income
-€5,751
Financial charges
-€38,902
Taxes
-€1,653
Result 2025
€183,294
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€141,358
Investment
-€181,348
Financing
-€36,965
Cash 2024
€263,309
From operations (derived)
+€141,358
Net result for the year
+€183,294
Depreciation
+€61,336
Receivables within one year
-€11,434
Deferred charges and accrued income
+€499
Trade debts
+€2,293
Tax, wage and social debts
-€6,702
Accrued charges and deferred income
-€87,929
Investment (derived)
-€181,348
Investment in fixed assets (net)
-€181,348
Financing
-€36,965
Debts after one year
-€75,340
Current portion of long-term debt
+€38,375
Cash 2025
€186,355
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,658,156 | €1,712,147 | +€53,992 | +3.3% |
| Fixed assets | 21/28 | €1,371,772 | €1,491,783 | +€120,011 | +8.7% |
| Intangible fixed assets | 21 | €2,922 | €1,675 | -€1,247 | -42.7% |
| Tangible fixed assets | 22/27 | €1,360,700 | €1,481,959 | +€121,259 | +8.9% |
| Land and buildings | 22 | €1,346,625 | €1,454,126 | +€107,501 | +8.0% |
| Plant, machinery and equipment | 23 | - | €3,837 | +€3,837 | |
| Furniture and vehicles | 24 | €9,461 | €21,277 | +€11,816 | +125% |
| Other tangible fixed assets | 26 | €4,614 | €2,718 | -€1,895 | -41.1% |
| Financial fixed assets | 28 | €8,150 | €8,150 | = | 0.0% |
| Current assets | 29/58 | €286,384 | €220,364 | -€66,020 | -23.1% |
| Amounts receivable within one year | 40/41 | €16,659 | €28,093 | +€11,434 | +68.6% |
| Trade receivables | 40 | €11,610 | €23,844 | +€12,234 | +105% |
| Other amounts receivable | 41 | €5,049 | €4,249 | -€800 | -15.8% |
| Current investments | 50/53 | €4,350 | €4,350 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €263,309 | €186,355 | -€76,954 | -29.2% |
| Deferred charges and accrued income | 490/1 | €2,065 | €1,566 | -€499 | -24.2% |
| Total equity and liabilities | 10/49 | €1,658,156 | €1,712,147 | +€53,992 | +3.3% |
| Equity | 10/15 | €308,306 | €491,600 | +€183,294 | +59.5% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | - | €451,600 | +€451,600 | |
| Distributable reserves | 133 | - | €451,600 | +€451,600 | |
| Profit (loss) carried forward | 14 | €268,306 | - | -€268,306 | |
| Investment grants | 15 | €0 | - | = | |
| Amounts payable | 17/49 | €1,349,849 | €1,220,547 | -€129,302 | -9.6% |
| Amounts payable after more than one year | 17 | €1,080,000 | €1,004,660 | -€75,340 | -7.0% |
| Financial debts | 170/4 | €1,080,000 | €1,004,660 | -€75,340 | -7.0% |
| Amounts payable within one year | 42/48 | €93,992 | €127,958 | +€33,966 | +36.1% |
| Current portion of amounts payable after more than one year | 42 | - | €38,375 | +€38,375 | |
| Trade debts | 44 | €11,555 | €13,848 | +€2,293 | +19.8% |
| Suppliers | 440/4 | €11,555 | €13,848 | +€2,293 | +19.8% |
| Taxes, remuneration and social security | 45 | €80,751 | €74,049 | -€6,702 | -8.3% |
| Taxes | 450/3 | €73,128 | €70,657 | -€2,471 | -3.4% |
| Remuneration and social security | 454/9 | €7,623 | €3,392 | -€4,231 | -55.5% |
| Other amounts payable | 47/48 | €1,686 | €1,686 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €175,857 | €87,929 | -€87,929 | -50.0% |
| Remuneration, social security and pensions | 62 | €42,822 | €69,727 | +€26,905 | +62.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,296 | €61,336 | +€47,040 | +329% |
| Other operating charges | 640/8 | €188,197 | €467 | -€187,730 | -99.8% |
| Gross operating margin | 9900 | €502,918 | €423,063 | -€79,855 | -15.9% |
| Operating profit (loss) | 9901 | €257,604 | €291,534 | +€33,930 | +13.2% |
| Financial income | 75/76B | €5,751 | - | -€5,751 | |
| Recurring financial income | 75 | €5,751 | - | -€5,751 | |
| Financial charges | 65/66B | €1,166 | €40,068 | +€38,902 | +3,336% |
| Recurring financial charges | 65 | €1,166 | €40,068 | +€38,902 | +3,336% |
| Profit (loss) for the period before taxes | 9903 | €262,189 | €251,465 | -€10,724 | -4.1% |
| Income taxes | 67/77 | €66,518 | €68,171 | +€1,653 | +2.5% |
| Profit (loss) for the period | 9904 | €195,671 | €183,294 | -€12,377 | -6.3% |
| Profit (loss) for the period to be appropriated | 9905 | €195,671 | €183,294 | -€12,377 | -6.3% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 8 November 2026 via checked.be.