Financials
- Fiscal year
- 2025
- Total assets
- €1.6m
- Loss
- -€490,758
- Solvency
- -19.0%
Total assets▼ 17.3%
Net result
20222025
SOMAFI B & A
ActiveSummary
SOMAFI B & A is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€302,165) and a net result of -€490,758. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1,822 sector peers (NACE 66, fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other activities auxiliary to financial services, excluding insurance and pension funding
NACE 66199
1 site
Size
€1.6mtotal assets 2025
- Staff
- 5 FTE
- Equity
- -€302,165
- Loss
- -€490,758
Financial health
Financial institution: outside the modelProbability: sector outside the model
Signals- Weak solvency vs sectorFiled after the deadlineShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1822 sector peers (2025).
NBB · sector comparisonPosition among 1822 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
6 days early
2022
90 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignation: Jean-François Ghiot (director)Director discharge
- Resignation: AC&DC SRL (director)Appointment: ROELANDT Christophe (director) ·…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€302,165 View
- Caution: From profit to loss in 2025after €136,161 in 2024 -€490,758 View
- Caution: Among the weakest 5% on solvencysector median 38.2% · 1,822 companies -19.0% View
- Caution: Board changedlatest change 26-05-2026 · 1 in office 1 joined · 2 left View
By topic
Board & ownership
- Board
- 1 member
- ROELANDT ChristopheDirector
Timeline
- Events
- 9
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-12-2025Weakest financial year
- 29-08-2025Annual accounts filed
- 31-12-2024Highest result since 2022
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other activities auxiliary to financial services, excluding insurance…NACE 66199
- Founded
- 18-06-2021
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationGo further with this company
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