Losses
-€208,277 in ten years
Every financial year from 2016 to 2025 closed with a loss. 2018 was the heaviest.
Crédior
Lifetime
23 annual accounts with figures on one time axis, 49 filings since 1977peak €204,251 (2008)
€18,275▲ 151%
lowest -€68,697 (2005)
-€20,801▼ €1,630
peak €702,988 (2018)
€569,729▼ 3.5%
€469,469▼ 18.6%
peak 3 FTE (2011)
-not published
Board6 names since 2013
3 directors and 2 others
Documentsfilings and deeds
03-11-202695 days late
2025micro format
Gross margin from €7,286 to €18,275Loss of €20,801Debts from €576,523 to €469,469
Key points
from the 2025 annual accountsFilings
49 annual accounts 95 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-€20,801
Lower net result than 91% of companies in financial services. Sector median €32,225 · 10,284 companies.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: Filed more than 90 days late
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
Board and ownership
Director
Director
Director
- deed of 24-05-2017
- deed of 24-05-2017
- deed of 24-05-2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0402268304
Appointment: (director)
General meeting of 01-11-2021 · Gazette deed
Resignation: (director)
Director discharge: · General meeting of 01-11-2021 · Gazette deed
Capital increase of €20,000 to €179,365.16
Capital from €159,365.16 to €179,365.16 · Contributions: (€18,741.16); (€629.42); (€629.42) · Appointment: (director) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Crédior Theux | €1.0m | €18,275 | 54.8% | - |
| 3D Santé Chaudfontaine | €0.4m | €24,511 | 32.6% | - |
| BUSINESS 4 YOU Diksmuide | €1.1m | €58,432 | 69.5% | - |
| ENGELEN INVEST Niel | €0.8m | €19,002 | 94.7% | - |
| S.P.S. Mechelen | €2.4m | €50,293 | 80.7% | - |
| BESTGEST Woluwe-Saint-Pierre | €0.5m | €24,849 | 98.9% | - |
| JMR INVEST Estaimpuis | €1.8m | €76,106 | 19.6% | 0 |
These companies have the same main activity as Crédior: other financial services (NACE 64999). They are comparable in size and age: total assets between €423,000 and €2.4m, founded between 1980 and 1998.
Official details
Source: KBO- Status
- Active since 02-03-1961Normal situation
- Activity
- Other financial servicesNACE 64999
- Establishment unit
- 2.006.570.0114910 Theux, since 01-03-1961
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Insights on Crédior
Crédior files the micro format. That format states no turnover. The gross margin rose from -€18,198 in 2003 to €18,275 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Crédior
- What is the company number of Crédior?
- The company number of Crédior is 0402.268.304. The VAT number is the same number with BE in front: BE 0402.268.304.
- Where is Crédior based?
- The registered office is at Avenue Félix Deblon 151, 4910 Theux.Company details
- What does Crédior do?
- According to the KBO register, the main activity is other financial services (NACE 64999).
- What is the legal form of Crédior?
- Crédior is a public limited company (NV).
- When was Crédior founded?
- Crédior was founded on 02-03-1961.
- Is Crédior still active?
- Yes, Crédior is an active enterprise in the KBO register.
- How many employees does Crédior have?
- Crédior had an average of 2.5 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of Crédior?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €18,275 and 35 comparable companies (NACE 64). It probably lies between €26,000 and €120,000. It is a rough estimate. In financial year 2020 turnover was €0.
- Is Crédior profitable?
- In financial year 2025, Crédior made a loss of €20,801.
- Where can I find the annual accounts of Crédior?
- Crédior filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Crédior due?
- Crédior must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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