CREBET
ActiveSummary
CREBET has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €165k and a net result of €25k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 89% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 9.35 against 11.32 in 2024; short-term debt: 9.9% and cash: 14.9% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
13.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
1 d late
2023
1 d early
2022
22 d late
2021
9 d early
2020
28 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€165k▼ 22.4%
2024 · €212k
2018: €105k
2019: €123k
2020: €137k
2021: €146k
2022: €164k
2023: €196k
2024: €212k
2018 → 2025
Total assets
€183k▼ 22.2%
2024 · €235k
2018: €121k
2019: €148k
2020: €160k
2021: €175k
2022: €181k
2023: €217k
2024: €235k
2018 → 2025
Net result
€25k▲ 47.9%
2024 · €17k
2018: €7k
2019: €18k
2020: €14k
2021: €9k
2022: €18k
2023: €32k
2024: €17k
2018 → 2025
Working capital
€151k▼ 23.0%
2024 · €197k
2018: €86k
2019: €109k
2020: €123k
2021: €134k
2022: €151k
2023: €184k
2024: €197k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€164k▲ 12.4%€196k▲ 19.3%€212k▲ 8.7%€165k▼ 22.4%
Operating result€13k-€26k▲ 97.2%€43k▲ 66.9%€23k▼ 47.1%€33k▲ 43.7%
Net result€9k-€18k▲ 102%€32k▲ 74.5%€17k▼ 46.3%€25k▲ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€13k ▼ 31.1%
Current assets
€170k ▼ 21.4%
Equity and liabilities €183k
Equity
€165k ▼ 22.4%
Debt
€18k ▼ 20.1%
The debt ratio rises from 9.6% to 9.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€34k▲
2024 · €25k
Cash flow
€27k▲
2024 · €19k
Current ratio
9.35▼
2024 · 11.32
Debt / equity
0.11▲
2024 · 0.11
ROE
15.2%▲
2024 · 8.0%
ROA
13.7%▲
2024 · 7.2%
Interest coverage
22.69▲
2024 · 17.59
Debt ≤ 1 year
€18k▼
2024 · €19k
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€235k€183k▼
Fixed assets21/28€20k€13k▼
Tangible fixed assets22/27€19k€13k▼
Plant, machinery and equipment23€558€5k▲
Furniture and vehicles24€11k€1k▼
Other tangible fixed assets26€7k€6k▼
Financial fixed assets28€900€900=
Current assets29/58€216k€170k▼
Amounts receivable after more than one year29€115k€80k▼
Other amounts receivable291€115k€80k▼
Amounts receivable within one year40/41€90k€53k▼
Trade receivables40€20k€34k▲
Other amounts receivable41€69k€19k▼
Cash at bank and in hand54/58-€27k
Deferred charges and accrued income490/1€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€235k€183k▼
Equity10/15€212k€165k▼
Contributions10/11€12k€12k=
Reserves13€200k€152k▼
Distributable reserves133€200k€152k▼
Profit (loss) carried forward14€67€76▲
Amounts payable17/49€23k€18k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€19k€18k▼
Current portion of amounts payable after more than one year42€5k-
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44-€842
Suppliers440/4-€842
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-5k-
Other operating charges640/8€110€822▲
Gross operating margin9900€20k€35k▲
Operating profit (loss)9901€23k€33k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€25k€37k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€17k€25k▲
Profit (loss) for the period to be appropriated9905€17k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€25k▲
Profit (loss) brought forward from the previous period14P€63€67▲
Transfer from equity791/2-€73k
Transfer to equity691/2€17k€25k▲
To other reserves6921€17k€25k▲
Profit to be distributed694/7-€73k
Return on contributions (dividend)694-€73k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Equity above €200kEq €212k ▲8.7%
7 profitable years in a row build equity to €212k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €32k ▲74.5%
Operating result €43k, net result €32k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Equity above €150kEq €164k ▲12.4%
5 profitable years in a row build equity to €164k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mergelweg 121730 AsseGround area
399 m²
Building footprint
114 m²
Volume, LiDAR
716 m³
Parcel 23322B0087/00W000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CREBET
since 20062.152.383.577
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322B0087/00W000 | Flanders | 399 m² | 1 · 114 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 900 EUR awarded · 900 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 300 EUR | 300 EUR |
| 2024 | 1 | 300 EUR | 300 EUR |
| 2023 | 1 | 300 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,504 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2006
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.